The sector paris horse on the Internet is officially open to competition since June 2010 and saw sustained growth, unlike that of paris sports on the Internet, significant drop in over a year. Zeturf, founded and directed by Emmanuel de Rohan-Chabot, pulls out of the game with 25 million euros in gross proceeds from games and 26 employees. "We save 180 million euros of issues, but we thank the players much as winnings. That's why we come to 25 million euros in proceeds from the games, "he says credit report.

Expert in high data availability and information security, Zeturf puts all its information technology service to punters, one of whose characteristics is to concentrate their challenges on the last minutes before the races.  

"There are very powerful effects of peaks in races like the Arc de Triomphe or the President's Award of the Republic, with the entire population of bettors who are concentrated in a few moments."

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The gavel to jackhammer … Business leaders now dare to push the door of auctions. They never are all equipped at an auction conducted by volunteer auctioneers. The amount of auctions of industrial sales (excluding used vehicles) is still marginal, although they jumped 19% to 93 million euros in 2011. "The attraction already noticeable in recent years has increased as a result of the crisis," says Thierry Savy, Secretary General of the Council of voluntary sales. These, which still account for only 4% auction in France, grew two times faster than the market.

"We must be aggressive on price"

Between D and management system of family man, the stakes were driven by familiarity with this process through Internet sales, but largely through the efforts of new players such qu'AVE Auctions, Second Market or the Ritchie Bros. Canada. This group, world leader in the specialty, recorded a turnover of 42 million euros in France last year, against 29 million in 2010. "Customers are attracted to our policy of no reserve price," says Cedric Jandet, marketing director for the Eastern Europe, Ritchie Bros.

"To win public sector contracts, we must be aggressive on price, while protecting our production costs, says Florent Martoia, Martoia construction manager. We can not act on either the cost of labor nor materials. This leaves the equipment. On average, the gain at auction is 25%, but sometimes the prices vary from simple to double. "

Brokers also

And companies want more. "There are more and more participants to sales, says Xavier Godrucheau, president of XXL Auctions, however, prices do not soar." Means buyers are limited and the development of second-hand market is hampered by Banks that do not like finance material more difficult to resell. "We are witnessing a terrible credit crunch since last summer, said Eric Leprince, CEO of Agora Financial and Vice President of CGPME in Paris. Banks resort to litigation, and suddenly chains are organized. "

The world of opportunity is not just auction. Sites such as brokers or Webenchères Agriaffaires appeared on the Internet. "As the sales sites for individuals, we simply buyers and sellers together," said Arnaud Comyn, owner of Ocazoo. CEO Site interencheres.com for auctioneers, Dominique The Coent claims an annual increase of 20% of the audience and 17 million page views per month. "Given the interest of the customer, the auctioneers have understood the need to communicate," says he.

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Training remains a major challenge for companies. Especially in times of crisis, where the imperatives of productivity and internationalization require the DGs and their HR managers to work on climbing skills of their teams. Which levers businesses support each day to ensure the professionalism of their staff, how do they organize relations and the division of labor between HR and business managers? This is the theme of the fourth edition of Panorama conducted by HR consulting firm BearingPoint strategy, in partnership with Le Figaro economy, Sciences Po and Ipsos

When asked "why professionalize?", HR departments respond to 43% it is necessary to "secure certain profiles and some skills" and are 35% to emphasize the obligation "to achieve gains productivity "and 30% emphasized the" major alterations "suffered by some functions. "The HRD also mention the direct benefits of this professionalization for employees, is Olivier Parent du Chatelet, a partner with BearingPoint. Valuing employees is cited by 25% of HR and development of mobility by 62%. "

Concretely how firms organize the professionalization they? "The steps of professionalization rest today on a triptych: the training path, career paths and managing a business that includes the GPEC and animation business sectors", the authors of the study.

Several levers

In detail, the Panorama HR BearingPoint emphasizes development over the past fifteen years of corporate universities, the rise of business management, although it remains to this day the "poor relation approaches deployed" , while the definition of career paths is identified by only 40% of HR as a lever for action. "However, the involvement of businesses is a key appears in the definition of career paths. Today they are virtually absent from development approaches: only 19% of the sponsoring business managers, 13% fly them, "says the study.

Another weak link of political professionalization, their low integration. "Most often, different organizational structures are the individual career management and mobility, collective management skills and training, or facilitation of business networks, said Olivier Parent du Chatelet. Split between different levels of HR and business managers or business, they manage their policies and processes without real connection. "This undermines their effectiveness.

One of the recommendations of BearingPoint is also to integrate all of these courses offer a comprehensive HR, "at a crossroads between training, career management and planning of jobs and skills." These policies should also start thinking in terms of generalization, involving both business managers and HR, with a real efficiency target business, competitiveness and employee retention.

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Unlike products that are struggling to attract equity investors, Stone devotes its safe haven status. If the majority of investors to prefer unfurnished apartment, either in the new with the Scellier or to renovate the former, others opt for furnished rentals, deemed combine flexibility and profitability cash advance loan. As such, residential services have a large supply of products apparently attractive.

Apartment in Dijon offered by Adagio to a business clientele. Photo credits: Adagio

Seen from France, in its presidential campaign when it comes to rescue of ailing industrial sites, the remarks by Sergio Marchionne, the boss of Fiat-Chrysler, on the European car should react. For him, there is no alternative but to radically reshape the European car factories.

"The industry faces overcapacity of about 20%, especially on small cars, pulling prices down: this is why almost nobody makes money in Europe. This inability to sell all the products we sell, that's exactly the problem faced by the United States in 2007-2008. But there, American manufacturers have closed 20% of their capacity and, now, they win money, "says Le Figaro who is this year president of the Association of European manufacturers (ACEA).

The same evils, the same remedies. The boss of Fiat-Chrysler considers it necessary to remove the 20% in Europe of excess production capacity, more than 3 million cars, which could, according to experts, lead by a dozen plant closings. "We have no choice, launching this adjustment process and then start again from scratch on a sound basis. It will be painful for twelve months, but let's do it! "

The picture that Sergio Marchionne to the situation of the European car is "horrible". He expects this year the market fell for the fifth consecutive year, "5%". And sees no recovery before 2014, and again, at a speed not "crazy." "Meanwhile, we must build on this interval to restructure and get the full benefits of the restructuring when the market recovers."

"It would be the best thing that could happen" because the area in 2008 missed a "huge opportunity" to "streamline" its operations.

According to him, "it is for Europe to support this transition, because, individually, the governments of various countries will not do." Sergio Marchionne noted that in France the state has helped manufacturers provided they do not close plants, while the "U.S. has rather pushed to restructure two groups during their bankruptcy." We must now a "coordinated effort" at European level so that "the pain is shared" so "rational".

With redundancies

"If Europe stops this restructuring, the manufacturers will not invest enough to modernize their production and move upmarket," he says.

Europe could also establish a "financial support mechanism" to cope with redundancies. Anyway, it will take a "social welfare system provides the transition," so as to give the "care and attention" to the employees concerned. Leaves, he hopes, that the industry gets back to hire when it will be healthier.

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One can enjoy the river traffic and see a very dim view of Voguéo expansion projects, the public transport network on the Seine. While the Syndicat des transports d'Ile-de-France (Stif) until March 3 launches public consultation on its new project Voguéo providing three transmission lines serving 31 stops between Suresnes and Vitry-sur-Seine, several sailing clubs West Paris began to give voice. After mobilizing their members, they come to question the Sports Minister, David Douillet, in a letter.

According to them, canoeing-kayaking, rowing and sailing would be greatly threatened in western Paris by the arrival of motorized shuttles Voguéo. The nautical base of the island of Sir, Sevres, would be most affected. Opened in 2007 this space accommodates 900 oarsmen, 500 followers of canoeing and sailing fans from 150 clubs from neighboring villages (Sevres, Boulogne-Billancourt, Saint Cloud, Ville d'Avray and Chaville).

"There are quite some barges in our area but then with water buses with 150 seats running every ten minutes (runs every 20 minutes in both directions), it would be really possible," says Francois Banton President ACBB rowing, the biggest club occupying the premises.

Condemnation of water activities

These water activities are practiced in calm water and it takes several minutes after the passage of a big boat that caused the stir constantly. Besides the security problems created by passing shuttles, unlike barges, from one bank to another. Eventually, the associations believe that the project would condemn outright the activity of their members and 15 employees they employ.

"We did not necessarily identified this aspect of things by launching our project, we admit to Stif. But it's also why is the public consultation. "For now, the project will start in 2013. Meanwhile, the website vogueo.fr that collects users' comments recensait originally an enthusiastic majority of opinions is an increasing number of protests rowers who spread the word to defend their favorite pastime.

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In almost all developed countries except France, Switzerland and Singapore, the income tax (IR) is taken directly from the paychecks of household, month after month. This system called "withholding tax" has two advantages: it makes life easier for taxpayers and allows the State to recover almost certainly the tax due, and it regularly.

France should she finally opt for this system, after several failed attempts? Francois Hollande has thought before abandoning the project too. The latest study on the subject of compulsory Council (OAC), an organization linked to the ECA, rather gives reason to critics of the withholding tax. "Some of the arguments advanced in favor of historically withholding their lost weight," said Wednesday, during the presentation of the study, Didier Migaud, the first president of the Court of Auditors.

Indeed, 73% of monthly paid by French taxpayers are now: they pay their IR month after month. Payment is made by monthly installments or third provisional, in 90% of cases it is done electronically (direct debit transfers). The tax return has also been improved, many are now pre-filled boxes. In short, the taxpayer, the French system is relatively simple to use. And the withholding tax is not a panacea: the taxpayer must file a tax return and having to adjust to the tax the following year.

Another consequence of modernization introduced in France, the tax already covers very well the IR, to 99%.

The withholding tax would actually an advantage for the French: they would pay a tax based on income of the year. Currently, households that see their revenues decline, due to retirement, unemployment, divorce, have to pay high taxes compared to their resources in the year, this tax is computed on income, best, of previous year. 30% of households fall into this category each year.

But the CPO believes that this problem can be solved without going through the withholding tax. It is already possible in France to modulate its monthly installments or obtain payment periods, in case of declining income. Would require the IRS to better communicate on these facilities, says the CPO.

Costs for the company

The tax could also opt for the taxation of income during the year: the deposits paid in taxes would be calculated on the estimated income for the year. There would regularize the following year, when revenues definitively known. This system would have an advantage over the withholding tax: the company would not be involved in tax collection.

Indeed, if the direct debit from paychecks, the employer is the tax collector. It can even be the one to calculate the total revenues. In the latter case, he knows if his employee receives other income from savings or property, and he knows the wages of their spouse. Besides the privacy issue, this can affect wage policy – why increase someone whose spouse is very easy? This design maximum role of enterprise is rare and only affects Canada. It remains true that the withholding tax involves costs for the company, from four to two hundred euros a year in different countries.

Anyway, switching to the taxation of income of the year it takes place via the IRS or the withholding tax levied by the company, is a problem, that of the transition year. Could not ask taxpayers to pay that year double tax on the earnings of the year and those of the previous year.

The solution most often proposed is to cancel the tax assessed on the income of the previous year. An acceptable solution since in practice the tax authorities would not suffer any break in the perception of the IR. But at a cost: it would continue to grant tax benefits (employment at home, donations?) On revenues of the previous year. The bill would be 5 to 10 billion euros calculated the CPO. Not very appropriate at this time of fiscal crisis.

With regard to the withholding tax, "the balance tips towards more disadvantages than advantages to," said Didier Migaud.

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Claire begins the interview by asking Michel on his dream career. Our candidate outlined his conception of director of human resources. He considers to be against the grain of current practice and conceded its inability to address the general managers or owners of that business unit are those who could recruit.

Following this exchange, Claire suggests that the former HR Director to adopt a less categorical. His strong determination, he may have closed its doors in search of employment. The coach also advises Michael to explore new avenues.

The conversation continues in a more informal and Claire confides in Michael that his desire to persuade is at the expense of the caller and this dessert. Claire asks him to position itself at the service rather Recruiter he meets.

Michael realizes the message Claire, is to apply it in service by being more attentive to his interlocutor. To find out if Michael will succeed, go in an upcoming episode of "My Job Coach."

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7975 euros per square meter on average

As a result, prices have gained 1.5% on average in October according to the monthly barometer, finding the average level found in the month of April in 7975 euros per square meter. Of course, the increase was not uniform in all districts of Paris. I searched the neighborhoods of the eighth arrondissement rose from 3.5 to 4%, while the eighteenth, nineteenth and twentieth districts stagnated. The suburb has not seen any improvement.

Shortly before 4 am, France, Germany and the euro zone countries are agreed after intense negotiations with creditor banks on a 50% discount on debt securities Greek removing the last obstacle to a comprehensive plan of response to the debt crisis. The contribution of the private sector, coupled with an effort of the States of the euro area of ​​130 billion euros, will bring the Greek debt of over 160% of GDP today to 120% in 2020, said Nicolas Sarkozy.The French president also said that the means of relief funds in the euro area (EFSF) would be "multiplied" in order to reach "1.4 trillion dollars," or "1000 billion euros." For Nicolas Sarkozy, "the summit has to adopt elements of a comprehensive response, an ambitious response, a credible response to the crisis in the euro area". Even if the plan is still very fragile if the economy of Greece does not improve, he said.

The surge in the yen threatens Japan

For its part, the IMF Executive Director Christine Lagarde welcomed the "substantial progress" made at the EU summit in Brussels, welcomed the leaders of the euro area have set up "a program that will respond to the crisis in the region " check cash advance.Greek Prime Minister George Papandreou, for its part considered that a "new era" began in Greece, speaking of a "new beginning" with this debt reduction Greek.

On the macroeconomic front, the Central Bank of Japan announced Thursday a further easing of monetary policy to fight against soaring yen that threatens the recovery of the Japanese economy.The institute has decided to increase 5 trillion yen (47 billion) purchases of treasury bills, increasing to 55,000 billion yen (519 billion) the maximum amount it spends on purchases of government bonds, corporate bonds and other financial securities, and loans at preferential rates.

The euro has strengthened

In addition, retail sales continued to decline in Japan in September, from 1.2% yoy, due to the fall in purchases of TVs after an exceptional run in early summer, announced the Ministry of Economy Thursday. However, car sales have stopped their dive.Consumers remain cautious overall spending due to fears generated by the earthquake and tsunami in the northeast of the archipelago on March 11 and the Fukushima nuclear accident they caused.

Side values, the action of the group of cameras Olympus soared 23% Thursday at the Tokyo Stock Exchange, following the resignation of its CEO Tsuyoshi Kikukawa, accused by his British predecessor Michael Woodford to have overcharged acquisitions between 2006 and 2008.

The euro has strengthened, buoyed by hopes of resolving the crisis in Europe. It was worth 106.26 yen and 1.3975 dollars in Tokyo Thursday morning, 1.3908 against the dollar and 105.98 yen in New Yok the night before.

Finally, oil was up, after the sharp fall the previous day in New York.In electronic trading in the morning, a barrel of "light sweet crude" gained 1.11 dollar to 91.31 dollars a barrel while Brent North Sea crude for December delivery took 70 cents to 109.61 dollars.