Jul 23 2014

Care are more expensive hospital and clinical

Tag: economic, events, finance, resources, traveladmin @ 1:32 pm

 Public1

The hospital should take lessons in productivity from private clinics. In its annual survey of hospital costs, technical Information Agency on hospital (Atih) noted once more the efficiency between the two feuding brothers health gap. It shows that in 2012 the average cost of caring for a patient amounted to 2,115 euros in public against 1204 euros in a clinic. These figures are however to be taken lightly, tempers the public agency, "the segments of the two sectors are different." Rest

even more precisely by comparing the costs generated by the same care and the same gravity, clinics are the most efficient. This is particularly the case in surgery, the operation is simple or complex. Stay for a prosthesis simple hip and costs 16% less in the private sector. Similarly, the bill for a fairly severe intervention in the small intestine and the colon is 30% lighter in clinic. Longer stays

public hospital

In terms of cancer, Atih details including treatment of "malignant diseases of the hepatobiliary system and pancreas" . The average cost of this care is 36% higher than in the hospital clinic, 3930 euros. The hospital, for a similar situation, in fact keeps the patient more fully within its walls: one more day for milder cases and up to seven days for the most difficult cases pay day loans. In addition, differences in efficiency are lower in the field of obstetrics. The birth of a first child with "vaginal" (without cesarean) and costs 2318 euros in clinic, 11% "only" unless the public.

How can these gaps in productivity between enemy brothers of private and public? France2 Hospital Federation (FHF), which represents public schools, argues that hospitals treat patients on average more severely affected than those received in the clinic. They are moreover increasingly precarious situation and must therefore stay longer in hospital. "It does not explain everything," but slides an industry expert. A hospital director recognizes that personnel expenses and circuit billing drain on budgets.

In the private sector, it does not have to look very far the reasons for the large productivity gap. "Medicare pays for clinical acts that are providing on average 20% to 22% cheaper than in hospitals, said Thierry Béchu, general secretary of the FHP-MCO (surgery and private maternity). This economic constraint invites us to be more efficient. Otherwise we are doomed to put the key under the door! "


Jul 18 2014

Global markets affected by the crash in Ukraine

Tag: events, features, money, online, publicationsadmin @ 2:44 am

The crash of an airliner in malaisien1 Ukraine2, which could have been shot, shook the western markets and fall titles airlines Exchange Thursday as investors feared the impact of the disaster on the economy mondiale.A Wall Street3 where indices nosedived after the announcement of the crash, the Dow Jones4 abandoned around 18:00 GMT 0.42%, 0.81% and the Nasdaq5 the broader S & P 500 0.60%. European shares have also been hit hard by these uncertainties and ended sharply lower: the Paris market ended down 1.21%, in Frankfurt, the DAX index fell 1.07% and the Stock Exchange London dropped 0.68%. Asian stock markets were still closed at the time.The foreign exchange market remained relatively stable in the evolving euro6 dollar7 1.3523 after falling to 1.3517 at 2:55 p.m. GMT dollar, a new low in a month, 1.3524 against dollar on Wednesday to 9:00 p.m. GMT.L ' euro evolves its lowest against the Japanese yen, a value considered as "safe haven" by traders from février.Du side pétrole8, New York crude (WTI) for August delivery climbed almost $ 2 and Brent the North Sea to London has appreciated by 0.73% to 107.91 dollars.L ounce of OR9 has appreciated and ended at $ 1,302.50 at auction evening in London, against 1,301 dollars Wednesday . U.S. bond market, where operators take refuge in times of uncertainty left his side sharply higher. The yield on 10-year Treasury fell to 2.467% against 2.538% Wednesday, and the 30-year to 3.287% against 3.348% veille.Signe the nervousness in the market, the VIX index, called "index fear "soared 15.45% reading at its highest levels of the dangerous semaine.Plus for markets that sanctionsLes markets have suddenly lost ground to 1530 GMT as investors have learned that a plane Line Malaysian Amsterdam left for Kuala Lumpur crashed in the Donetsk region in eastern Ukraine guaranteed cash advance. "It is frankly very bad news, rather than Western sanctions announced" Wednesday night responded Gregori Volokhine of Meeschaert Financial services. "It calls into question the safety of air routes in this region of the world and in other regions", as in the Middle East, continued Gregori Volokhine. However, "air traffic is very important for the economy." What worries the most, as portfolio manager, "is that this is not an accident but a downed aircraft is going to ask questions that had never been asked previously. Risk stray bullets "on airliners. "This is unsettling for travelers and investors," he has estimé.Secteur global air in baisseDes both sides of the Atlantic, particularly information on the aviation sector weighed American Airlines10 fell by 2.52% at $ 42.38, Delta Airlines yielded 1.95% to 37.13 dollars, United Continental 2.03% at $ 42.99. The aircraft manufacturer Boeing11 limited the damage and let go only 0.30% to 127.04 dollars.L German Lufthansa12 giant European airline, which announced after the close of trading on Thursday that decided to bypass "substantially" space Ukrainian air, closed down 2.37% to 14.61 euros on Euronext Paris Francfort.A Air France13-KLM fell by 1.45% to 8.77 euros. At the London Stock Exchange, International Consolidated Airlines Group, parent company of British Airways and Spanish carrier Iberia, fell 3.02% to 330.70 pence and easyJet 1.18% to 1,341 pence.


Jul 10 2014

A booklet rest he interesting?

Tag: economic, events, money, people, traveladmin @ 6:08 pm

 

The ax fell. From 1 August, the rate of the booklet A pass from 1.25% to only 1%. Historically low yield, which could have been even lower if the government had followed the recommendations of the Bank of France, which proposed to reduce it to 0.75%. For the record, this very old investment was paid 1.75% there just one year.

Now, a booklet A ceiling (22,950 euros) will earn 229.50 euros per year, against 286.90 euros when the rate was 1.25 %. And the holder of a booklet on Sustainable Development (LDD) 1 ceiling (€ 12,000) will win 120 euros against 150 euros a year earlier.

What to do in these conditions of his booklet A2? "Paradoxically, in the context of current very low interest rates, the passbook remains attractive for its precautionary savings, because his salary is hard to beat," said Cyril Blesson, Partner Pair Council. Because the passbook is not taxed, which is not the case for most other investments. Starting with passbooks, direct competitors of the booklet A, whose interests are taxed at the scale of income tax, which must be added the social security contributions. Excluding promotional periods reserved for new customers, fewer of these books relate unless the booklet A.

But other investments become today very competitive. Euro funds Insurance life.3 contracts are a good alternative, even if their remuneration is crumbling. Last year, they reported 2.8% (before social contributions). This is significantly more than 1% of the booklet A. Certainly, we must take into account any input and taxation costs. But by investing in contracts over eight years, the tax will be minimized. And ultimately, the investor is the most time winner.  

Those who have a little time on their hands (four years) may also invest cash on housing savings plans (PEL) 4 paid 2.5% (before payroll 15.5%). Especially since the interest is subject to income tax 12 years after the opening of the plan.


Jun 24 2014

Montebourg prepares the "CAC 40 future"

Tag: events, finance, opinions, resources, traveladmin @ 7:29 pm

 The

France suffers from a lack of business intermédiaires1 size (ETI), these large SMEs, three times as many in Germany, which is the real engine of the German economy. Determined to turn the corner, Arnaud Montebourg2 said nothing less than "prepare the CAC 40 future," Tuesday at Bercy, on the occasion of the presentation of a study by Bpifrance3 and the General Directorate for Competitiveness, Industry and Services (DGCIS) on the economic prospects of ETI.

"We will assemble a team of France 40 SMEs, which will be selected during the summer with the intention to engage in an acceleration of their size "said the Minister of Economy, convinced that" our SMEs can become world champions. " The aim is to concentrate all efforts advice, funding support, on a core business, handpicked to make up the range very quickly.

"We incubators and accelerators startups. We do not have to SMEs. This is what we will put in place. These SMEs will be helped to export, innovate and grow. We will put in the oxygen tent to make very quickly ETI, "says Nicolas Dufourcq4, CEO Bpifrance, at the forefront of this project.

"Operation Commando"

The idea is to set up a sort of "commando operation, selecting a small number of SMEs, and encourage their hyper- combining all means, "says Pascal Faure, head of the DGCIS. The state already has in his sights SMEs likely to change scale, through the regional offices of companies, competition, consumption, work and employment5 (Direccte), following on the ground a thousand of high-growth SMEs considered "nuggets". "We will tap into this pool those that seem best prepared to sprint," he adds. On

Ubisoft6 in video games, through 7in Beneteau sailing, Boiron8 in homeopathic medicine or Babolat9 in ropes for tennis rackets, which are all included in their top 3 global market, France has beautiful ETI. But they are too few in number: they are only 4794 in France, against 12,000 in Germany, 10,500 in Britain and 8000 in Italy.

"You can do anything in France only when we invest," says Nicolas Dufourcq, citing the example of Gray Découpage10, industrial ETI specializes in fabricated metal washers for the automotive industry. A pure commodity product, and yet they have nothing relocated. But they are doing because they invest 15% of their sales! ".

The issue is critical because ETI are at the heart of the economic machine: they weigh 28% of total turnover of enterprises and account for 45% in executive recruitment, 26% of expenditure on research and development and 34% of exports. After a slump in 2013, ETI anticipate an increase in their activity in 2014, the times of investment and exports, especially in the industry, according to the latest business survey Bpifrance and DGCIS11 conducted in March 2014. Employment prospects also improved, with a quarter of ETI planning to hire in France this year.


Mar 24 2014

Laurent Ruquier signed for "at least" two years on RTL

Tag: business, opinions, resources, special, top newsadmin @ 1:04 am

Christopher Baldelli, president of RTL, said today in issuing Media Magazine France 5 on the transfer of Laurent Ruquier1 was part time. Debauched Europe 12, the host has signed "a contract of at least two years," he says, to replace Philippe Bouvard on orders Bigheaded. "The agreement that we signed with Ruquier Laurent covers several years, said Christopher Baldelli. He wants to invest." Choosing Ruquier Lawrence, aged 51 or 33 years younger than Philippe Bouvard, RTL hope he rejuvenate the audience a show whose average age is slightly higher than the "58-59 years" RTL and generate more advertising revenue? "Not at all, says the president of RTL. We do not reason like that. We are a generalist radio. All public interest me." "It is a gamble, a heavy and difficult decision that Phillipe Bouvard accepted. He also accepted that Bigheaded continues. This is elegant on its part." Pronouncing the word "bet", Christopher Baldelli remembers the previous 1999 when Philippe Bouvard had to give way to Christophe Dechavanne. Causing the loss of hundreds of thousands of listeners for RTL. ALSO READ: "Ruquier the Big Heads: a risky bet for RTL and Europe 13


Mar 16 2014

Canal + and Sports beIN at loggerheads

Tag: business, economics, opinions, people, traveladmin @ 1:52 am

 At

beIN Sports1 as at Canal 2, was prepared heavy artillery. On March 7, the Professional Football League has triggered a general commotion in battle staffs of the two broadcasters precipitating the timing of the tender TV rights to the league 13 over the period 2016 – 2020.

For both channels, the issue is crucial. Even vital. If cinema is a strong argument to recruit new viewers in the case of Canal +, the true power of seduction, and even more that of beIN Sports, based primarily on sports, especially football. Without this discipline lighthouse, there is a good chance that customers will terminate their contract. By themselves, cinema and series will not make the weight in the case of Canal +. About beIN Sports, which has bought the TV at the football World Cup Brésil4 rights, the broadcaster can not establish itself as a premium channel without the best Ligue 1. What do flambé adding the rights to this competition. In a note, financial analysts and Natixis consider it possible that Canal + is seeking exclusive rights to Ligue 1 through very high inflation, rising from € 420 million per year to 760 million. "This would represent a significant investment but allow the group to" secure "the model definitely pay TV premium and have time to develop it, facing the threat of new entrants, as Netflix5." …..

… The tension is even greater this time, that the time to construct a plan of action is short: just over a month, until April 4. Worse, the tenders will be this time successive, making it possible for broadcasters renchérir between each batch.  Next round

April 4

And to make matters worse, the tender of the Champion's League and League Europa's arrive a few days later, in April. For both pay broadcasters, "this is the week of all the dangers," analyzes a pattern string. Enough to give a cold sweat leaders of Canal + and beIN Sports. TV rights experts, financiers and strategists in both groups certainly prepare sleepless nights. But the final decision has serious implications, remain the exclusive case of three men: Yousef al-Obaidly, Director General beIN Sports, Bertrand Meheut and Rodolphe Belmer, the two leaders of Canal +. In this conflict, all shots will be permitted. They have already started to rain.

Last summer, Canal + has filed a complaint for unfair competition, arguing that petrodollars allowed to invest beIN Sports bleeds. In January, she had tried to persuade the government to prohibit bein Sports, owner of PSG, to be a candidate for the purchase of TV rights, before being sent back to its goals by the Ministry of Sports. Next round expected on April 4, together with the decision of the LFP. Canal + like beIN Sports, victory can only be considered one way: by KO


Mar 10 2014

Auchan prepares his attack against France in

Tag: Uncategorized, features, finance, technology, worldadmin @ 10:44 pm

 France

The last year has been the weak link Auchan1 group. The northerner distributor there had a "difficult year business plan," as Vincent Mignot, CEO of Auchan France says.

In France representing 41.8% of sales, sales decreased by 1.1% (excluding taxes) to 20 billion euros (- 3% VAT). The decrease is especially marked in its hypermarkets (- 2.5%), which represent the heart of its network, including sealed non-food. Net income also fell. If Auchan did not release precise figures, it acknowledged that its profitability had not been "fully satisfactory", although the decrease is a "sustainable and manageable level." Finally, the distributor has lost ground to its competitors (- 0.4 points to 10.5% market share, according to Nielsen). "We also lost our first place in promotions this year is a number one priority to become leader," said Vincent Mignot. But if the visit frequency and average basket of clients decreased their number remained stable. Auchan

fifth distributor in France, made the cost of intensifying price war. Carrefour2, who made a comeback to face Leclerc, has invested heavily in price reductions and the renovation of its stores in addition to its comparative advertising campaign there one year, the "low price guarantee Carrefour" 500 Products signed the offensive.

Nutella and Coca-Cola

Auchan has also suffered from the rise of "drive", where he released his efforts after pioneer. Finally, it has been the success of the stores, a segment which it is almost absent. The Emergency

2014 is the "reconquest" in order to achieve its goal of becoming the preferred brand of French 2020. "We will resume the offensive on trade," promised Vincent Mignot. If Auchan plans to invest 230 million euros in its stores, priority will be given to the "aggressiveness" on prices. What catch up on its competitors who competed promotions and low prices, including major brands, to cause deflation rays.

"The fight on national brands is never done," says Vincent Mignot, citing Nutella and Coca-Cola. One third of the stores will offer renovated and Auchan will accelerator by June on scales less than one euro (fruits and vegetables, meat …). It also systematize the "comparative carts" at the entrance to its stores. Finally, the distributor – which refines a new offensive on the front of promotions – multiply the lowest prices on its seasonal products (toys, chocolates …) and in the food industry. "It is now the cheapest on the daily races, insists the CEO of Auchan France. It has not said enough last year. "Distributor should strike a blow in the spring pub.

In the end, the group is growing through international with a total turnover (excluding taxes) of € 48.1 billion , an increase of 2.4%.


Feb 24 2014

Ruquier: "If I'm still 6% to 8% audience share in June, I would stop the issue for all"

Tag: business, features, finance, news, peopleadmin @ 10:00 pm

 

"I do not do this job for programs that do not work," said the host interviewed this morning on "The great live media" Jean-Marc Morandini1. "It's true that if I'm still here in late June 6, 7, or 8% of market share, I would stop. When doing 5, 6 or 7% as do Caunes and Hanouna, we do not have enough viewers, "said he ajouté.2

……. . To find a new life, "The issue for all" exchange format. "We go live, because we can better prepare for the show, said the facilitator. I'll try to be more present. I especially start sending more personal. "" The issue for all ", launched on January 20, was attended by 1.5 million viewers average (7.9% audience share) in the space of three weeks. "The latest emissions were below my expectations," admits Lawrence Ruquier.

Yesterday, 18: 30 pm, Lawrence Ruquier 3a makes his return to France 2. The show was stopped time retransmission Olympics Sochi on France Télévisions. During the competition, the public broadcaster has achieved very good scores.

"I've already lived it"

Laurent Ruquier is quite confident for his show. The leader believes that time will allow "The issue for all" to find its audience. "I'm not worried. I've lived it. I think it's a matter of weeks, perhaps months, "he concluded on Europe 1 totally free credit score. Objective

10%

The return of Laurent Ruquier looks strategically. He must forget the industrial accident Sophia Aram4. Laurent Ruquier has already managed to make more audience Sophia Aram, who has never exceeded 4%, but not better than Nagi. The presenter of "Remember the words" a loyal 2.24 million people and won 9.9% audience share in January. The challenge is financial. France Télévisions, private advertising after 20 hours, see the early evening as a time bonus. This is where focus 34% of advertising revenues. The talk show Ruquier has yet hard to get started. He also was overtaken early February by "Le Grand Journal" on Canal +. It also faces competition from Cyril Hanouna on D8. The show "Touch not my job" now brings 1.1 million viewers each night. "It happened one night when the two programs were before us. But it is not that they were ahead of us, it is we who have fallen, "said Laurent Ruquier on Europe 1. As stated by the facilitator, only the game "Money Drop" on TF1 acts as a serious competitor. The show more than 5 million viewers. Laurent Ruquier is supported by Rémy Pflimlin.5 The President declared the audiovisual group hope to achieve the 10% audience share. A goal in the contract facilitator. ■


Feb 19 2014

Brewers commit to hiring in exchange for a tax moratorium

Tag: economy, international, news, opinions, specialadmin @ 6:56 am

 

Faced with a collapse in consumption bière1 the French brewers challenge the government. "We ask a tax moratorium, Philippe Vasseur, President of Brewers France, which represents the brewing profession. We hope that the beer is not discriminated as it is "In exchange for fiscal stability, the French brewers -. Who fear being subjected to new taxes – offer the state a" pact of responsibility. " A response to the one presented last month by François Hollande2 at businesses.

"Mr. President of the Republic, we Brewers France 3, the strength of our role as facilitators of a rich stream of 65,000 jobs, have chosen to take this opportunity to participate more actively in productive recovery of France," write they. It is urgent, according to them, for the sector.  

The increase of 160% a year in taxes on beer in the framework of the law on the financing of Social Security boosting the value price of 14% and weighed on sales. Consumption decreased by 3%, with double-digit decline in cafes, hotels and restaurants. In supermarkets, while volumes declined slightly (-0.4%), sales rose by 16.2% to € 2.3 billion, according to IRI data reported by LSA. It was boosted by both the price and the upscale market that has benefited specialty beers (Leffe, Affligem, Grimbergen) and special lagers (Heineken, 1664).

Create a label

Faced with this situation, brewers are willing to make three commitments, provided that the state does not decide new levies cash advance to savings account. Brewers agree first to invest 250 million euros by 2017 and employ 800 people a year, half of net job creation. "There can be no investment if there is visibility on the future of the business, says Philippe Vasseur. Given the uncertainty created by the tax increases, companies have stopped investing last year. "

They also undertake to become more involved in prevention policies. "If we took 1% excise duty on beer, this would increase the budget by INPE (National Institute for Prevention and Health Education) dedicated to the prevention of € 8,000,000" said Philippe Vasseur, who regrets that the Evin law prevents brewers "to pedagogy" on the beer consumption. Brewers France urges the authorities the opportunity to "jointly develop public health policies."

Finally, brewers are committed to creating a label, a guarantee of quality for their drinks, to be awarded by an independent body. If the blur remains around how to create this label, they want it to be associated with a degree program for brewers. Which would more credible profession, like eg diplomas oenology. "We really want to change the image of the profession, adds Philippe Vasseur, who will undertake, as every year, from next week, an operation seduction at the Salon de l'agriculture. This involves teaching and the fight against excessive BAC. This also corresponds to a upmarket image of beer. "


Feb 15 2014

Airbus buys a German bank

Tag: economic, life, online, people, technologyadmin @ 11:56 pm

 

Airbus1 announced Friday the acquisition of a small German bank, Salzburg München Bank, a subsidiary of the Austrian Raiffeisenverband Salzburg. The Bavarian hotel, whose assets amounted to € 350 million at end June 2013, and employs 50 people, will be renamed Airbus Bank Group. The acquisition, the price is not known, must still be approved by the authorities of the German competition. Airbus hopes to complete the transaction as soon as possible in 2014. The group promises that she will not change for existing customers Salzburg München Bank.

"The acquisition of Salzburg München Bank offers a solid basis for our bank project group launch," says Harald Wilhelm, CFO of Airbus Group.2 The aircraft manufacturer had announced in 2012 its intention to hold a bank home, but he thought since 2010, while blowing unprecedented financial turmoil in the eurozone.  

Large European banks finance specialists aeronautics – BNP Paribas, Societe Generale and Royal Bank of Scotland – had to fold the voilure3 to reduce their balance sheets and to adapt to the new situation of the banking sector. These banks back last year on aircraft financing, but Airbus has not shelved the project.

A breath

Especially since the group must adapt to a much stricter environment in terms of state aid. Conventionally, Airbus, Boeing and other aircraft manufacturers have indeed relied on the export subsidies of their respective States for the launch of their major projects. For the construction of the A350, Airbus has benefited from a preferential loan of EUR 500 million from the German government to. The second tranche of funding should reach 600 million euros, but Berlin seems to have buried the project.  

Will hold a banking license in this context a breath of air to industrial. With Airbus Bank Group, the manufacturer can access funding from the European Central Bank (ECB) under the same conditions as the major banking groups of the Old Continent.

The aéronautique4 is particularly capital-intensive. This industry needs about $ 100 billion annual funding to meet the demand of its customers. And the trend looks to rise from 2015, given the very supplied backlog of commercial aircraft. Airbus bank will be used to fund internal projects and possibly vendor support, crucial for the group. Major manufacturers depend indeed thousands of contractors who must each invest to modernize their own production lines. Airbus does not intend however yet to finance its clients.

Before Airbus, Siemens, Daimler and BMW, Volkswagen and PSA industrialists already had a bank to grant above all loans to their clients. The American Boeing is also equipped with a side of a finance company, Boeing Capital, which manages a loan portfolio of $ 4 billion and may include loans to large customers group. In comparison, the bank Airbus project appears much smaller.


Next Page »