Aug 19 2014

The New York Times knock out the economic policy of the Eurozone

Tag: events, finance, news, publications, resourcesadmin @ 6:40 pm

 

"Stubbornness European leader", "against-productive decisions", "change of essential attitude of Germany" and other language elements: the editors of the New York Times1 have Sunday delivered a stinging attack on the economic policies of the Eurozone. At the center of criticism of American daily: Germany, which, as first power on the continent, would be the source of almost all the bad decisions taken at European level. Growth

is not waiting for you: zero France2, it was down 0.2% in Germany3 and Italy4. "No one should be surprised that the economy of the Eurozone still walking backwards" according to the New York Times, which points to the stubbornness of European leaders to continue their policies so that "they are exactly the wrong treatment. " This "abuse" referred to the editorialists of the New York newspaper is austerity, "the insistence of the European Union, led by Germany, to push governments to reduce their deficits by cutting spending and raising taxes has hindered the recovery. " The European Central Bank (ECB) is not spared, "the ECB has been too slow and not enough willingness to lower interest rates and to redeem the obligations of States, so that these two measures are effective" cash advances pay day loan. Result of this series of bad choices, according to the New York newspaper: in addition to sluggish growth, deflation threatens Europe5 and industrial production continues to fall. The newspaper

advocates radical change of attitude

And the New York Times to offer solutions to boost growth Eurozone6. "Big changes are needed. Like other central banks around the world have done, the ECB should buy bonds of states and other loans, to lower interest rates and encourage banks to lend more to businesses and individuals "analyzes the daily, explaining that the risk that such a policy causes runaway inflation are close to zero.

In addition to these new shares in the BCE7, the New York Times advocates a different tax policy. The simultaneous requests of the EU (worn again by Germany8, the daily) to lower deficits and rising labor flexibility are against-productive and unrealistic in times of mass unemployment.

Finally, the newspaper "advises" on European leaders to take advantage of low borrowing rates currently to revive the economy of the area. But if these measures succeed, the New York Times calls for a radical change of attitude of the European authorities in general and Germany in particular.

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Aug 03 2014

With the PlayStation 4, Sony returns to profit

Tag: business, online, opinions, special, top newsadmin @ 6:00 pm

 Sony

can thank the PlayStation 4. Having completed its fiscal year 2013 ended March 31, a loss of 128 billion yen (930 million euros), the Japanese group has to announce a windfall for the months of April to June Buoyed by a turnover up 6%, Sony1 multiplied by eight net profit with a profit of 26.8 billion yen, or 194 million euros. The performance of its second largest video games division, currently the group behind the phone, are not foreign to the good start of the year. Long

deficit, the video games industry has doubled its revenues in the first quarter net profit of 4.3 billion yen (31 million euros). Last year at the same period, the division lost 16 billion yen (116 million euros). Sony has revised upward its forecast blow for fiscal year 2014 in the video game, with an expected profit of 25 billion yen, against 19 billion loss last year. Services

paid online

This reversal is due to the incredible success of the PlayStation 42, the new console group. Launched in November, she surpassed forecasts Sony with 7 million sales 31 March3.

While many signs that the console continues to tear, Sony has disclosed in its quarterly report that the accumulated PlayStation 4 and PlayStation 3 distributed worldwide. Between April and June, 3.5 million of the consoles found in shops, against 1.1 million Xbox and Xbox One side Microsoft5 3604, and 600,000 Wii and Wii U in Nintendo6. Finance

Japanese group benefiting from the ecosystem of the PlayStation 4, facing the game and online entertainment small personal loans. To play with friends on the Internet, the owner of the console must pay an annual subscription of 50 euros. PlayStation 4 also allows you to rent movies and listen to music online, either as paid services. Above all, the console became profitable in less than six months, against three years for the PlayStation 3. Accounts Sony have long been sealed by the design costs of the latter, designed entirely in-house. By choosing for the PlayStation 4, components and tools existing development, the Japanese group has instead been quickly become profitable. The telephony mast

Another source of satisfaction for Sony, the good results of its television business, whose sales rose 3.8% this quarter. A Cup effect world7 that Sony does not, however, expected to be sustained. The group has revised down its forecast for TV sales throughout the year with 15.5 million copies, against 16 million expected in May. But Sony intends to reap a profit of 10 billion yen in the sector, against 25.5 million loss in 2013

. The outlook is much more subdued in telephony. Cornered between Apple8 for upscale and its Chinese competitors for low and mid-range, Sony plans to sell only 43 million units of its Xperia this year, against 50 million announced in May. The Japanese company even expects no longer generate any profit on this activity in 2014

.


Jul 10 2014

A booklet rest he interesting?

Tag: economic, events, money, people, traveladmin @ 6:08 pm

 

The ax fell. From 1 August, the rate of the booklet A pass from 1.25% to only 1%. Historically low yield, which could have been even lower if the government had followed the recommendations of the Bank of France, which proposed to reduce it to 0.75%. For the record, this very old investment was paid 1.75% there just one year.

Now, a booklet A ceiling (22,950 euros) will earn 229.50 euros per year, against 286.90 euros when the rate was 1.25 %. And the holder of a booklet on Sustainable Development (LDD) 1 ceiling (€ 12,000) will win 120 euros against 150 euros a year earlier.

What to do in these conditions of his booklet A2? "Paradoxically, in the context of current very low interest rates, the passbook remains attractive for its precautionary savings, because his salary is hard to beat," said Cyril Blesson, Partner Pair Council. Because the passbook is not taxed, which is not the case for most other investments. Starting with passbooks, direct competitors of the booklet A, whose interests are taxed at the scale of income tax, which must be added the social security contributions. Excluding promotional periods reserved for new customers, fewer of these books relate unless the booklet A.

But other investments become today very competitive. Euro funds Insurance life.3 contracts are a good alternative, even if their remuneration is crumbling. Last year, they reported 2.8% (before social contributions). This is significantly more than 1% of the booklet A. Certainly, we must take into account any input and taxation costs. But by investing in contracts over eight years, the tax will be minimized. And ultimately, the investor is the most time winner.  

Those who have a little time on their hands (four years) may also invest cash on housing savings plans (PEL) 4 paid 2.5% (before payroll 15.5%). Especially since the interest is subject to income tax 12 years after the opening of the plan.


Jul 09 2014

An American harvest tens of thousands of dollars for his potato salad

Tag: Uncategorized, online, opinions, people, specialadmin @ 11:16 am

 

Some jokes can be expensive, others report more than expected. Danger that Zack Brown has allowed him to harvest date, 57,000 dollars (41,800 euros) and gather more than 4000 contributors around … a salad potato. And it's not over as there is still 24 days before the end of the quest.

When the young American publishes its project on the crowdfunding site Kickstarter, it sets its target to $ 10. "I'm just a salad potato. I have not yet decided which, "says Zack in the project description. For those who are willing to finance the salad up to a dollar, it promises a "thank you posted on the site" and recite their names aloud while cook. For $ 3, visitors must get some of the finished product. Sole risk of this unusual investment: "This may be not good, this is my first salad of potatoes," warns Zack in the "Risks and Challenges" section of the page Kickstarter1.

…… The improbable project met and exceeded the original target. Zack takes the game and promises new counterparties. At $ 35, it will be "four times more potato salad." At $ 75, it will hold a "pizza party". Ultimate grail, 100 dollars for which gratify contributors two different salad recipes potatoes. Against all odds, mayonnaise takes. Boosted by social networks, the project has been an unexpected success and donations accumulate. In just three days, it reached 4000 dollars. In a video posted Sunday Zack thank users "without whom it would never have been possible guaranteed pay day loans."

…… "When I started this campaign [crowdfunding], my secret goal was to reach $ 60, "reveals Zack. He is now the head of a virtual capital of tens of thousands of dollars. Wednesday morning, the project brought together 57,000 dollars and more than 4,000 contributors. "I never thought it would take on such a scale, responded the young man on the U.S. site Reddit2. Ten dollars seemed a reasonable goal. I think people have found an opportunity to gather around something as absurd as banal. "

He invites" all internet "to a baby salad potato … ……. In exchange, American offers a hat bearing the image of a potato salad or a cookbook, send it in December. This leaves a few months to organize Zack, who plans to "rent a large room to invite all Internet a feast of potato salad." While some question, however, the project should be approved by Kickstarter.

The site has softened effect there one month operating rules and the draft Zack, although delusional, meets the three conditions imposed in that the project must "propose creating something to share with others," "to be honest and clearly presented" but that the funds raised are for a "charity" and that the proposed compensatory measures are financial. Asked about the moderation of such fanciful projects, crowdfunding platform has répondu3, not without humor, that "there is no single recipe for inspiration."


Apr 29 2014

How do we make our races in 2025?

Tag: Uncategorized, news, online, resources, traveladmin @ 3:49 pm

 

"With the massive use of the Internet, we live the same kind of period when we found the car, train, and electricity at the same time": François Bellanger is Director of the "think tank" TransitCity 1 and sits on the Scientific Committee Europacity the Pharaonic Auchan2 project aimed at building a large market town combining leisure, culture and consumption. According to him, how to make our races should evolve dramatically in the coming years, including the following two main areas.

One is to save time, thanks to the proximity (multiple small pave signs everywhere), transit (with drive-in3 and stores in train stations or subway stations) and finally through purchases on the Internet. The other axis would, conversely, to "enhance the experience" of the purchase. François Bellanger and take the example of football stadiums overflowing, despite the abundant supply of specialized channels which broadcast the matches, "he'll just have to increasingly justify the movement," he explains cheap insurance.

In the same way that the shops which lowered the store at lunch and after 19h suffered an exodus of their customers, especially women work, to major retailers and hypermarkets, some retail players should "disappear" if they do not quickly reinvent themselves to compete on the web. One point on which bounces Distinguin Stéphane, President of FaberNovel4 and also looking for Europacity: "We must recreate the magic trade, souks and bazaars," said the latter.

"We'll have to re-imagine the physical world based web"

Distinguin Stéphane, President of FaberNovel. The interface

. stores should change gradually. First possibility: that pushing, soon our caddies in shelves … hyper-connected. "Whether with a smartphone5, Google Glass6 or bracelets connected system, we can easily imagine multiple sensors and ambient intelligence allow shopping centers to focus on the consumer experience," explains Stéphane Distinguin. Thus, from the "type" of customer profiles, the large surface area could be adapted according to the different periods of the year or even hours of the day. A process reminiscent deployed to Disney World, Orlando 7.

Second point: the opening up of the universe. While on the Internet, consumers can go from fashion to DIY a query on Google8 Francois Bellanger insists that many stores will have to strive to "give more" to their client. Stéphane Distinguin not say anything else: "We can not imagine a world without contact car company insurance maryland. But we will have re-imagine the physical world based web, especially with regard to the porosity of the universe "visited, he says. Especially since so far, the latest innovations (the drive-in ordering on the Internet) destroy all the impulse purchase – the famous chewing gum to funds – One critical manna in the distribution9.  

Finally, each company should seek different ways to add "relevant experience" strengths: sales temporary spaces, social mix, original frames … "The question to ask is: what can not dematerialize, "explains Stéphane Distinguin?. Developed to transform its store amusement park? François Bellanger response: "You know, after all, Disneyland is only one mall that dare not speak its name …".


Apr 15 2014

Fight against cancer: Publicis auctioned notes Kylie Minogue

Tag: Uncategorized, business, economics, events, opinionsadmin @ 9:08 pm

 A

"if" played by the bass, or "the" sung by Kylie? Fans of the Australian singer and beyond, all interested persons will be given the choice by participating in a fundraising operation of a kind original. An association of French oncologists, the Alliance for Cancer Research (Aprec1), had the idea of ​​an international campaign involving Minogue2 Kylie herself a survivor of breast cancer in 2005-2006. The idea: to sell by the 4408 notes one of his original songs, "Chrystallize", thus offering fans the opportunity to become owners and, incidentally, to do a good deed. Since Monday

and for ten days, visitors can discover the partition, choose their notes and follow the auction in real time on the onenoteagainstcancer.com3 site. After the operation, the 4408 winning bidders will receive the song preview, a personal ownership certificate and their names will be highlighted in the credits of the clip cash advance no fax. Country

100% Social

"This is a world first: the campaign, which does not have a purchase euro area, s' 100% based on social networks, "says Olivier Altmann, head of the creation of Publicis Council4, originally the project. To make noise around the operation, are the owners of media Kylie Minogue who are involved. The star has over 2.6 million fans on Facebook, more than 2 million followers on Twitter and 400,000 followers on Instagram. The specialist auction on Internet eBay5 deals with technical aspects of the device and its deployment in the world. All stakeholders

songwriter parts, publishers and production house, graciously agreed to participate. Profits from sales of notes and single will be donated to APREC.


Apr 08 2014

Attractive World cultivates its difference on the Internet

Tag: Uncategorized, economics, people, resources, specialadmin @ 1:36 am

 How

get a place on the web, create, to perpetuate a brand and customer loyalty? Ludovic Huraux, co-founder in 2007 of the dating site Attractive World1, has steered its way in the highly competitive field of internet dating. 24 years old at the time, he invented a strong concept by introducing a selective admission. "The difference is really having positioned on the premium segment of the meeting, since it is the members who are on the site that identifies new candidates with the idea to create an environment of trust in which people can easily share and meet. "

Today is World Attractive beneficiary and just passed the million and a half of applications even if ultimately only a little more than 500 000 people will be accepted. A concept that allowed Attractive World to develop a strong brand on the Web. "To have a strong brand, you must have a strong position, and our bias was to be placed on a high-end segment. From the moment you have a true differentiation must know, and for us the best way was to invest in marketing and in particular television cheap business cards. When engaging hundreds of thousands of dollars and sometimes millions of euros in television campaigns, you must know what the most profitable programs, what time it is better to invest and on what channels. "…. …. "Skip the real"

Beyond TV and site Attractive World continuously works on display algorithms that aim to better connect people seeking a soulmate. "Depending on the interests and activity on the site, we will put you in touch with people that match these interests, which is a lot of research and development carried out throughout year. We feel that users have very high demands, they are no longer satisfied only virtual Internet use and online dating sites, but they really need to go into the real, meet people, and for that we bring a real service by organizing events that are very good excuses to make this bridge then. " Each week, marriages and births are celebrated by members who have used this dating site.


Apr 06 2014

 Charlie Hebdo offers reduced in past cities right and the extreme right prices

Tag: economic, features, publications, resources, technologyadmin @ 8:04 am

 A

"special offer post election hangover wood." Charlie Hebdo1 offers until April 8 subscriptions at reduced rates for the past right or the extreme right in the last municipal elections cities. "Your city is moving to the right or the far right? You do not plan to move? Charlie supports you in this event, we offer you the discounted rate for all contracts taken until Tuesday, April 8 included, "says the description of the subscription.

Subscription for 6 months and from 55 to 45 euros; than a year from 96 to 76 euros and that of two years from 185 to 146 euros. In addition, "you receive a gift and save up to 54% of the cover price. What could be better? "The newspaper added. The Offer is made all the inhabitants of the past right and the extreme right cities, "young, old, military, unemployed, prisoners, retired, non-taxable, invalid, or you subscribe someone who the is ".

…… Special Offer "Hangover post election wood!" http://t.co/W14iEQnCt12 pic instant payday loan.twitter.com/R0eVDPQfui3

– Charlie Hebdo (@ Charlie_Hebdo_) April 2, 20144

So without marketing or real militant act? "This is a militant act," replied Charlie Hebdo. "We did this also to laugh, to lighten the mood." And the satirical newspaper, marked left, is not his first attempt. Already in 2011, the a "Sharia Hebdo5" was controversial and the newspaper was the target of arson. "We have already launched promotional offers of this type," says the satirical weekly.

And the financial impact is not necessarily strong. "We have not noticed an increase in our subscriptions up this offer," says Charlie Hebdo. If "people take it as a joke," offer different prices depending on the location of the subscription is illegal. "In legal terms, this is discriminatory," says Delphine Meillet, a lawyer at the Paris Bar .. "Legally, there is the matter, but the damage will not look very far," she adds.


Apr 04 2014

Mozilla boss loses his job after his remarks against gay marriage

Tag: international, life, money, resources, top newsadmin @ 2:20 pm

American Foundation Mozilla1, which develops the Firefox browser, announced today the departure of his boss just came into functions2 the heart of a controversy for his support for an initiative against the homosexuel.3 marriage "Brendan Eich chosen resign as CEO, "said Mozilla's official blog. The announcement of his appointment dated back only 24 mars.Brendan Eich was one of the co-founders of Mozilla, where he held several positions before becoming boss. But after his recent promotion, he found himself at the center of controversy because of a donation he had made to support a campaign against gay marriage in California conducted in 2008. Among his detractors included in particular the dating site OkCupid, which had begun to display the following message when users arrive on its internet page with a Firefox browser: "The new boss of Mozilla, Brendan Eich, is an opponent of the equal rights for gay couples. We would prefer that our customers do not use the software to access Mozilla OkCupid poor credit personal loans. "" Mozilla prides itself on having a different standard, and this last week, we did not . been up We know why people are hurt and angry, and they're right: it is because we have not been faithful to ourselves, "admitted Thursday on the blog of Mozilla Mitchell Baker, the Executive Chairman of the Board of the Foundation. "We did not react quickly enough (…) when the controversy started. Sorry, "adds elle.Mozilla indicates that discussions are still ongoing about its future direction, promising more information about" next week "." Mozilla believes in equality and freedom of expression, "but recalls Mitchell Baker." We accept contributions from anyone, regardless of age, culture, ethnicity, gender, gender identity, language, race, orientation Sexual, its geographical position and its religious views "and" we have employees with a wide variety of opinions, "she argues.


Feb 13 2014

Gel promotion of civil servants: the great political danger

Tag: Uncategorized, finance, resources, special, top newsadmin @ 4:52 am

 

Promising, Jan. 14, to achieve "at least € 50 billion" savings between 2015 and 2017 to keep its European commitments to reduce deficits and finance pact of responsibility for companies, Francois Hollande has placed bar above. But he had little choice: the head of state was obliged to give pledges of serious budgetary rating agencies, which have all placed under negative watch the rating of France. Launch such a savings plan is needed to prevent further deterioration of the hexagon that would undermine the credibility of "the policy provides" that the executive is trying to implement and would increase the interest rate today 'hui historically low, which the government finances its debt at low cost.

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