Aug 01 2014

A booklet, SNCF rates … all that changes (or not) to 1 August

Tag: business, life, news, opinions, peopleadmin @ 9:32 pm

 This holiday start

some coincides with a rate freeze and the SNCF1 EDF2 but bad news, the rate of A booklet will decrease. The booklet

● A password from 1.25% to 1%

The previously preferred placement of French goes from 1.25% to 1% on Friday 1 August3 . This rate was reduced from 1.75% to 1.25% on August 1, 2013, and tumbled to the lowest level in its history. But the decline would have been even greater if the government had followed the recommendations of the Bank of France, which proposed to reduce it to 0.75%.

So, from today, a booklet A ceiling (22,950 euros) will earn 229.50 euros per year, against 286.90 euros when the rate was 1.25%. And the holder of a booklet on Sustainable Development (LDD) ceiling (€ 12,000) will win 120 euros against 150 euros a year earlier.  But

"paradoxically, in the context of current very low interest rates, the passbook remains attractive for its precautionary savings, because his salary is hard to beat" , says Cyril Blesson associated with Pair Council. In addition, the booklet A is not taxed, which is not the case for most other investments. ● Bank transfers

changing standards

This August 1 marks the entry into force of the new European payment standards Sepa (for Single Euro Payments Area). This unique new standard is created to shorten and simplify bank transfers debits. It mainly aims to harmonize the payment within the EU using unified bank account numbers (IBAN and BIC). Planned initially

1 February, the implementation of this new system has been shifted, the European Commission has decided to grant a period of tolerance the delay in some countries européens high risk personal loans.Sans this period, many companies are exposed to operational risks majeurs4 as daily operations, such as the payment of wages or payment of suppliers, might be blocked if they were not passed to SEPA format. ●

No price increases SNCF

The Department of Transportation announced that there would be no increase in rates of SNCF 5AU August 2014 peak times due to school holidays. "On 1 January 2014, only the VAT increase was reflected in the price of tickets," said Frédéric Cuvillier. Earlier this week, the president of the SNCF, Guillaume Pepy6 had reaffirmed the company's efforts to make tariff TGV, with "a million tickets at low prices and more" this year and in the longer term, "a post on three" of the same type by 2017

. ● Gel EDF prices

As expected, the usual increase, originally scheduled this year to 5% of regulated electricity tariffs will not take place. A government decree, published on Thursday in the Official Journal, confirms this decision. Last June, the Minister for Ecology and Energy, Segolene Royal, announced its intention to suspend the traditional 5% increase in electricity tariffs. But after the fall of EDF share price, Matignon was then returned to the words of the minister indicating that less than 5% increase would occur this fall. EDF rates, applied to 92% of French households are set annually by the gouvernement.7

● Lower gas prices

Recent changes concerning the method of calculating the cost of gas supply will materialize on August 1 on the regulated gas tariff. It will drop by an average of 1.28%, reflecting the decline in gas supply costs.


Jul 12 2014

Bayonne ham gets his passport to the United States

Tag: economics, news, publications, top news, traveladmin @ 3:44 pm

 

The famous Bayonne ham 1seront for sale in the United States in 2015. U.S. health authorities have given the green light to the slaughter Fipso and business Delpeyrat 2a said Bernard Dupont , president of the Interprofessional Bayonne ham. U.S.

So eat ham of Bayonne French. France submitted a Protected Geographical Indication (PGI), the product will be the same for U.S. customers. Ham will only be produced from pigs reared in the South West. For now, only started production since drying ham lasts one year.

"Becoming the Ambassador brand of French know-how"

Delpeyrat, which has obtained authorization for export to the United States

Bayonne ham, which represents 20% of the French market dried ham, and is "400 million potential consumers," says Bernard Dupont. If the impact is yet difficult to quantify, the consortium covers all distribution channels faxless payday advance. "The U.S. market represents a real opportunity. We expected there, the people are very attracted by the French gastronomy. We aim supermarkets, delicatessens, restaurants, hotels, all distributors, "he said.

With this approval, which follows that obtained for China in June dernier3, Delpeyrat wants to "become the brand ambassador for French savoir-faire" abroad. On July 23th, a delegation of foreign importers will be present during the Holidays Bayonne. And among the 9 members in North America will be well represented as two Americans and three Canadians will be included.

With the aim to reap 100 million euros in sales internationally in 2020. It is now 45 million, or 10% of total turnover Delpeyrat. Other brands, like Oteiza – producer and creator of the Basque Country – also seek to position themselves.


Jul 06 2014

Companies forced to reduce their quota of trainees

Tag: Uncategorized, finance, news, resources, specialadmin @ 8:53 am

 

While many young people "still struggling" already to find internships, often required to validate their years of study, the new law on the supervision of stages1, finally adopted on 26 June will complicate their task a little more. Starting again laudable intentions – they protect young people against abuse and other "courses copiers" – this text is likely to miss its target. For

by increasing constraints, it may discourage foremost business leaders to open their doors to students. However, demand is high: the number of stages2 in France has almost tripled in less than ten years to 1.6 million per year, in part due to their generalization in the curricula of secondary and higher education. But also because the course has often become a point of passage for a first job.

Result, since July 1, employers are forced to comply with new Obligations3. First, they must not exceed a maximum ceiling of trainees based on number of employees of the company. This number, which will be fixed by decree, could be three trainees in enterprises with more than 30 employees, and 10% of trainees in larger companies. Cherpion Act

2011

"Violation of this provision shall be punished by a fine not exceeding € 2,000 per trainee concerned and 4,000 euros if recurrence, "said the law firm DaemPartners, recalling that the limitation period of the administrative action is two years. The maximum duration of internships remains at 6 months, but in two years, there will be no derogations possible for example to make a gap year in his studies to go abroad.

Then entrepreneurs will have to increase by September 2015, the remuneration for internships over two months, which will increase from 436 523 euros monthly. Finally, they must extend to all students access to the restaurant business, earnings restaurants securities or reimbursement of transport costs where they exist for their employees.

"This rigid and dangerous law will scarce supply Internship"

Patrick Hetzel, UMP ….. ….. In addition, the law reinforces the means to identify and punish any abuse, introduces leave of absence, leave, time aligns the presence of trainees on the employees, exempts from tax income gratification. "The names of the students in the institution should now be listed in order of finish in a specific part of the single registry staff to facilitate the monitoring of labor inspectors" still regrets the cabinet DaemPartners .

The left supported the text "going in the right direction" and reflecting a campaign promise François Hollande4 despite flats Left Front, while the UMP and the UDI voted against. The objective is not to "leave to think that companies are fraudeuses, but some like to play with the rules," observed Denys Robiliard (PS). Whereas

"existing law already protects students' thanks to Cherpion Act of 2011, Patrick Hetzel UMP denounced a bill" rigid "and" dangerous scarce will offer internships. " As the UMP, UDI also criticized the maximum duration of six months for internships, "which will challenge the gap year" in studies from abroad.


Jun 29 2014

Lease its property to provide rental

Tag: economic, features, publications, top news, traveladmin @ 5:37 pm

 To leave

despite the crisis, an increasing number of French place for rent that they do not use during their stay: accommodation, car, but motorhome, bike and why not boat

. Success in Hexagone1 site rental housing owner Airbnb2 is the most obvious example of this economy of sharing that attracting more and more French consumers. 70,000 French homes are for rent at this time on the site, against 7,000 two years ago. Initially very urban – especially Paris – the site has gradually gained a wider audience. "In Corsica, the number of units available for rent, for example, increased by 9 this year," says Nicolas Ferrary3, France Director of the U.S. site. People who live in tourist areas have included the interest they could find an empty room to rent their home, or their home in its entirety, to tourists. In 80% of cases, the owners rent their principal residence and two out of three, it is their entire home … they do not care if they themselves went on vacation. Amount of gain: on average 300 euros a month in Paris. According to a study by Airbnb, these gains are largely used to meet current expenses, but also to finance its own holiday (for 80 euros).

In the family of sites private rentals, Airbnb is the behemoth, but it is far from the only one. A multitude of sites allow you to earn some money with the property that is not used when one is oneself trip. This is for example the case of Carnomise4 and Tripndrive5, offering vacationers to rent their car in their absence. Installed at major airports, they pay parking the car and pay back homeowners compensation for its location. The invoice sent to the lessee of the vehicle is on its side around 60% lower than in a traditional landlord. "We left our car three weeks Carnomise during a trip to Japan free instant credit score. By renting our car fortnight, we won 136 euros … and we did not pay the 300 euros usual car, "says Chantal Blanchet, a new follower. Rent a boat

Even in JeLoueMonCampingCar6 concept, created in 2011. As its name suggests, the site connects owners of motorhomes, which is generally used only part of the year, with people who want to rent. Two years after its inception, the site has found its market: 19.000 rental days have passed through JeLoueMonCampingCar … more than 60% since the beginning of the year. To rent a campervan costs around 100 euros per day. Each owner has gained an average of 600 euros through the vehicle unused. On an equally specialized segment Boaterfly Sailsharing and aim to facilitate the location of boats between particuliers7. Bike rental by owner, proposed by Véloc8 only a few months, is potentially a wider audience, but is still struggling to break into France. The French, however

bite undoubtedly the "collaborative consumption." France is the second market Airbnb world, both in terms of number of passengers that housing available for rent. The success of the French carpool website Blablacar9 now the industry leader in Europe, is another indicator of the success of these new modes of consumption, which now appeal beyond the "bobo" early community. The average age of users has significantly high Blablacar past two years. "Car rental by owner – Drivy, Ouicar or Buzzcar are the leaders – another public key, older and less urban. The success of these sites is a sign that this way of eating is within the standards, "says Marc-Arthur Gauthey, the think-tank ouishare devoted to these practices.


Apr 06 2014

 Charlie Hebdo offers reduced in past cities right and the extreme right prices

Tag: economic, features, publications, resources, technologyadmin @ 8:04 am

 A

"special offer post election hangover wood." Charlie Hebdo1 offers until April 8 subscriptions at reduced rates for the past right or the extreme right in the last municipal elections cities. "Your city is moving to the right or the far right? You do not plan to move? Charlie supports you in this event, we offer you the discounted rate for all contracts taken until Tuesday, April 8 included, "says the description of the subscription.

Subscription for 6 months and from 55 to 45 euros; than a year from 96 to 76 euros and that of two years from 185 to 146 euros. In addition, "you receive a gift and save up to 54% of the cover price. What could be better? "The newspaper added. The Offer is made all the inhabitants of the past right and the extreme right cities, "young, old, military, unemployed, prisoners, retired, non-taxable, invalid, or you subscribe someone who the is ".

…… Special Offer "Hangover post election wood!" http://t.co/W14iEQnCt12 pic instant payday loan.twitter.com/R0eVDPQfui3

– Charlie Hebdo (@ Charlie_Hebdo_) April 2, 20144

So without marketing or real militant act? "This is a militant act," replied Charlie Hebdo. "We did this also to laugh, to lighten the mood." And the satirical newspaper, marked left, is not his first attempt. Already in 2011, the a "Sharia Hebdo5" was controversial and the newspaper was the target of arson. "We have already launched promotional offers of this type," says the satirical weekly.

And the financial impact is not necessarily strong. "We have not noticed an increase in our subscriptions up this offer," says Charlie Hebdo. If "people take it as a joke," offer different prices depending on the location of the subscription is illegal. "In legal terms, this is discriminatory," says Delphine Meillet, a lawyer at the Paris Bar .. "Legally, there is the matter, but the damage will not look very far," she adds.


Apr 01 2014

Property: all that changes this year in tax

Tag: business, economic, money, news, resourcesadmin @ 7:33 am

Source Le Figaro Magazine

Under the sign of rigor, the 2014 budget has not spared immobilier1. Thus, the VAT applicable to maintenance work in the house from 7 to 10%, except for energy renovation work. In the aftermath, the conditions of access to sustainable development tax credit has been tightened. Finally, buy a property will cost more this year. At the higher rate of VAT on notary fees 2vient added that registration fees: many councils have increased, on 1 March, the county tax on property sales.

The only measure favorable to owners concerning real estate capital gains realized on the sale of housing: exemption has now gained after 22 years in prison and not more than 30 years. And until the end of August, a reduction of 25% is possible on capital gains.

The real estate gains partly exempt after 22 years

Gains on disposals of housing other than principal residences are now exempt from tax income after 22 years, against 30 years ago. The period to be exempt from social security contributions (15.5%) remains, meanwhile, set at 30 years. If you sell a property before this time, so you should pay tax on the gain at the flat rate of 19%, possibly increased by a surcharge of 2 to 6% when the taxable capital gain exceeds € 50,000. The amount of the capital gain is taxable, however, subject to a deduction for holding period (after 10 years, the seller has for example a 30% reduction on tax and 8.25% on social security contributions).

If you plan to sell a property before 1 September 2014, you will benefit more from an exceptional discount of 25%, calculated after deduction period of ownership. Attention, this reduction does not apply to sales of shares in real estate companies (SCI for example) or to transfers in favor of a family member (spouse, partner pacs, partner, ascending or descending). Disposals

Land remain exempt after 30 years

The ax has not gone away! The provision of the Finance Act 2014 to remove allowances for holding period for sales of building land was censored in extremis by the Constitutional Council. A rescript (No. 2014/01 of 9 January 2014) is then came clear that the exemption is granted after 30 years. Example: after 10 years, the reduction is only 10% for land (against 30% for residential). Registration fees

increased in many departments

As the Finance Act 2014 so authorizes, 66 departments (their list is available at www. tax. govt. fr) found 3.8 to 4.5% the amount of the county tax on property sales. In these departments, registration fees (also called "notary fees") are thus passed from March 1 to 5.80665% (5.10665% before). This increase is intended to apply until 29 February 2016. After this date, the tax would – theoretically – be reduced to 3.8%.

If some departments, like Paris, Isère, Yvelines or have already decided not to increase registration fees, others have not yet voted, probably waiting for the maturity of the municipal elections. If those notify the tax authorities no later than April 15, 2014, their decision to the county tax of 4.50%, the increase will apply to sales made on or after 1 June 2014. However, if this notification occurs between April 16 and November 30, 2014, the rate of registration fees will be raised only for sales entered into after 1 January 2015. Which would be a welcome time for buyers concerned business card.  

Indeed, the increase in registration fee is in addition to the slight increase in fees of notaries following the VAT hike passed, 1st January, from 19.6 to 20%. For a home purchased € 200,000, it is estimated that in the departments have increased their tax expenses amounted to € 16,000 or € 2,000 more than in 2013. Increases cascade that may well ultimately erase the slight decline in property prices seen last year. The tax

Sustainability simplified but hardened

Every year credit finance law gave birth to a new version of the tax credit Sustainable Development (ICSD). Approval are now subject to the achievement, in the principal residence of at least two eligible projects (eg, loft insulation and installing a heat pump). Households with modest incomes (the ceilings are defined in Article II of the 1417 tax code, CGI) may, however, continue to benefit from ICSD to achieve a single category of work. Household making a bunch of work can, whatever their income, expenditure spread over two consecutive years rather than one. In this case, the tax benefit will be granted under the income tax of the second year.

Another new 10 rate tax credit give way to two rates applicable regardless of the equipment installed: 15% for the achievement of one catégoriede work (be-tested) .20% for making a bunch of work (regardless of household income).

However, the expenditure ceiling taken into account has not budged. It remains to € 8,000 for a single person and € 16,000 for a couple. This amount is increased to 400 € per dependent. This ceiling is multiannual and restores every 5 years.

Example: A couple with two children is make insulation work for 15.000 € and changes its boiler to a condensing furnace (4500 €).

Expenses taken into account: € 19,500, capped at € 16,800.

Amount of tax credit: € 16,800 x 25% = € 4,200.

This year, the list of eligible equipment has been reduced (see Appendix 4, Art. 18a of CGI). Since January 1, photovoltaic panels and equipment for the recovery and treatment of stormwater open longer eligible for the tax credit. Finally, after being eligible for several years, donors are excluded from the IFSD. This is now restricted to the owners, tenants or occupants for free. Accumulated tax

and eco-PTZ credit: new resource limits

Sub-tested, it is possible to combine the IFSD and eco- zero-interest loans (PTZ). 2014, the income limits have changed. The income tax reference (n-2) is € 25,000 for a single person (€ 35,000 for a couple + € 7,500 per dependent). VAT

: rising to all floors!

January 1, 2014 all VAT rates have increased. Rate called "intermediate" from 7 to 10% and the "normal" rate of 19.6 to 20%. In practice, the 10% rate applies to improvements, processing, development and maintenance of dwellings completed over 2 years.

Rate of 20% applies, meanwhile, when the important work contributes to the production of a new building (as defined in Article 257 CGI) or when work resulted in an increase of more than 10% of the existing floor surface. Good news, the eligible work at ISDC are being applied since 1 January, a 5.5% VAT.

SERVICE:

"Find all the listings with Explorimmo3 …. ….


Mar 25 2014

Mayors called in to work at home

Tag: events, life, opinions, resources, traveladmin @ 4:40 pm

 Marie-Béatrice Levaux

looking forward to next Sunday, the end of the municipal elections. President of the Federation of particular employers 1 (FEPEM) will start its operation as "1000 Mayors", which aims to increase employment at home in territories2. "We will establish, at the beginning of the term of office, a special contact with a thousand mayors of municipalities with more than 9,000 people to sign regional agreements allowing them to develop employment at home," she explains exclusively to Figaro.

The purpose of this operation? "Bringing these common concrete answers on several issues that are the home of early childhood services for families and individuals employers frail," she explains. FEPEM will therefore offer new shares to several councilors including the linkage between employers and employees in the territories, securing the employment relationship between public employers and employees, as well as better information for professionals engaged in the field.

"This initiative is part of our compact home job, which aims to create 50 000 net jobs in the sector by the end of the year, the statement of 2 million hours of overtime and hiring 150,000 new private employers, "says Marie-Béatrice Levaux3. Chair individual employers, who hears meet this challenge, wants to revitalize an area which included the end of 2012 some 3.6 million individuals employing 1.6 million employees.

Time is indeed clearly "the reconquest of jobs in the family." For many years, the indicators have gone from green to orange or even red, with a resurgence of the black, amid tightening fiscal and slowing economic activity. "The years 2012 and 2013 marked a decline in employment at home, with a sharp decline, particularly in 2013, the number of childminders," admits Marie-Béatrice Levaux. Increased allowances

According to final figures Barometer job family, which will be released this week, nearly 23,200 salaried jobs have disappeared in 2012, a decrease of 1.4% in a year. If one excludes the field of childcare (still in green), hemorrhage is more important encore4, with a net loss of 28,500 jobs over the year. The reason is the decline in the number of private employers. The year 2013 – on which we do not have the final results – does not show up under better auspices since the first three quarters of the year, the number of payroll jobs fell by 2.6% and, especially, the number of hours reported plunged 4.5%.

The reason? Taxation on home jobs that hardened on 1 January 2013, with the abolition of the system of declaration package, offset by a reduction of charges 75 cents per hour travaillée5. For the president of FEPEM, the account is not there any more. Marie-Béatrice Levaux meeting for several weeks so the executive demand a greater reduction of € 2 per hour worked. "We want to create sustainable conditions for the great middle class is able to stay in the future employer," she insists. Otherwise, the employment figures at home may continue their inexorable decline.


Mar 24 2014

Laurent Ruquier signed for "at least" two years on RTL

Tag: business, opinions, resources, special, top newsadmin @ 1:04 am

Christopher Baldelli, president of RTL, said today in issuing Media Magazine France 5 on the transfer of Laurent Ruquier1 was part time. Debauched Europe 12, the host has signed "a contract of at least two years," he says, to replace Philippe Bouvard on orders Bigheaded. "The agreement that we signed with Ruquier Laurent covers several years, said Christopher Baldelli. He wants to invest." Choosing Ruquier Lawrence, aged 51 or 33 years younger than Philippe Bouvard, RTL hope he rejuvenate the audience a show whose average age is slightly higher than the "58-59 years" RTL and generate more advertising revenue? "Not at all, says the president of RTL. We do not reason like that. We are a generalist radio. All public interest me." "It is a gamble, a heavy and difficult decision that Phillipe Bouvard accepted. He also accepted that Bigheaded continues. This is elegant on its part." Pronouncing the word "bet", Christopher Baldelli remembers the previous 1999 when Philippe Bouvard had to give way to Christophe Dechavanne. Causing the loss of hundreds of thousands of listeners for RTL. ALSO READ: "Ruquier the Big Heads: a risky bet for RTL and Europe 13


Mar 16 2014

Canal + and Sports beIN at loggerheads

Tag: business, economics, opinions, people, traveladmin @ 1:52 am

 At

beIN Sports1 as at Canal 2, was prepared heavy artillery. On March 7, the Professional Football League has triggered a general commotion in battle staffs of the two broadcasters precipitating the timing of the tender TV rights to the league 13 over the period 2016 – 2020.

For both channels, the issue is crucial. Even vital. If cinema is a strong argument to recruit new viewers in the case of Canal +, the true power of seduction, and even more that of beIN Sports, based primarily on sports, especially football. Without this discipline lighthouse, there is a good chance that customers will terminate their contract. By themselves, cinema and series will not make the weight in the case of Canal +. About beIN Sports, which has bought the TV at the football World Cup Brésil4 rights, the broadcaster can not establish itself as a premium channel without the best Ligue 1. What do flambé adding the rights to this competition. In a note, financial analysts and Natixis consider it possible that Canal + is seeking exclusive rights to Ligue 1 through very high inflation, rising from € 420 million per year to 760 million. "This would represent a significant investment but allow the group to" secure "the model definitely pay TV premium and have time to develop it, facing the threat of new entrants, as Netflix5." …..

… The tension is even greater this time, that the time to construct a plan of action is short: just over a month, until April 4. Worse, the tenders will be this time successive, making it possible for broadcasters renchérir between each batch.  Next round

April 4

And to make matters worse, the tender of the Champion's League and League Europa's arrive a few days later, in April. For both pay broadcasters, "this is the week of all the dangers," analyzes a pattern string. Enough to give a cold sweat leaders of Canal + and beIN Sports. TV rights experts, financiers and strategists in both groups certainly prepare sleepless nights. But the final decision has serious implications, remain the exclusive case of three men: Yousef al-Obaidly, Director General beIN Sports, Bertrand Meheut and Rodolphe Belmer, the two leaders of Canal +. In this conflict, all shots will be permitted. They have already started to rain.

Last summer, Canal + has filed a complaint for unfair competition, arguing that petrodollars allowed to invest beIN Sports bleeds. In January, she had tried to persuade the government to prohibit bein Sports, owner of PSG, to be a candidate for the purchase of TV rights, before being sent back to its goals by the Ministry of Sports. Next round expected on April 4, together with the decision of the LFP. Canal + like beIN Sports, victory can only be considered one way: by KO


Mar 06 2014

USB is a European country for more than one in 10 Americans

Tag: Uncategorized, events, finance, news, worldadmin @ 6:16 pm

 

In the jungle of acronyms created in recent years in the technology sector, even the Americans are lost! In fact, 11% of them believe that HTML (Hyper Text Markup Language), a term for a web language, is a sexually transmitted disease, according to a recent survey by the California vouchercloud1 site and unveiled by the Los Angeles Times 2.

Even more surprising, 12% of 2,392 adults surveyed by the specialist coupons think that USB is a European country! It is, however, a widespread means of connecting computer peripherals to a computer. And a very large majority, 77% of respondents had no idea what the term SEO (Search Engine Optimization) means. The acronym refers to a set of techniques to provide maximum information about the content of a web page to promote his SEO.  

In addition, nearly a quarter of Americans confuse with MP3 robot saga "Star Wars", nothing to do since it is an audio format yet as widely used overseas! A strong technological culture

deemed essential

In addition, nearly 20% of respondents think that "blu-ray" means a marine animal – a blue stripe can be – not a disc format used to store high definition videos. Gigabyte is meanwhile an insect that lives in South America for nearly one in three Americans, instead of a unit of computer storage tools. And nearly one in two respondents (42%) believes that motherboard means the deck of a cruise ship.  

And although most of the respondents did not no fault of the questions, they are a large majority – 61% – think that it is essential to have a strong culture in the field of technology. Respondents, however, not aware that the questionnaire was designed precisely to measure their level of computer knowledge! Another source of confusion, questions offered a choice between three possible answers

. Although the survey results seem surprising to say the least, there is no guarantee than we would have done better than French country home of Silicon Valley

.


Next Page »