Jul 09 2014

An American harvest tens of thousands of dollars for his potato salad

Tag: Uncategorized, online, opinions, people, specialadmin @ 11:16 am

 

Some jokes can be expensive, others report more than expected. Danger that Zack Brown has allowed him to harvest date, 57,000 dollars (41,800 euros) and gather more than 4000 contributors around … a salad potato. And it's not over as there is still 24 days before the end of the quest.

When the young American publishes its project on the crowdfunding site Kickstarter, it sets its target to $ 10. "I'm just a salad potato. I have not yet decided which, "says Zack in the project description. For those who are willing to finance the salad up to a dollar, it promises a "thank you posted on the site" and recite their names aloud while cook. For $ 3, visitors must get some of the finished product. Sole risk of this unusual investment: "This may be not good, this is my first salad of potatoes," warns Zack in the "Risks and Challenges" section of the page Kickstarter1.

…… The improbable project met and exceeded the original target. Zack takes the game and promises new counterparties. At $ 35, it will be "four times more potato salad." At $ 75, it will hold a "pizza party". Ultimate grail, 100 dollars for which gratify contributors two different salad recipes potatoes. Against all odds, mayonnaise takes. Boosted by social networks, the project has been an unexpected success and donations accumulate. In just three days, it reached 4000 dollars. In a video posted Sunday Zack thank users "without whom it would never have been possible guaranteed pay day loans."

…… "When I started this campaign [crowdfunding], my secret goal was to reach $ 60, "reveals Zack. He is now the head of a virtual capital of tens of thousands of dollars. Wednesday morning, the project brought together 57,000 dollars and more than 4,000 contributors. "I never thought it would take on such a scale, responded the young man on the U.S. site Reddit2. Ten dollars seemed a reasonable goal. I think people have found an opportunity to gather around something as absurd as banal. "

He invites" all internet "to a baby salad potato … ……. In exchange, American offers a hat bearing the image of a potato salad or a cookbook, send it in December. This leaves a few months to organize Zack, who plans to "rent a large room to invite all Internet a feast of potato salad." While some question, however, the project should be approved by Kickstarter.

The site has softened effect there one month operating rules and the draft Zack, although delusional, meets the three conditions imposed in that the project must "propose creating something to share with others," "to be honest and clearly presented" but that the funds raised are for a "charity" and that the proposed compensatory measures are financial. Asked about the moderation of such fanciful projects, crowdfunding platform has répondu3, not without humor, that "there is no single recipe for inspiration."


Jun 29 2014

Lease its property to provide rental

Tag: economic, features, publications, top news, traveladmin @ 5:37 pm

 To leave

despite the crisis, an increasing number of French place for rent that they do not use during their stay: accommodation, car, but motorhome, bike and why not boat

. Success in Hexagone1 site rental housing owner Airbnb2 is the most obvious example of this economy of sharing that attracting more and more French consumers. 70,000 French homes are for rent at this time on the site, against 7,000 two years ago. Initially very urban – especially Paris – the site has gradually gained a wider audience. "In Corsica, the number of units available for rent, for example, increased by 9 this year," says Nicolas Ferrary3, France Director of the U.S. site. People who live in tourist areas have included the interest they could find an empty room to rent their home, or their home in its entirety, to tourists. In 80% of cases, the owners rent their principal residence and two out of three, it is their entire home … they do not care if they themselves went on vacation. Amount of gain: on average 300 euros a month in Paris. According to a study by Airbnb, these gains are largely used to meet current expenses, but also to finance its own holiday (for 80 euros).

In the family of sites private rentals, Airbnb is the behemoth, but it is far from the only one. A multitude of sites allow you to earn some money with the property that is not used when one is oneself trip. This is for example the case of Carnomise4 and Tripndrive5, offering vacationers to rent their car in their absence. Installed at major airports, they pay parking the car and pay back homeowners compensation for its location. The invoice sent to the lessee of the vehicle is on its side around 60% lower than in a traditional landlord. "We left our car three weeks Carnomise during a trip to Japan free instant credit score. By renting our car fortnight, we won 136 euros … and we did not pay the 300 euros usual car, "says Chantal Blanchet, a new follower. Rent a boat

Even in JeLoueMonCampingCar6 concept, created in 2011. As its name suggests, the site connects owners of motorhomes, which is generally used only part of the year, with people who want to rent. Two years after its inception, the site has found its market: 19.000 rental days have passed through JeLoueMonCampingCar … more than 60% since the beginning of the year. To rent a campervan costs around 100 euros per day. Each owner has gained an average of 600 euros through the vehicle unused. On an equally specialized segment Boaterfly Sailsharing and aim to facilitate the location of boats between particuliers7. Bike rental by owner, proposed by Véloc8 only a few months, is potentially a wider audience, but is still struggling to break into France. The French, however

bite undoubtedly the "collaborative consumption." France is the second market Airbnb world, both in terms of number of passengers that housing available for rent. The success of the French carpool website Blablacar9 now the industry leader in Europe, is another indicator of the success of these new modes of consumption, which now appeal beyond the "bobo" early community. The average age of users has significantly high Blablacar past two years. "Car rental by owner – Drivy, Ouicar or Buzzcar are the leaders – another public key, older and less urban. The success of these sites is a sign that this way of eating is within the standards, "says Marc-Arthur Gauthey, the think-tank ouishare devoted to these practices.


Jun 24 2014

Montebourg prepares the "CAC 40 future"

Tag: events, finance, opinions, resources, traveladmin @ 7:29 pm

 The

France suffers from a lack of business intermédiaires1 size (ETI), these large SMEs, three times as many in Germany, which is the real engine of the German economy. Determined to turn the corner, Arnaud Montebourg2 said nothing less than "prepare the CAC 40 future," Tuesday at Bercy, on the occasion of the presentation of a study by Bpifrance3 and the General Directorate for Competitiveness, Industry and Services (DGCIS) on the economic prospects of ETI.

"We will assemble a team of France 40 SMEs, which will be selected during the summer with the intention to engage in an acceleration of their size "said the Minister of Economy, convinced that" our SMEs can become world champions. " The aim is to concentrate all efforts advice, funding support, on a core business, handpicked to make up the range very quickly.

"We incubators and accelerators startups. We do not have to SMEs. This is what we will put in place. These SMEs will be helped to export, innovate and grow. We will put in the oxygen tent to make very quickly ETI, "says Nicolas Dufourcq4, CEO Bpifrance, at the forefront of this project.

"Operation Commando"

The idea is to set up a sort of "commando operation, selecting a small number of SMEs, and encourage their hyper- combining all means, "says Pascal Faure, head of the DGCIS. The state already has in his sights SMEs likely to change scale, through the regional offices of companies, competition, consumption, work and employment5 (Direccte), following on the ground a thousand of high-growth SMEs considered "nuggets". "We will tap into this pool those that seem best prepared to sprint," he adds. On

Ubisoft6 in video games, through 7in Beneteau sailing, Boiron8 in homeopathic medicine or Babolat9 in ropes for tennis rackets, which are all included in their top 3 global market, France has beautiful ETI. But they are too few in number: they are only 4794 in France, against 12,000 in Germany, 10,500 in Britain and 8000 in Italy.

"You can do anything in France only when we invest," says Nicolas Dufourcq, citing the example of Gray Découpage10, industrial ETI specializes in fabricated metal washers for the automotive industry. A pure commodity product, and yet they have nothing relocated. But they are doing because they invest 15% of their sales! ".

The issue is critical because ETI are at the heart of the economic machine: they weigh 28% of total turnover of enterprises and account for 45% in executive recruitment, 26% of expenditure on research and development and 34% of exports. After a slump in 2013, ETI anticipate an increase in their activity in 2014, the times of investment and exports, especially in the industry, according to the latest business survey Bpifrance and DGCIS11 conducted in March 2014. Employment prospects also improved, with a quarter of ETI planning to hire in France this year.


Apr 29 2014

How do we make our races in 2025?

Tag: Uncategorized, news, online, resources, traveladmin @ 3:49 pm

 

"With the massive use of the Internet, we live the same kind of period when we found the car, train, and electricity at the same time": François Bellanger is Director of the "think tank" TransitCity 1 and sits on the Scientific Committee Europacity the Pharaonic Auchan2 project aimed at building a large market town combining leisure, culture and consumption. According to him, how to make our races should evolve dramatically in the coming years, including the following two main areas.

One is to save time, thanks to the proximity (multiple small pave signs everywhere), transit (with drive-in3 and stores in train stations or subway stations) and finally through purchases on the Internet. The other axis would, conversely, to "enhance the experience" of the purchase. François Bellanger and take the example of football stadiums overflowing, despite the abundant supply of specialized channels which broadcast the matches, "he'll just have to increasingly justify the movement," he explains cheap insurance.

In the same way that the shops which lowered the store at lunch and after 19h suffered an exodus of their customers, especially women work, to major retailers and hypermarkets, some retail players should "disappear" if they do not quickly reinvent themselves to compete on the web. One point on which bounces Distinguin Stéphane, President of FaberNovel4 and also looking for Europacity: "We must recreate the magic trade, souks and bazaars," said the latter.

"We'll have to re-imagine the physical world based web"

Distinguin Stéphane, President of FaberNovel. The interface

. stores should change gradually. First possibility: that pushing, soon our caddies in shelves … hyper-connected. "Whether with a smartphone5, Google Glass6 or bracelets connected system, we can easily imagine multiple sensors and ambient intelligence allow shopping centers to focus on the consumer experience," explains Stéphane Distinguin. Thus, from the "type" of customer profiles, the large surface area could be adapted according to the different periods of the year or even hours of the day. A process reminiscent deployed to Disney World, Orlando 7.

Second point: the opening up of the universe. While on the Internet, consumers can go from fashion to DIY a query on Google8 Francois Bellanger insists that many stores will have to strive to "give more" to their client. Stéphane Distinguin not say anything else: "We can not imagine a world without contact car company insurance maryland. But we will have re-imagine the physical world based web, especially with regard to the porosity of the universe "visited, he says. Especially since so far, the latest innovations (the drive-in ordering on the Internet) destroy all the impulse purchase – the famous chewing gum to funds – One critical manna in the distribution9.  

Finally, each company should seek different ways to add "relevant experience" strengths: sales temporary spaces, social mix, original frames … "The question to ask is: what can not dematerialize, "explains Stéphane Distinguin?. Developed to transform its store amusement park? François Bellanger response: "You know, after all, Disneyland is only one mall that dare not speak its name …".


Apr 13 2014

Home insurance: cover its garden and pool

Tag: Uncategorized, economics, finance, international, onlineadmin @ 11:56 pm

Home and garden insurance contract

A home insurance covers the property and its dependencies. But the garden is not taken into account. Thus, the damage caused by fire, frost or flooding will not be compensated. The financial loss can be significant in a manicured garden, comprising for example plantations costly.

To protect it advisable to adopt a specific guarantee for his garden. It is usually possible to integrate it into its home insurance, by requesting a contract extension to his insurer.

Warning: the insurer may demand the installation of fences and locked a monitoring system of the garden, before signing the contract. Housing and green spaces

Insurance

Just like its habitation1 insurance, it is possible to take different levels of security for his garden insurance. The first level of coverage is guaranteed "green spaces". As its name suggests, it covers only the vegetation (trees, massive, plants) where climate risks, vandalism or theft.  

Useful for owners and lavishly maintained with rare or expensive planting gardens, this insurance is less need for a simple grassy field. Reinforced garden

Insurance

installations made: garden shed, stone barbecue, fence, swing, outdoor lighting … Home insurance does not take into account the property it is better to take a garden guarantee strengthened to be compensated for any sinistre2.

Of course, the purchase of this extensive coverage will boost the amount of home insurance premiums.

Tip: an insurance broker 3pourra help you negotiate your best deal. Home and pool

Insurance Home insurance does not take care of damage to a swimming pool set in the garden. Depending on the type of model and its cost, increase the risk covered is indeed important. Again, it is necessary to adopt a specific guarantee.

As for the garden, a rider can be added to the contract home. The pool shall comply with all safety standards in force, to be covered by the insurer. To protect yourself against the risk of drowning, liability guarantee is highly recommended.

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Apr 09 2014

PSA Rennes website showcases the Factory of the Future

Tag: economic, economy, life, special, worldadmin @ 7:32 am

 

Employees of PSA Peugeot Citroën1 Rennes plant are worried about their future. An extraordinary meeting of the committee of establishment provided Thursday, April 10 should "reorganize production in a single team, which means the removal of a half team," says Loïc Pottier, the CFTC2. Rennes is inspired Poissy and Mulhouse, where a team has lost in recent months. This removal can be done in the framework of the new social contract approved last year by the unions.

"We expected this announcement for 2015 rather than now," says Loïc Pottier. Trade unions signed agreement CFE-CGC, CFTC, and SIA-requested management constructor "make every effort to repatriate to Rennes new activities in workshops and research and development."

On this point, the Ministry of Productive Recovery should answer this. Rennes has indeed been chosen to host one of the pilots' factory of the future "plan. It is one of 34 industrial plans presented by the President of the Republic and the Minister of Productive Recovery in September. Its management was entrusted to Frédéric Sanchez, president of the manufacturer of machine tools Fives, and Bernard Charles, President of Dassault Systèmes.

The details of this plan have been disclosed last Thursday at the Salon of the industry, but at the last moment Arnaud Montebourg3 canceled his coming, held in Bercy by the ceremony of transfer of authority. On behalf of the Minister, Christophe Lerouge, Commissioner productive recovery of Burgundy, said Thursday that "this plan has two objectives: to work on the French offer of new production technology, such as 3D4 printing or robots to be able to export; and secondly, to ensure that these technologies are spreading in France in order to gain competitiveness. " A first steering committee for this plan met mid-March to validate four projects identified twenty one. Wizards robots

One of these four projects thus relates the PSA Rennes site. It should allow to conduct a pilot line for manufacturing prototype parts in composite structure for automobiles. Much lighter than steel, composites will help lighten cars and thus reduce emissions by improving consumption. This line will use technology developed by Fives specialist composite technology. This demonstrator will be housed in Excelcar a company's R & D set up by PSA and supported by the local Breton as part of the re-industrialization of the site. Actors

industrial-builders but also equipment-believe may contract with Excelcar to implement in their factories, their own tool production. Rennes line should be operational late 2015. The total investment will be between 10 and 20 million euros, and will cover 30 to 40 jobs. "The potential is, however, hundreds of jobs if manufacturers decide to implement other production lines in their factories for their vehicles," said an industry expert.

These projects should enable "the transformation of existing plants to create windows of the French technology that can be visited by foreign delegations, for example "explains Frédéric Sanchez Figaro. Unlike the German model, where the robots are already widely distributed in plants because labor is rather scarce, the French model leaves room to the man he is meant to be seen rather as replaced by a robot.


Apr 06 2014

 Charlie Hebdo offers reduced in past cities right and the extreme right prices

Tag: economic, features, publications, resources, technologyadmin @ 8:04 am

 A

"special offer post election hangover wood." Charlie Hebdo1 offers until April 8 subscriptions at reduced rates for the past right or the extreme right in the last municipal elections cities. "Your city is moving to the right or the far right? You do not plan to move? Charlie supports you in this event, we offer you the discounted rate for all contracts taken until Tuesday, April 8 included, "says the description of the subscription.

Subscription for 6 months and from 55 to 45 euros; than a year from 96 to 76 euros and that of two years from 185 to 146 euros. In addition, "you receive a gift and save up to 54% of the cover price. What could be better? "The newspaper added. The Offer is made all the inhabitants of the past right and the extreme right cities, "young, old, military, unemployed, prisoners, retired, non-taxable, invalid, or you subscribe someone who the is ".

…… Special Offer "Hangover post election wood!" http://t.co/W14iEQnCt12 pic instant payday loan.twitter.com/R0eVDPQfui3

– Charlie Hebdo (@ Charlie_Hebdo_) April 2, 20144

So without marketing or real militant act? "This is a militant act," replied Charlie Hebdo. "We did this also to laugh, to lighten the mood." And the satirical newspaper, marked left, is not his first attempt. Already in 2011, the a "Sharia Hebdo5" was controversial and the newspaper was the target of arson. "We have already launched promotional offers of this type," says the satirical weekly.

And the financial impact is not necessarily strong. "We have not noticed an increase in our subscriptions up this offer," says Charlie Hebdo. If "people take it as a joke," offer different prices depending on the location of the subscription is illegal. "In legal terms, this is discriminatory," says Delphine Meillet, a lawyer at the Paris Bar .. "Legally, there is the matter, but the damage will not look very far," she adds.


Apr 04 2014

Mozilla boss loses his job after his remarks against gay marriage

Tag: international, life, money, resources, top newsadmin @ 2:20 pm

American Foundation Mozilla1, which develops the Firefox browser, announced today the departure of his boss just came into functions2 the heart of a controversy for his support for an initiative against the homosexuel.3 marriage "Brendan Eich chosen resign as CEO, "said Mozilla's official blog. The announcement of his appointment dated back only 24 mars.Brendan Eich was one of the co-founders of Mozilla, where he held several positions before becoming boss. But after his recent promotion, he found himself at the center of controversy because of a donation he had made to support a campaign against gay marriage in California conducted in 2008. Among his detractors included in particular the dating site OkCupid, which had begun to display the following message when users arrive on its internet page with a Firefox browser: "The new boss of Mozilla, Brendan Eich, is an opponent of the equal rights for gay couples. We would prefer that our customers do not use the software to access Mozilla OkCupid poor credit personal loans. "" Mozilla prides itself on having a different standard, and this last week, we did not . been up We know why people are hurt and angry, and they're right: it is because we have not been faithful to ourselves, "admitted Thursday on the blog of Mozilla Mitchell Baker, the Executive Chairman of the Board of the Foundation. "We did not react quickly enough (…) when the controversy started. Sorry, "adds elle.Mozilla indicates that discussions are still ongoing about its future direction, promising more information about" next week "." Mozilla believes in equality and freedom of expression, "but recalls Mitchell Baker." We accept contributions from anyone, regardless of age, culture, ethnicity, gender, gender identity, language, race, orientation Sexual, its geographical position and its religious views "and" we have employees with a wide variety of opinions, "she argues.


Apr 03 2014

Each player loses an average of 400 euros per year to gambling

Tag: money, online, opinions, people, specialadmin @ 1:52 am

 

Despite the crisis, gambling continues to attract French. Whether for a scratch ticket, to bet on a horse or fill a grid lotto, French households bet of € 46.2 billion in 2012, 76% more than in 2000, according to a study of INSEE published this Wednesday1. Enough to cover half of the deficit of France amounted to € 87.6 billion in 2013!

Almost half of French play at least occasionally. On average, the player bets 2,000 euros per year for a gain of € 1,600 and a loss of 400 euros. "But this is an average, an expert insists INSEE. Many people play mini-game are when a big development. " Another sign of this craze for games: their share in the budget of families n 'had to stop increase over the past decade, from 0.6% in 1990 to 0.9% in 2004, before record a slight decline in 2018 to 0.8%. Crisis forces! The French

lose money, but less than before

The French betting more money, spending (read losses) in 2012 also increased from € 6.4 billion in 2000 to € 9.5 billion in 2012, an increase of 48% over the last twelve years. Updates have increased faster than spending (76% against 48%), the rate of return players (TRJ), that is to say the proportion of bets operators render players, is now better it was 10 years, ie they lose less money than before.

But the state always ensure that this rate is balanced. "It should not be too high because it would promote addiction and money laundering, said the same expert. Conversely, a minimum rate is necessary to clean up the competition between operators and protect the players. " For example, the TRJ must be less than 75% for the lottery, 85% for sports and horse paris online and conversely, greater than 85% for slot machines payday loans. Inequalities between

FDJ, PMU, casinos and online gaming sector

gambling is composed of four actors: the French Games (FDJ), Pari Mutuel Urbain (PMU), casinos and online gambling since their approval in 2010. If the activity of the FDJ and PMU has been dynamic over the past decade and it focuses on two 71% of the activity, the casinos (24%) lost momentum from 2007. "In addition to the 2008 crisis, they suffered regulatory changes (mandatory identity checks and banning smoking)," write the study authors. Online games, they represent only 5% of the market.  

Another lesson from this survey: compulsory levies are very different from one game to another. FDJ reverse 67% of it being pocketed in the coffers, casinos 54%, 51% for online operators and only 39% for the PMU. Its low tax rate is explained by its participation in the financing of the equine industry. The PMU

, the most profitable trader

All stakeholders do not have the same rate of return which is calculated from the gross gaming revenue ( PBJ), that is to say the difference between the set of players and their winnings. Thus, the PMU has the highest profitability affecting 34% of GGR, casinos unable to reach 18% of PBJ when online games no profit, says INSEE. The most surprising is probably the rate of return of the JDF, which is only 3% of GGR. Involved? Its very high taxation. However, the State is its main shareholder (72%) did not seem to suffer!

At the end of the survey, INSEE said that gambling addiction concerns 10.8% of active players, or 1.3% of adult population.


Apr 01 2014

Property: all that changes this year in tax

Tag: business, economic, money, news, resourcesadmin @ 7:33 am

Source Le Figaro Magazine

Under the sign of rigor, the 2014 budget has not spared immobilier1. Thus, the VAT applicable to maintenance work in the house from 7 to 10%, except for energy renovation work. In the aftermath, the conditions of access to sustainable development tax credit has been tightened. Finally, buy a property will cost more this year. At the higher rate of VAT on notary fees 2vient added that registration fees: many councils have increased, on 1 March, the county tax on property sales.

The only measure favorable to owners concerning real estate capital gains realized on the sale of housing: exemption has now gained after 22 years in prison and not more than 30 years. And until the end of August, a reduction of 25% is possible on capital gains.

The real estate gains partly exempt after 22 years

Gains on disposals of housing other than principal residences are now exempt from tax income after 22 years, against 30 years ago. The period to be exempt from social security contributions (15.5%) remains, meanwhile, set at 30 years. If you sell a property before this time, so you should pay tax on the gain at the flat rate of 19%, possibly increased by a surcharge of 2 to 6% when the taxable capital gain exceeds € 50,000. The amount of the capital gain is taxable, however, subject to a deduction for holding period (after 10 years, the seller has for example a 30% reduction on tax and 8.25% on social security contributions).

If you plan to sell a property before 1 September 2014, you will benefit more from an exceptional discount of 25%, calculated after deduction period of ownership. Attention, this reduction does not apply to sales of shares in real estate companies (SCI for example) or to transfers in favor of a family member (spouse, partner pacs, partner, ascending or descending). Disposals

Land remain exempt after 30 years

The ax has not gone away! The provision of the Finance Act 2014 to remove allowances for holding period for sales of building land was censored in extremis by the Constitutional Council. A rescript (No. 2014/01 of 9 January 2014) is then came clear that the exemption is granted after 30 years. Example: after 10 years, the reduction is only 10% for land (against 30% for residential). Registration fees

increased in many departments

As the Finance Act 2014 so authorizes, 66 departments (their list is available at www. tax. govt. fr) found 3.8 to 4.5% the amount of the county tax on property sales. In these departments, registration fees (also called "notary fees") are thus passed from March 1 to 5.80665% (5.10665% before). This increase is intended to apply until 29 February 2016. After this date, the tax would – theoretically – be reduced to 3.8%.

If some departments, like Paris, Isère, Yvelines or have already decided not to increase registration fees, others have not yet voted, probably waiting for the maturity of the municipal elections. If those notify the tax authorities no later than April 15, 2014, their decision to the county tax of 4.50%, the increase will apply to sales made on or after 1 June 2014. However, if this notification occurs between April 16 and November 30, 2014, the rate of registration fees will be raised only for sales entered into after 1 January 2015. Which would be a welcome time for buyers concerned business card.  

Indeed, the increase in registration fee is in addition to the slight increase in fees of notaries following the VAT hike passed, 1st January, from 19.6 to 20%. For a home purchased € 200,000, it is estimated that in the departments have increased their tax expenses amounted to € 16,000 or € 2,000 more than in 2013. Increases cascade that may well ultimately erase the slight decline in property prices seen last year. The tax

Sustainability simplified but hardened

Every year credit finance law gave birth to a new version of the tax credit Sustainable Development (ICSD). Approval are now subject to the achievement, in the principal residence of at least two eligible projects (eg, loft insulation and installing a heat pump). Households with modest incomes (the ceilings are defined in Article II of the 1417 tax code, CGI) may, however, continue to benefit from ICSD to achieve a single category of work. Household making a bunch of work can, whatever their income, expenditure spread over two consecutive years rather than one. In this case, the tax benefit will be granted under the income tax of the second year.

Another new 10 rate tax credit give way to two rates applicable regardless of the equipment installed: 15% for the achievement of one catégoriede work (be-tested) .20% for making a bunch of work (regardless of household income).

However, the expenditure ceiling taken into account has not budged. It remains to € 8,000 for a single person and € 16,000 for a couple. This amount is increased to 400 € per dependent. This ceiling is multiannual and restores every 5 years.

Example: A couple with two children is make insulation work for 15.000 € and changes its boiler to a condensing furnace (4500 €).

Expenses taken into account: € 19,500, capped at € 16,800.

Amount of tax credit: € 16,800 x 25% = € 4,200.

This year, the list of eligible equipment has been reduced (see Appendix 4, Art. 18a of CGI). Since January 1, photovoltaic panels and equipment for the recovery and treatment of stormwater open longer eligible for the tax credit. Finally, after being eligible for several years, donors are excluded from the IFSD. This is now restricted to the owners, tenants or occupants for free. Accumulated tax

and eco-PTZ credit: new resource limits

Sub-tested, it is possible to combine the IFSD and eco- zero-interest loans (PTZ). 2014, the income limits have changed. The income tax reference (n-2) is € 25,000 for a single person (€ 35,000 for a couple + € 7,500 per dependent). VAT

: rising to all floors!

January 1, 2014 all VAT rates have increased. Rate called "intermediate" from 7 to 10% and the "normal" rate of 19.6 to 20%. In practice, the 10% rate applies to improvements, processing, development and maintenance of dwellings completed over 2 years.

Rate of 20% applies, meanwhile, when the important work contributes to the production of a new building (as defined in Article 257 CGI) or when work resulted in an increase of more than 10% of the existing floor surface. Good news, the eligible work at ISDC are being applied since 1 January, a 5.5% VAT.

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