Jul 23 2014

Care are more expensive hospital and clinical

Tag: economic, events, finance, resources, traveladmin @ 1:32 pm

 Public1

The hospital should take lessons in productivity from private clinics. In its annual survey of hospital costs, technical Information Agency on hospital (Atih) noted once more the efficiency between the two feuding brothers health gap. It shows that in 2012 the average cost of caring for a patient amounted to 2,115 euros in public against 1204 euros in a clinic. These figures are however to be taken lightly, tempers the public agency, "the segments of the two sectors are different." Rest

even more precisely by comparing the costs generated by the same care and the same gravity, clinics are the most efficient. This is particularly the case in surgery, the operation is simple or complex. Stay for a prosthesis simple hip and costs 16% less in the private sector. Similarly, the bill for a fairly severe intervention in the small intestine and the colon is 30% lighter in clinic. Longer stays

public hospital

In terms of cancer, Atih details including treatment of "malignant diseases of the hepatobiliary system and pancreas" . The average cost of this care is 36% higher than in the hospital clinic, 3930 euros. The hospital, for a similar situation, in fact keeps the patient more fully within its walls: one more day for milder cases and up to seven days for the most difficult cases pay day loans. In addition, differences in efficiency are lower in the field of obstetrics. The birth of a first child with "vaginal" (without cesarean) and costs 2318 euros in clinic, 11% "only" unless the public.

How can these gaps in productivity between enemy brothers of private and public? France2 Hospital Federation (FHF), which represents public schools, argues that hospitals treat patients on average more severely affected than those received in the clinic. They are moreover increasingly precarious situation and must therefore stay longer in hospital. "It does not explain everything," but slides an industry expert. A hospital director recognizes that personnel expenses and circuit billing drain on budgets.

In the private sector, it does not have to look very far the reasons for the large productivity gap. "Medicare pays for clinical acts that are providing on average 20% to 22% cheaper than in hospitals, said Thierry Béchu, general secretary of the FHP-MCO (surgery and private maternity). This economic constraint invites us to be more efficient. Otherwise we are doomed to put the key under the door! "

Now the unexpected financial emergencies can be easily resolved with assist of no teletrack cash advance.

Jul 12 2014

Bayonne ham gets his passport to the United States

Tag: economics, news, publications, top news, traveladmin @ 3:44 pm

 

The famous Bayonne ham 1seront for sale in the United States in 2015. U.S. health authorities have given the green light to the slaughter Fipso and business Delpeyrat 2a said Bernard Dupont , president of the Interprofessional Bayonne ham. U.S.

So eat ham of Bayonne French. France submitted a Protected Geographical Indication (PGI), the product will be the same for U.S. customers. Ham will only be produced from pigs reared in the South West. For now, only started production since drying ham lasts one year.

"Becoming the Ambassador brand of French know-how"

Delpeyrat, which has obtained authorization for export to the United States

Bayonne ham, which represents 20% of the French market dried ham, and is "400 million potential consumers," says Bernard Dupont. If the impact is yet difficult to quantify, the consortium covers all distribution channels faxless payday advance. "The U.S. market represents a real opportunity. We expected there, the people are very attracted by the French gastronomy. We aim supermarkets, delicatessens, restaurants, hotels, all distributors, "he said.

With this approval, which follows that obtained for China in June dernier3, Delpeyrat wants to "become the brand ambassador for French savoir-faire" abroad. On July 23th, a delegation of foreign importers will be present during the Holidays Bayonne. And among the 9 members in North America will be well represented as two Americans and three Canadians will be included.

With the aim to reap 100 million euros in sales internationally in 2020. It is now 45 million, or 10% of total turnover Delpeyrat. Other brands, like Oteiza – producer and creator of the Basque Country – also seek to position themselves.


Jul 10 2014

A booklet rest he interesting?

Tag: economic, events, money, people, traveladmin @ 6:08 pm

 

The ax fell. From 1 August, the rate of the booklet A pass from 1.25% to only 1%. Historically low yield, which could have been even lower if the government had followed the recommendations of the Bank of France, which proposed to reduce it to 0.75%. For the record, this very old investment was paid 1.75% there just one year.

Now, a booklet A ceiling (22,950 euros) will earn 229.50 euros per year, against 286.90 euros when the rate was 1.25 %. And the holder of a booklet on Sustainable Development (LDD) 1 ceiling (€ 12,000) will win 120 euros against 150 euros a year earlier.

What to do in these conditions of his booklet A2? "Paradoxically, in the context of current very low interest rates, the passbook remains attractive for its precautionary savings, because his salary is hard to beat," said Cyril Blesson, Partner Pair Council. Because the passbook is not taxed, which is not the case for most other investments. Starting with passbooks, direct competitors of the booklet A, whose interests are taxed at the scale of income tax, which must be added the social security contributions. Excluding promotional periods reserved for new customers, fewer of these books relate unless the booklet A.

But other investments become today very competitive. Euro funds Insurance life.3 contracts are a good alternative, even if their remuneration is crumbling. Last year, they reported 2.8% (before social contributions). This is significantly more than 1% of the booklet A. Certainly, we must take into account any input and taxation costs. But by investing in contracts over eight years, the tax will be minimized. And ultimately, the investor is the most time winner.  

Those who have a little time on their hands (four years) may also invest cash on housing savings plans (PEL) 4 paid 2.5% (before payroll 15.5%). Especially since the interest is subject to income tax 12 years after the opening of the plan.


Jul 02 2014

American Apparel: escapades CEO put towards group-turvy

Tag: Uncategorized, life, people, special, top newsadmin @ 11:45 pm

 

Money, sex, Californian sun and financial dirty tricks. All the ingredients of a soap opera together in the battle between Dov Charney, the founder of the clothing chain American Apparel whimsical, administrators of the group. They have committed a crime of high treason on June 18, in the ousting of its PDG. Despite the 27% stake it held then (making it the largest shareholder), the contractor was unable to oppose this decision guaranteed unsecured personal loan. Dov Charney was a surprise last Friday by announcing he controlled 43% of the capital, through an alliance with a fund. Administrators responded the next day by adopting a "poison pill" (poison pill) to prevent founder still up capital.

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Jul 01 2014

Why learning did he not successful in France?

Tag: economy, news, online, resources, top newsadmin @ 7:33 am

 

Youth unemployment is the scourge of Europe, particularly in France. Under the effect of the crisis, has reached unprecedented levels in 2013, the share of young workers aged 15 to 24 years unemployed stood at just under 25%, with peaks of 55% in Spain or 58% in Greece. In France, 24.8% of young people under 25 years were out of the labor market in 2013, against 7.9% in Germany free 3-in-1 credit report. Worse, 150,000 young people leave more or less every year of school without a diploma or professional qualification. And 1.9 million are neither in employment nor in education or training – the so-called NEET – 17% of the 15-24 age group, one of the highest in the OECD countries rate .

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Apr 29 2014

How do we make our races in 2025?

Tag: Uncategorized, news, online, resources, traveladmin @ 3:49 pm

 

"With the massive use of the Internet, we live the same kind of period when we found the car, train, and electricity at the same time": François Bellanger is Director of the "think tank" TransitCity 1 and sits on the Scientific Committee Europacity the Pharaonic Auchan2 project aimed at building a large market town combining leisure, culture and consumption. According to him, how to make our races should evolve dramatically in the coming years, including the following two main areas.

One is to save time, thanks to the proximity (multiple small pave signs everywhere), transit (with drive-in3 and stores in train stations or subway stations) and finally through purchases on the Internet. The other axis would, conversely, to "enhance the experience" of the purchase. François Bellanger and take the example of football stadiums overflowing, despite the abundant supply of specialized channels which broadcast the matches, "he'll just have to increasingly justify the movement," he explains cheap insurance.

In the same way that the shops which lowered the store at lunch and after 19h suffered an exodus of their customers, especially women work, to major retailers and hypermarkets, some retail players should "disappear" if they do not quickly reinvent themselves to compete on the web. One point on which bounces Distinguin Stéphane, President of FaberNovel4 and also looking for Europacity: "We must recreate the magic trade, souks and bazaars," said the latter.

"We'll have to re-imagine the physical world based web"

Distinguin Stéphane, President of FaberNovel. The interface

. stores should change gradually. First possibility: that pushing, soon our caddies in shelves … hyper-connected. "Whether with a smartphone5, Google Glass6 or bracelets connected system, we can easily imagine multiple sensors and ambient intelligence allow shopping centers to focus on the consumer experience," explains Stéphane Distinguin. Thus, from the "type" of customer profiles, the large surface area could be adapted according to the different periods of the year or even hours of the day. A process reminiscent deployed to Disney World, Orlando 7.

Second point: the opening up of the universe. While on the Internet, consumers can go from fashion to DIY a query on Google8 Francois Bellanger insists that many stores will have to strive to "give more" to their client. Stéphane Distinguin not say anything else: "We can not imagine a world without contact car company insurance maryland. But we will have re-imagine the physical world based web, especially with regard to the porosity of the universe "visited, he says. Especially since so far, the latest innovations (the drive-in ordering on the Internet) destroy all the impulse purchase – the famous chewing gum to funds – One critical manna in the distribution9.  

Finally, each company should seek different ways to add "relevant experience" strengths: sales temporary spaces, social mix, original frames … "The question to ask is: what can not dematerialize, "explains Stéphane Distinguin?. Developed to transform its store amusement park? François Bellanger response: "You know, after all, Disneyland is only one mall that dare not speak its name …".


Apr 25 2014

Manuel Valls arouses distrust on economic issues

Tag: international, online, publications, special, traveladmin @ 10:58 pm

 After months

atop the popularity of Manuel Valls1 it would begin its decline? According to a survey * BPCE-ViaVoice for Les Echos and France Info2, 64% of French do not trust the Prime Minister to improve their purchasing power in the coming months. Mistrust which currently focused on economic issues. After taking March3 end function, its popularity and satisfaction varied according institutes, between 41 and 58%. A flattering level for the new head of government, which dominates François Hollande4.

Last week, after the Council of Ministers, Manuel Valls detailed plan of 50 billion euros 5to finance pact in responsabilité6 for businesses and reduce the deficit. He also introduced measures for the poorest, including an envelope from June to August billion. But it seems far too limited to French. Lower contributions on wages up to 1.3 times the minimum wage from January 1 is considered "symbolic" 72% of them. A shared popular categories opinion (74%) and supporters of the left (55%) car warranty.

53% of French are also confident that their purchasing power will decline over the next three months, against only 9% believe that it will increase. Expenditure items that appear more "concern" are taxes (52%), electricity (37%) and food (35%).

After his policy speech to the National Assembly on 8 avril7, six French 10 already felt that the Prime Minister would "rather not effective" reduce unemployment and 56% doubted its effectiveness to "allow more social justice," according to a BVA poll for Aujourd'hui en France / Le Parisien and i-Télé8. A few days earlier, a Tilder/LCI/OpinionWay9 survey revealed that only 43% of French trusted him to revive the French economy, against 56%.

* This survey was conducted online from 11 to 16 April 2014 on a sample of 1,011 people representative of the French population aged 18 and over .


Apr 09 2014

PSA Rennes website showcases the Factory of the Future

Tag: economic, economy, life, special, worldadmin @ 7:32 am

 

Employees of PSA Peugeot Citroën1 Rennes plant are worried about their future. An extraordinary meeting of the committee of establishment provided Thursday, April 10 should "reorganize production in a single team, which means the removal of a half team," says Loïc Pottier, the CFTC2. Rennes is inspired Poissy and Mulhouse, where a team has lost in recent months. This removal can be done in the framework of the new social contract approved last year by the unions.

"We expected this announcement for 2015 rather than now," says Loïc Pottier. Trade unions signed agreement CFE-CGC, CFTC, and SIA-requested management constructor "make every effort to repatriate to Rennes new activities in workshops and research and development."

On this point, the Ministry of Productive Recovery should answer this. Rennes has indeed been chosen to host one of the pilots' factory of the future "plan. It is one of 34 industrial plans presented by the President of the Republic and the Minister of Productive Recovery in September. Its management was entrusted to Frédéric Sanchez, president of the manufacturer of machine tools Fives, and Bernard Charles, President of Dassault Systèmes.

The details of this plan have been disclosed last Thursday at the Salon of the industry, but at the last moment Arnaud Montebourg3 canceled his coming, held in Bercy by the ceremony of transfer of authority. On behalf of the Minister, Christophe Lerouge, Commissioner productive recovery of Burgundy, said Thursday that "this plan has two objectives: to work on the French offer of new production technology, such as 3D4 printing or robots to be able to export; and secondly, to ensure that these technologies are spreading in France in order to gain competitiveness. " A first steering committee for this plan met mid-March to validate four projects identified twenty one. Wizards robots

One of these four projects thus relates the PSA Rennes site. It should allow to conduct a pilot line for manufacturing prototype parts in composite structure for automobiles. Much lighter than steel, composites will help lighten cars and thus reduce emissions by improving consumption. This line will use technology developed by Fives specialist composite technology. This demonstrator will be housed in Excelcar a company's R & D set up by PSA and supported by the local Breton as part of the re-industrialization of the site. Actors

industrial-builders but also equipment-believe may contract with Excelcar to implement in their factories, their own tool production. Rennes line should be operational late 2015. The total investment will be between 10 and 20 million euros, and will cover 30 to 40 jobs. "The potential is, however, hundreds of jobs if manufacturers decide to implement other production lines in their factories for their vehicles," said an industry expert.

These projects should enable "the transformation of existing plants to create windows of the French technology that can be visited by foreign delegations, for example "explains Frédéric Sanchez Figaro. Unlike the German model, where the robots are already widely distributed in plants because labor is rather scarce, the French model leaves room to the man he is meant to be seen rather as replaced by a robot.


Apr 03 2014

Each player loses an average of 400 euros per year to gambling

Tag: money, online, opinions, people, specialadmin @ 1:52 am

 

Despite the crisis, gambling continues to attract French. Whether for a scratch ticket, to bet on a horse or fill a grid lotto, French households bet of € 46.2 billion in 2012, 76% more than in 2000, according to a study of INSEE published this Wednesday1. Enough to cover half of the deficit of France amounted to € 87.6 billion in 2013!

Almost half of French play at least occasionally. On average, the player bets 2,000 euros per year for a gain of € 1,600 and a loss of 400 euros. "But this is an average, an expert insists INSEE. Many people play mini-game are when a big development. " Another sign of this craze for games: their share in the budget of families n 'had to stop increase over the past decade, from 0.6% in 1990 to 0.9% in 2004, before record a slight decline in 2018 to 0.8%. Crisis forces! The French

lose money, but less than before

The French betting more money, spending (read losses) in 2012 also increased from € 6.4 billion in 2000 to € 9.5 billion in 2012, an increase of 48% over the last twelve years. Updates have increased faster than spending (76% against 48%), the rate of return players (TRJ), that is to say the proportion of bets operators render players, is now better it was 10 years, ie they lose less money than before.

But the state always ensure that this rate is balanced. "It should not be too high because it would promote addiction and money laundering, said the same expert. Conversely, a minimum rate is necessary to clean up the competition between operators and protect the players. " For example, the TRJ must be less than 75% for the lottery, 85% for sports and horse paris online and conversely, greater than 85% for slot machines payday loans. Inequalities between

FDJ, PMU, casinos and online gaming sector

gambling is composed of four actors: the French Games (FDJ), Pari Mutuel Urbain (PMU), casinos and online gambling since their approval in 2010. If the activity of the FDJ and PMU has been dynamic over the past decade and it focuses on two 71% of the activity, the casinos (24%) lost momentum from 2007. "In addition to the 2008 crisis, they suffered regulatory changes (mandatory identity checks and banning smoking)," write the study authors. Online games, they represent only 5% of the market.  

Another lesson from this survey: compulsory levies are very different from one game to another. FDJ reverse 67% of it being pocketed in the coffers, casinos 54%, 51% for online operators and only 39% for the PMU. Its low tax rate is explained by its participation in the financing of the equine industry. The PMU

, the most profitable trader

All stakeholders do not have the same rate of return which is calculated from the gross gaming revenue ( PBJ), that is to say the difference between the set of players and their winnings. Thus, the PMU has the highest profitability affecting 34% of GGR, casinos unable to reach 18% of PBJ when online games no profit, says INSEE. The most surprising is probably the rate of return of the JDF, which is only 3% of GGR. Involved? Its very high taxation. However, the State is its main shareholder (72%) did not seem to suffer!

At the end of the survey, INSEE said that gambling addiction concerns 10.8% of active players, or 1.3% of adult population.


Feb 19 2014

Brewers commit to hiring in exchange for a tax moratorium

Tag: economy, international, news, opinions, specialadmin @ 6:56 am

 

Faced with a collapse in consumption bière1 the French brewers challenge the government. "We ask a tax moratorium, Philippe Vasseur, President of Brewers France, which represents the brewing profession. We hope that the beer is not discriminated as it is "In exchange for fiscal stability, the French brewers -. Who fear being subjected to new taxes – offer the state a" pact of responsibility. " A response to the one presented last month by François Hollande2 at businesses.

"Mr. President of the Republic, we Brewers France 3, the strength of our role as facilitators of a rich stream of 65,000 jobs, have chosen to take this opportunity to participate more actively in productive recovery of France," write they. It is urgent, according to them, for the sector.  

The increase of 160% a year in taxes on beer in the framework of the law on the financing of Social Security boosting the value price of 14% and weighed on sales. Consumption decreased by 3%, with double-digit decline in cafes, hotels and restaurants. In supermarkets, while volumes declined slightly (-0.4%), sales rose by 16.2% to € 2.3 billion, according to IRI data reported by LSA. It was boosted by both the price and the upscale market that has benefited specialty beers (Leffe, Affligem, Grimbergen) and special lagers (Heineken, 1664).

Create a label

Faced with this situation, brewers are willing to make three commitments, provided that the state does not decide new levies cash advance to savings account. Brewers agree first to invest 250 million euros by 2017 and employ 800 people a year, half of net job creation. "There can be no investment if there is visibility on the future of the business, says Philippe Vasseur. Given the uncertainty created by the tax increases, companies have stopped investing last year. "

They also undertake to become more involved in prevention policies. "If we took 1% excise duty on beer, this would increase the budget by INPE (National Institute for Prevention and Health Education) dedicated to the prevention of € 8,000,000" said Philippe Vasseur, who regrets that the Evin law prevents brewers "to pedagogy" on the beer consumption. Brewers France urges the authorities the opportunity to "jointly develop public health policies."

Finally, brewers are committed to creating a label, a guarantee of quality for their drinks, to be awarded by an independent body. If the blur remains around how to create this label, they want it to be associated with a degree program for brewers. Which would more credible profession, like eg diplomas oenology. "We really want to change the image of the profession, adds Philippe Vasseur, who will undertake, as every year, from next week, an operation seduction at the Salon de l'agriculture. This involves teaching and the fight against excessive BAC. This also corresponds to a upmarket image of beer. "


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