Jul 23 2014

Care are more expensive hospital and clinical

Tag: economic, events, finance, resources, traveladmin @ 1:32 pm

 Public1

The hospital should take lessons in productivity from private clinics. In its annual survey of hospital costs, technical Information Agency on hospital (Atih) noted once more the efficiency between the two feuding brothers health gap. It shows that in 2012 the average cost of caring for a patient amounted to 2,115 euros in public against 1204 euros in a clinic. These figures are however to be taken lightly, tempers the public agency, "the segments of the two sectors are different." Rest

even more precisely by comparing the costs generated by the same care and the same gravity, clinics are the most efficient. This is particularly the case in surgery, the operation is simple or complex. Stay for a prosthesis simple hip and costs 16% less in the private sector. Similarly, the bill for a fairly severe intervention in the small intestine and the colon is 30% lighter in clinic. Longer stays

public hospital

In terms of cancer, Atih details including treatment of "malignant diseases of the hepatobiliary system and pancreas" . The average cost of this care is 36% higher than in the hospital clinic, 3930 euros. The hospital, for a similar situation, in fact keeps the patient more fully within its walls: one more day for milder cases and up to seven days for the most difficult cases pay day loans. In addition, differences in efficiency are lower in the field of obstetrics. The birth of a first child with "vaginal" (without cesarean) and costs 2318 euros in clinic, 11% "only" unless the public.

How can these gaps in productivity between enemy brothers of private and public? France2 Hospital Federation (FHF), which represents public schools, argues that hospitals treat patients on average more severely affected than those received in the clinic. They are moreover increasingly precarious situation and must therefore stay longer in hospital. "It does not explain everything," but slides an industry expert. A hospital director recognizes that personnel expenses and circuit billing drain on budgets.

In the private sector, it does not have to look very far the reasons for the large productivity gap. "Medicare pays for clinical acts that are providing on average 20% to 22% cheaper than in hospitals, said Thierry Béchu, general secretary of the FHP-MCO (surgery and private maternity). This economic constraint invites us to be more efficient. Otherwise we are doomed to put the key under the door! "

It's no surprise that fast cash loans have become a popular staple in today's consumer world.

Jun 29 2014

Lease its property to provide rental

Tag: economic, features, publications, top news, traveladmin @ 5:37 pm

 To leave

despite the crisis, an increasing number of French place for rent that they do not use during their stay: accommodation, car, but motorhome, bike and why not boat

. Success in Hexagone1 site rental housing owner Airbnb2 is the most obvious example of this economy of sharing that attracting more and more French consumers. 70,000 French homes are for rent at this time on the site, against 7,000 two years ago. Initially very urban – especially Paris – the site has gradually gained a wider audience. "In Corsica, the number of units available for rent, for example, increased by 9 this year," says Nicolas Ferrary3, France Director of the U.S. site. People who live in tourist areas have included the interest they could find an empty room to rent their home, or their home in its entirety, to tourists. In 80% of cases, the owners rent their principal residence and two out of three, it is their entire home … they do not care if they themselves went on vacation. Amount of gain: on average 300 euros a month in Paris. According to a study by Airbnb, these gains are largely used to meet current expenses, but also to finance its own holiday (for 80 euros).

In the family of sites private rentals, Airbnb is the behemoth, but it is far from the only one. A multitude of sites allow you to earn some money with the property that is not used when one is oneself trip. This is for example the case of Carnomise4 and Tripndrive5, offering vacationers to rent their car in their absence. Installed at major airports, they pay parking the car and pay back homeowners compensation for its location. The invoice sent to the lessee of the vehicle is on its side around 60% lower than in a traditional landlord. "We left our car three weeks Carnomise during a trip to Japan free instant credit score. By renting our car fortnight, we won 136 euros … and we did not pay the 300 euros usual car, "says Chantal Blanchet, a new follower. Rent a boat

Even in JeLoueMonCampingCar6 concept, created in 2011. As its name suggests, the site connects owners of motorhomes, which is generally used only part of the year, with people who want to rent. Two years after its inception, the site has found its market: 19.000 rental days have passed through JeLoueMonCampingCar … more than 60% since the beginning of the year. To rent a campervan costs around 100 euros per day. Each owner has gained an average of 600 euros through the vehicle unused. On an equally specialized segment Boaterfly Sailsharing and aim to facilitate the location of boats between particuliers7. Bike rental by owner, proposed by Véloc8 only a few months, is potentially a wider audience, but is still struggling to break into France. The French, however

bite undoubtedly the "collaborative consumption." France is the second market Airbnb world, both in terms of number of passengers that housing available for rent. The success of the French carpool website Blablacar9 now the industry leader in Europe, is another indicator of the success of these new modes of consumption, which now appeal beyond the "bobo" early community. The average age of users has significantly high Blablacar past two years. "Car rental by owner – Drivy, Ouicar or Buzzcar are the leaders – another public key, older and less urban. The success of these sites is a sign that this way of eating is within the standards, "says Marc-Arthur Gauthey, the think-tank ouishare devoted to these practices.


Mar 22 2014

SFR Bouygues can still counter Numericable?

Tag: economy, events, features, online, traveladmin @ 7:52 am

 

Thursday night Bouygues1 launched a bidding war on SFR2, trying to convince her to give him Vivendi3 telephony subsidiary, at the expense of Numericable4. A bet may seem daring while Vivendi and Numericable Altice5 (its parent) are in exclusive negotiations. Under these conditions, Vivendi Can only watch this offer?

At the moment, the media group merely reply that his "Supervisory Board decided on 14 March to enter into exclusive negotiations with Altice for a three week period. " A statement that resembles a certain estoppel. "It's a bit like buying a house, between the promise of sale and the signing of the act, he spends some time during which the seller can not abandon the transaction without suffering the consequences" illustrates a close case. Vivendi could therefore bypass the bidding Bouygues and continue to negotiate with Numericable so as to finalize the sale of SFR in the coming days.

For others, the supervisory board "can not not look at an offer that is in the interest of the shareholders of Vivendi." Against the proposal Bouygues Telecom 6est best bidder of € 1.4 billion in cash compared to Numericable on the envelope to 13.15 billion euros. But Henri Lachman, a member of the Supervisory Board of Vivendi and Chairman of the ad hoc committee had to decide on the tender would have argued last week that "450 million euros it can not refuse", referring to the gap between offers Numericable and Bouygues before the latter was the cash portion of its offer.  

If board members Vivendi watched the new offer before the end of the three weeks of exclusive April 4, they take a legal risk. Numericable would be entitled to go to court to file a civil complaint to request damages. "The law limits the risk to the costs already incurred by the complainant," however, says a close case. Others cite the contrary, a penalty clause which could reach tens of millions of euros for breach of exclusive negotiations. Can

Vivendi simply playing for time and drag the exclusive negotiations, so they do not end before the deadline of April 4? In this case, the meter would be in some way reset. "Legally, exclusivity is a commitment to negotiate in good faith," said a lawyer.


Mar 01 2014

Black day on the roads early difficulties in Rhône-Alpes

Tag: Uncategorized, business, economics, technology, traveladmin @ 12:00 pm

 

For some it will be the end of their vacation or second week of rest, for others it will be the start of holiday. The roads will be so loaded this weekend, especially those leading to the ski resorts. Not surprisingly, the most significant caps should be concentrated in Alpes1, particularly because spouses school holidays academies nearby massif – Grenoble, Lyon, Aix-Marseille, Nice, Montpellier -. In the Pyrenees, traffic problems will be due to the arrival of guests of the Academy of Toulouse combined with departures guests of the Academy of Bordeaux. However, traffic problems are marginal on other mountains.

Further complication strikes could disrupt railway departures and returns passengers in stations Rhône-Alpes, Bourgogne, Franche-Comté and Provence regions Alpes-Côte d'Azur. On the roads

• Saturday 1 March

– In the sense of departures, the day is classified orange and black at the national level in Rhône-Alpes: Many difficulties are expected, especially on the A43 motorway at La Tour-du-Pin, between Lyon and Chambery, between Chambéry and large valleys of the Maurienne and Tarentaise. "The first plugs were formed to 07h and they only intensify," said the head of the Regional Centre for Information and Coordination road (CRICRs) Rhône-Alpes and Auvergne, stating that "a peak was expected around noon. " Between Lyon and Chambéry, the trip is estimated at 2:15 instead of 50 minutes and the journey time between Lyon and Grenoble is 2:10 instead of 50 min.

In the northeast quarter, the traffic is dense in the direction of Lyon. Axes A6, A26, A5, A31 and A36 will experience delays and / or plugs. On

Auvergne, some slowdowns are expected in Clermont-Ferrand upstream of the junction A71/A710/A75 (at an area work).

In Provence-Alpes-Côte d'Azur, prepare to encounter difficulties on the A51 between Aix-en-Provence and the toll Saulce and the N94 between Gap and Briançon. Finally

Midi-Pyrénées, slowdowns are expected in the output of Toulouse and in the last kilometers before entering the stations of the Pyrenees.

– In the sense of return, the day is classified orange and red at the national level in the Rhône-Alpes. The end of the leave of Zone C and the first week of Zone B will generate heavy traffic on routes linking the ski resorts of the Northern Alps and northern borders of the country and the Paris region. Rhône-Alpes region, note that there will be difficulties between Albertville and Moutiers between the Maurienne valley and Chambery, Chamonix to Geneva or Geneva to Bourg-en-Bresse. Traffic may be disrupted by snow removal operations underway on the A40 towards Geneva, the A51 and the A89 west of Clermont-Ferrand, said CNIR Rhône-Alpes.

Side of Auvergne, slowdowns are expected in Clermont-Ferrand.

In the northeast quarter, the traffic is dense to the north, especially in the areas of Beaune, Langres and Troyes. Parisians meet slowdowns across Burgundy.  

In Ile-de-France, caps will disrupt traffic between Evry and Chilly-Mazarin. Tip: for a trip to the north, leave the ski resorts of the Alps north before 10:00. • Sunday, March 2

The day is classified as green in the sense of departures, as returns.

For more information: The report of the national forecasts Bison Futé2

In stations

• Strikes in the South East of France on Friday

……. . In the South-East of France, the TGV traffic will be slightly disrupted Friday due to several strikes located in Burgundy, Franche-Comté, Provence-Alpes-Côte d'Azur and Rhône-Alpes. If perturbations mainly affect regional traffic, it will provide complications for trains running on routes Paris-Bourgogne/Franche-Comté (90% of traffic is ensured) and Paris-Provence-Alpes-Côte d'Azur (3 4 TGV between Paris and Marseille, Toulon and Nice).

On the PACA region, the regional traffic will also be disrupted. Especially for those who want to join the Alps. Marseille, 1 set of 4 went to Les Arcs, 1 set of 2 goes to Briançon. Note that a train of 10 go from Marseille to Nice and 9 out of 10 will operate between Marseille and Lyon. A

Chambéry, the two main railway unions in the Rhône-Alpes region have called a strike this weekend end3. The notice began on Friday at 17 am and close at 8 am Monday. TGV traffic will be normal and the Alps 8 TER 10 circulate ensures SNCF in a statement. To complete the service, buses will be put in place, especially on the Grenoble-Veynes Gap online. Finally, the traffic Intercity trains will meanwhile "adapted on night trains." • Work

disrupts traffic

In the West-South-West region and southeast, alter the course of the work and intercity TGV delete. For more information, see the forecasts SNCF4. In the air

Nothing to report side air sky. No specific instruction was given at the Paris Orly and Roissy airports.  

I get more practical information

• The newscasts Bison futé5

• The press Vinci Autoroutes on forecasts trafic6

• The real-time traffic with Vinci Autoroutes7

• On iPhone: download the app for Sytadin Franciliens8 Inforad or to alert you to the presence of work, radar , etc.9

• Information Live trains and Eurostar10

……. . • Forecast with Weather Consult11

VIDEO – Discover how can appear in "traffic shadow" on the device thanks to our science program E-test piece .

……


Feb 24 2014

Ruquier: "If I'm still 6% to 8% audience share in June, I would stop the issue for all"

Tag: business, features, finance, news, peopleadmin @ 10:00 pm

 

"I do not do this job for programs that do not work," said the host interviewed this morning on "The great live media" Jean-Marc Morandini1. "It's true that if I'm still here in late June 6, 7, or 8% of market share, I would stop. When doing 5, 6 or 7% as do Caunes and Hanouna, we do not have enough viewers, "said he ajouté.2

……. . To find a new life, "The issue for all" exchange format. "We go live, because we can better prepare for the show, said the facilitator. I'll try to be more present. I especially start sending more personal. "" The issue for all ", launched on January 20, was attended by 1.5 million viewers average (7.9% audience share) in the space of three weeks. "The latest emissions were below my expectations," admits Lawrence Ruquier.

Yesterday, 18: 30 pm, Lawrence Ruquier 3a makes his return to France 2. The show was stopped time retransmission Olympics Sochi on France Télévisions. During the competition, the public broadcaster has achieved very good scores.

"I've already lived it"

Laurent Ruquier is quite confident for his show. The leader believes that time will allow "The issue for all" to find its audience. "I'm not worried. I've lived it. I think it's a matter of weeks, perhaps months, "he concluded on Europe 1 totally free credit score. Objective

10%

The return of Laurent Ruquier looks strategically. He must forget the industrial accident Sophia Aram4. Laurent Ruquier has already managed to make more audience Sophia Aram, who has never exceeded 4%, but not better than Nagi. The presenter of "Remember the words" a loyal 2.24 million people and won 9.9% audience share in January. The challenge is financial. France Télévisions, private advertising after 20 hours, see the early evening as a time bonus. This is where focus 34% of advertising revenues. The talk show Ruquier has yet hard to get started. He also was overtaken early February by "Le Grand Journal" on Canal +. It also faces competition from Cyril Hanouna on D8. The show "Touch not my job" now brings 1.1 million viewers each night. "It happened one night when the two programs were before us. But it is not that they were ahead of us, it is we who have fallen, "said Laurent Ruquier on Europe 1. As stated by the facilitator, only the game "Money Drop" on TF1 acts as a serious competitor. The show more than 5 million viewers. Laurent Ruquier is supported by Rémy Pflimlin.5 The President declared the audiovisual group hope to achieve the 10% audience share. A goal in the contract facilitator. ■


Feb 12 2014

In 2014, wages increase for experts

Tag: business, features, special, technology, top newsadmin @ 3:04 am

 

While the recruitment market in France contracted sharply in 2013, especially on the first part of the year, the vintage 2014 should mark a "clawback", according to experts at Robert Walters, while still remaining hesitant. Result, do not expect a general surge wages.1. "The movements of the market does not yet lead to an adjustment of wages", except some expertise that will lead "to the regular implementation of individualized adjustments."  

The use of sharp profiles and experts does seem to be characteristic of the recruitment market in times of crisis, says the 15th edition of the "Salary Survey" by Robert Walters, which passes combed fifteen trades worldwide ( finance, HR, Legal, engineering, procurement, commercial2, insurance …) and compiles payments of more than 100,000 candidates.

As Antoine Morgaut3 CEO Robert Walters Europe stresses, some functions are nevertheless remained "coveted" last year. It is above all profiles "experts" on the items "associated with mergers and acquisitions, consolidators of data scientists, community managers in human resources or digital marketers."

In 2013, said the study, the French market suffered a sharp contraction, large groups are largely engaged in restructuring plans effectifs4. This resulted at once by "a slowdown in the number of recruitments, apprehension candidates to risk, a fear of losing his job and widespread uncertainty."


Jan 29 2014

Real estate: prices are overvalued by 15% in France

Tag: events, features, finance, publications, resourcesadmin @ 1:52 pm

 

Even if prices fall immobilier1 since 2012, they are still overvalued by 15%, according to a study by Credit Agricole. "The prices have so far fallen slightly (-2.1% in 2012 and -2.5% in 2013) and 155% cumulative since 1998 was only partially offset by lower credit rates , lengthening the loan term and increases in income, "explains Olivier Eluère, an economist at Credit Agricole and author of the study. The market is however assagi2 slightly compared to 2008, when prices were overvalued by 25% then, by Crédit Agricole. The credit rate is higher then borrow more weighed on household income.

This year, the market should still idle. Crédit Agricole expects a decline of 4% of transactions in the former and stability in the new. "The negative factors are present, but they should not increase. The economy is recovering very slowly, "said Olivier Eluère. The new tax regime for capital gains including an exceptional reduction of 25% for one year, could also "a bit thin market", with a increase in new home sales and rental investment.

The mortgage rates will gradually rise

But rates immobiliers3 credits should just go back to little in the wake of the 10-year OAT could reach 3% by year end. If this scenario is confirmed, the lower prices of existing homes is expected to reach 4% (yoy). "This would represent a cumulative decline of 7% to 8% between late 2011 and late 2014," says the study.

"The evolution of credit rates will be critical habitat for the property market in 2014," Olivier Eluère advance. "If bond yields went up significantly and if this movement was then reflected in lending rates, the market correction could be significant," he says.

Anyway, as in 2013, secondo buyers, ie households who buy and sell their primary residence, the majority remain in the property market this year. "The weight of" first-time buyers "remain low," he says.


Jan 05 2014

Indigestion "good year!" Is already feeling

Tag: Uncategorized, economics, finance, news, peopleadmin @ 6:12 am

 

"So when doit-on/peut-on wish the new year?" One common question that is asked on several Forums1 year after year … The answer? Until 31 January, the entire month! A deadline that may seem a little late, as only a few days after January 1, the signs of irritation occur. On the web and social networks, this is a view shared by many users, who do not hesitate to share their feelings observation. On the Huffington Post, a columnist also wrote a very critical acerbe2 wishes of "Happy New Year" 2014. Others, on social networks, made similar criticisms in 140 characters – on Twitter – or more on Facebook.

On Facebook, many netizens criticize too full of wishes for 2014.

Why this rejection of vows? Because the way they are desired changes considerably. If the number of SMS sent to 20143 this year has stabilized after excessive increases in previous years, this is partly because we prefer more contact vows on social networks to a circle "of friends, "without bothering to customize them. "This massification vows on social networks completely removes the customization … Sincerity is a concept that is lost, "said Lily Ponthieux4, the agency's digital communications and marketing RAPP France. "It is the same birthday, we wish Facebook wall of his friends, because the date is public and visible to everyone."

At work, the wishes of "false ass?"

In business too, the vows are sometimes unbearable for some employees. And yet, good year is widely desired colleagues! "At a time when individualism is pervasive among employees perpetuate this rite of vows is a necessity. Because it is a way to unify the employees who have the feeling of living the same as their colleagues at the same time, "says Danièle Linhart5, labor sociologist and director of research at CNRS. "In an atmosphere where competition reigns at work, it is reassuring to unifying these cards! They also serve to remind everyone of its existence. "

However, the redundancy of vows and the fact that some employees feel "forced" to do can install some discomfort. "For some, this may be the opportunity to knock on the office door supervisors, to drag some small kindnesses" admits Danièle Linhart. "Get pro mails from colleagues who we've never really spoken, where wishing us a happy new year for yourself is quite disturbing," says Lily Ponthieux. "Wishing a happy new year is also a good opportunity to be false ass!" To the question "Do you already have an overdose of" Happy New Year! "At work, and until what date will you wish? "is what users responded on Twitter.

@ @ Quentinperinel6 Le_Figaro7 mid-January MAX! It is so heavy and not sincere at work …..

– Ben Henry (@ benjoum) January 2 20148

@ @ Quentinperinel9 Le_Figaro10 I can already more! A week again, and then it will be good!

– Blitzkrieg263 (@ blitzkrieg263) January 2 201411

@ @ Quentinperinel12 Le_Figaro13 only if I wish my answer. Otherwise a message on social networking enough.

– Fab! (@ Fabijet) January 2 201414

@ Quentinperinel15 yes, since 31/12. I already stopped the wish. In fact, I have not started.

– Jérôme Bouin (@ jeromebouin) January 2 201416


Jan 02 2014

Health spending out of control

Tag: features, money, news, top news, traveladmin @ 10:32 am

 

Health, a bottomless pit? According to the latest projections of the High Council for the Future of Medicare (HCAAM) published in late December, health spending is expected to increase much faster than the growth until mid-century and dig deeper the pit bottom of the hole Safely. Without corrective action, the deficit Insurance disease1 would thus amount to € 14 billion in 2020, almost twice (7.7 billion) that recorded in 2013. Worse, it will double by 2030 and peak at 41 billion in 2040.

This dark omen is explained by the growth forecast expenditure particularly rapid health until 2024 (+3%) and high until 2040 (+2.4%) before then slow (+1.8% ). The system, which accumulates deficits for more than ten years, would not survive such a groundswell. Indeed, increasing the hole Safely to absorb increased spending is excluded. This "lead to secure funding for future generations care spending today sick," says HCAAM, consisting of representatives from labor, management, administration and experts.

Three solutions listed

Some measures are taken each year in the social security budget (2.9 billion savings in the 2014 budget) to make adjustments. But spending will grow more than twice as fast as the French growth! And again, harder still to do. "To sustain a balanced budget (possibly) achieved in 2020, efforts should be continued unabated at least until 2040," warns HCAAM. The engine of this drift? The aging of the population, for a "relatively modest" part, and especially "the technical progress and the organization of care emerging as important contributors to health care spending."

Faced with these phenomena expected, the High Council list three solutions, but retains one. Increase social contributions (CSG and contributions)? Unthinkable, given the current level of spending. "If we had used solely revenue increases, they would repeat until 2040," the alert HCAAM. Increase delisting care? For that's enough to fill the gap by 2020, the decrease in support as it would "involve a major systemic change." Complementary health paying most of the expenses, the cost would jump to the insured, at least for those who could acquire them.

Therefore remains only the trail of a "vigorous and ongoing" control health spending, as also argued François Hollande vows at 31 December (see page 3). The "deposits efficiency" exist, recalls HCAAM, which campaigns again to a better organization of primary care. Clearly, send fewer patients directly to emergencies, very expensive for community.2, and rather to GPs. It should also address acts and hospital stays "irrelevant". Between the lines is the question of the French system too "hospital-centered."


Dec 24 2013

Christmas lights, commercial showcase for energy companies

Tag: business, economy, events, money, technologyadmin @ 3:44 pm

 

In this holiday season of late year1, most cities are adorned with lights: starry streets, fairy lights, twinkling trees … Not to mention the many facilities – more ambitious – that highlight particular monument, a delight for eyes in some cases. "It's simple, few municipalities, even small ones, which do not use this time to offer a bright showcase their citizens, says Marcel Bouhana, deputy general manager Cofely Ineo, a subsidiary of GDF Suez2, specialist including public lighting through a network of more than 300 cities. For businesses, these markets generate probably limited activity, but they offer a good opportunity to approach the public and display their expertise. "

Although it is difficult to give a precise figure, cities spend on average between 100,000 and 300,000 euros for their festive illuminations season. For large cities, these budgets can double or even triple. Further institutional partners, trade associations often contribute to finance the device. Sometimes, the companies responsible for the lighting of a city incorporate a "component" Christmas in the framework of their overall service. "We are looking parallel to cover the complete range of festive and not just the feeding station illumination, takes Marcel Bouhana. For example, we can design the complete design of the operation. "

Major challenge for tourism

"The market for Christmas lights has become very competitive as more and more players seek to position themselves," notes do we in Citelum3, a leading player in urban lighting, which recently signed contracts with Sète (France), Copenhagen (Denmark) and Sunshine Coast (Australia). Margins of specialists energy services and electrical equipment suppliers are present for several years subsidiaries construction groups and even electronics. "The LED (light bulbs) technology increases the range of technical and artistic solutions, with largely reduced costs," says Citelum. The bulbs in question show a lifetime of 20,000 hours on average, against 2,000 hours for the older generation. This does not necessarily glad advocates ecology: the Environment Agency and Energy Management (Ademe4) calculated that the electric power required by the illuminations season was close to 1,300 megawatts is the power of a nuclear reactor.

Margins of consumption and design facilities, can we quantify the business impact of this galaxy light for cities? "In 2011, we conducted a study in several host cities festivals light, which showed the importance of economic benefits, says Alexandre Colombani, who heads the Association Luci, an international network of cities on issues related to lighting urban. In some cities, the average expenditure per visitor has been estimated at nearly hundred euros per day. "

And remember that the lights festivals are often programmed in peak periods for tourism, "They can generate a significant number of visitors and thus boost economic and commercial activity." In Chartres, for example, the Celebration of Light attracts more than 200,000 visitors on a weekend in a city of 40,000 inhabitants. The benefit is also very important in communication "Internationally, a city like Osaka (Japan) estimated 2 million advertising value of the media coverage of the light festival has benefited," says Alexandre Colombani. What encourage vocations.


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