Aug 30 2014

Congestion of electric cars in Norway

Tag: features, money, opinions, people, top newsadmin @ 8:32 pm

 

At peak, bus lanes in Oslo are stormed by cars. Legally. To foster the development of the electric car, the Norwegian government has indeed allowed their drivers to use lanes reserved for transit. This is beginning to cause serious problems, because of their more and more important.

So, at certain times, 85% of vehicles in bus lanes are electric cars. Success is indeed impressive. Since the beginning of the year, nearly 13% of registrations in Norway relate to electric vehicles. In France, it's less … 0.6%. No

sales taxes

To achieve this level, the Norwegian authorities have increased the benefits. Besides the ability to travel in bus lanes, a Renault or Nissan Zoe1 leaf2 can use free public parking, there is also free or charge flow freely congestion charges paydayloans. Above all, the owner does not have to pay sales taxes imposed upon other vehicles. These benefits

starting to cringe. Bus drivers and passengers of course. But the Ministry of Finance, which evaluates to 4 billion kronor (500 million euros) the cost of tax exemptions. Prime Minister Erna Solberg3 recently indicated that it was possible to consider "the downward adjustments in the future." Worrying owners of electric cars: 48% of them explain making such a purchase just to save money.

Most of the people assume all individual health insurance plans to be similar. And it is here they do the mistake.

Aug 22 2014

The Estately application, Tinder of real estate search

Tag: business, economic, economics, features, specialadmin @ 9:52 pm

 Slide your thumb

to the right or left on your touch screen is an effective and fun way to link two human beings (or remove them), as evidenced by the success of the inevitable Tinder1 application, which offers scrolling on your screen profiles of men and women.2 found in a 10 km radius around you. The application has become a must have for young singles. So that applications incorporating this principle have multiplied, just like Jobr The Tinder for professionals and for finding employment3. This ingenious system

now can also make people happy for those seeking a property … It is the ambition of Estately4 application, which took over the fundamentals of Tinder: a series of pictures of various real estate succeed before you, and you have two options: either you save a property that you like, or you put it in the trash. It's as simple as that. And that's not all: when you save a property, the application sends you notifications about any changes in its status. Price, day visits …

"With Tinder, we realized that the" swipping "was easy to use and intuitive payday loans guaranteed no fax. In real estate, it can quickly purify a list extension! "

Galen Ward, CEO of Estately application.

The application is not limited to offer photos of the property. As Tinder on several characteristics accompany each profile so you do not select solely on visual criteria: its price, its area, number of rooms, any dependencies … With this system, you can quickly identify what you want in the middle of a forest property that does not interest you systematically, as explained in specialized site Techcrunch 5 Galen Ward, CEO Estately6 application. "With Tinder, we realized that the" swipping "was easy to use and intuitive. In real estate, it can quickly purify a list extension "

While competing applications – or as Redfin7 Zillow8 – already offering the functionality to remove and hide properties that do not interest us, they do not allow this act of "swipping" that users love so much. "This small gesture is ideal for first time buyers who have thirty years!" Says Galen Ward. A very trend that has probably not finished inspire system.


Aug 07 2014

The loan rate between zero track

Tag: events, international, people, resources, specialadmin @ 4:24 am

 All hands

for battle in immobilier1. The loan rate ZERO2 expanded to a larger number of beneficiaries and the cap on fees estate agents will come into force.

From 15 September, the agency fees will be paid by landlords with the exception of four benefits shared by the landlord and the tenant. Now visit of dwelling, drafting the lease and the constitution of the file will be capped by three types of areas more or less "tense".

Clearly, they are more expensive where demand far outstrips supply and therefore where prices are highest. These services will be billed from August to December euros per m2 depending on the degree of "tension" of the market where the housing is located. However, the inventory will be capped at 3 euros per m2 across France. Reaching

80,000 zero-interest loans in 2015

The relaxation of the granting interest-free loans (PTZ) must also encourage home ownership to a greater number of households online payday loans. The stated objective of the government is to reach 80,000 zero-interest loans in 2015 against 44,000 in 2013

The vesting conditions of the loan are set in several geographic areas are also classified according to the voltage on the housing market. Now the loan limit on the number of people within the same household and location of housing.

For example, in a "rather tense" zone (B1), a couple with an income of 2250 euros per month can borrow 49,000 euros zero rate instead of 43,500 euros currently. In

"unstretched" (C) zone, a family with two children living with 2000 euros per month may borrow 35,000 euros instead of 31,000 euros currently and receive a deferred repayment of 14 years instead of 5 years old today

The new "PTZ" will be available in October 2014, the time for banks to update their computer systems.


Jul 01 2014

Why learning did he not successful in France?

Tag: economy, news, online, resources, top newsadmin @ 7:33 am

 

Youth unemployment is the scourge of Europe, particularly in France. Under the effect of the crisis, has reached unprecedented levels in 2013, the share of young workers aged 15 to 24 years unemployed stood at just under 25%, with peaks of 55% in Spain or 58% in Greece. In France, 24.8% of young people under 25 years were out of the labor market in 2013, against 7.9% in Germany free 3-in-1 credit report. Worse, 150,000 young people leave more or less every year of school without a diploma or professional qualification. And 1.9 million are neither in employment nor in education or training – the so-called NEET – 17% of the 15-24 age group, one of the highest in the OECD countries rate .

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Jun 26 2014

After the e-cigarette, electronic seal up

Tag: economy, life, resources, technology, traveladmin @ 2:25 am

 The business of

vapotage continues its diversification. After the e-cigarette – allows opening a specialty store every three days1 in France – here's the e-seal, which arrives at the European tobacconists. This invention of a Dutch company called E-njoint already exists in three versions: the first model as safe according to law, without THC, tobacco-free and without nicotine.Totalement legal and harmless, the main advantage of this model is its original form and its operation: you pull the e-seal, and a hemp leaf lights at the end.

In contrast, the other two models which are also sold are much less harmless. And for once are real electronic seals, with effects that go with it: one of the two versions is charged with e-liquid that contains cannabis! And like a true joint, it is the user who decides he wants to dose inside. The last model allows smoking all kinds of dry grass, obviously including marijuana. If the Dutch company mentioned this last model in a statement, it currently left a blur on the Functioning of the latter variation. A

use in the health sector?

The company – which produces no less than 10,000 e-joints per day to be sold in Europe – also announced in discussions with Tikun Olam, the main Israeli company culture marijuana for medical purposes, to develop products to be used in medicine. This is not the first attempt: the website 01net notes that the company Cannabee offers electronic cigarettes and bottles of cannabidiol, a non-psychotropic cannabinoid which would be a medical benefactor.

Another finding, published in a report made in 2013 by the French Office for the Prevention of smoking and other addictions (OFTA): multiple sites or blogs offer Tips to change the composition of e-liquid to change its electronic cigarette e-joint. In fact, so it was already possible to make your own electronic seal. The report also cites several companies – including Cannabee – located in California that are active since 2012, and selling e-liquid for electronic cigarette transform its e-joint.


May 02 2014

Dictionary of anglicisms most unbearable office

Tag: business, economic, life, opinions, peopleadmin @ 3:01 pm

 

You hate them, and you shiver when one of your colleagues is used, the next office. And yet you use them – sometimes – also because it is difficult not to be swayed. Anglicisms who are employed indiscriminately in business are a scourge. On the web, The Figaro.fr queried readers about the words they found most unbearable, following an article on the subject published by the Huffington Post French. Here is a small dictionary which includes both classic and famous – almost – unknown.

• ASAP: one of the great classics. English As Soon As Possible, acronym in French mean "as soon as you can" or "as soon as possible." Simply. Qualify for emergency and seem less brutal feeling, use ASAP.  

• Brainstorm, Brainstorming: coming of advertising (in the 40s), the brainstorming meeting meant a group whose goal is to find a number Therefore advertising ideas for clients. Thereafter, the term became used for everything and anything, including outside of work, so it is necessary to consider several.

• Bullet points: excellent solution to stiffen and orchestrate his thought, "chips" are very fashionable to organize. Writing files to PowerPoint for personal agenda and lists of things to do, fleas are synonymous with efficiency.

• Burnout: we can not count the number of articles and other tickets coaching to protect at all costs the burnout syndrome burnout car warranty company. This is the new evil of the century at work, and the obsession of every employee.  

• Conf call: in many companies, they have become rituals … Meetings telephone work-saving both time and money, while bringing all those available. As ASAP, conf call is anglicism is a short term, as they say in the interests of efficiency. •

Corporate: have entrepreneurship. Essential for any employee wishing to make a career in a company. Someone from corporate is someone who feels comfortable in his company, and is a true ambassador. •

"That makes sense!" Literal translation of the English "It make sense!". Everyone obviously grasp the meaning. Except that the correct French, it does not mean absolutely nothing to say.

…… @ Quentinperinel1 Worse English Layers> French. "It makes sense"

. – Maxime Bellec (@ MBellec)

29 April 20142 • Debriefer: they "debrief" someone who could not attend a meeting. A stalwart of corporate life. So that the French expression "make a point" or "take stock" are almost obsolete.

• Desk: office also concerns to be replaced increasingly by "desks" which refers to both space Working the office where you work.

…… @ @ Quentinperinel3 Le_Figaro4 The old trick " anyway ". Fills me one! And I got the right one day " I eat on the desk. " Wow.

– P.Monteiro (@ MonteiroPauline)

29 April 20145 • Drinker: less known, the verb "drinker" is used to replace the action of go for a drink among office colleagues or friends.  

…… @ Quentinperinel6 "drinker" for "a drink", I find it ridiculous.

– N_Docao (@ N_Docao)

29 April 20147 • Forwarder: who has never "being forwarded to" a mail to one or more of his colleagues? Again, the French verb transfer, is much less likely. The English term, which has long been used in companies, no longer shocks, but still excited. • Implement

: originally used in computer jargon, replacing the words "include" or "code", the verb in the variable semantic crossed the doors of the company and can also mean "adapt" or "set up" something. • Mainstream

: a trendy term that replaces all that is banal, general public, and followed by mass. Most often, the pejorative connotation. In advertising or communication for example, if your ideas are mainstream, your superiors will prefer someone more original and alternative.

• One-To -One (writing 121): This term marketing – redundant in the responses of users! – Is common in client relationships vehicle car warranty. This means a meeting between client and provider, where he agreed to speak frankly and tell each other everything.

• Personal branding: with the development of all areas of web, the term is ubiquitous. Managing personal branding means managing his personal brand and / or business on the web and social networks.

• Printer: Print something. • Process

"you have not complied with the process, you'll have to start over!" The significance of process is rather vague, and close enough to French term process.  

…… @ Quentinperinel8 "process" is all the more irritating that means everything and nothing.

– Margaux Baralon (@ MargauxBaralon)

29 April 20149 • Reporting: make reporting. Or make a progress report or a report.

• Switcher: the notion of change or exchange something, no matter what it is. Switcher one day permanently with another colleague, or switcher holiday dates we had chosen beforehand.

• Workshop: This is a training seminar, reflection or creation that meets or different employees of the same company or several frames working in the same sector. These meetings focus on a specific theme and aims to educate participants in a given subject.


Apr 13 2014

Home insurance: cover its garden and pool

Tag: Uncategorized, economics, finance, international, onlineadmin @ 11:56 pm

Home and garden insurance contract

A home insurance covers the property and its dependencies. But the garden is not taken into account. Thus, the damage caused by fire, frost or flooding will not be compensated. The financial loss can be significant in a manicured garden, comprising for example plantations costly.

To protect it advisable to adopt a specific guarantee for his garden. It is usually possible to integrate it into its home insurance, by requesting a contract extension to his insurer.

Warning: the insurer may demand the installation of fences and locked a monitoring system of the garden, before signing the contract. Housing and green spaces

Insurance

Just like its habitation1 insurance, it is possible to take different levels of security for his garden insurance. The first level of coverage is guaranteed "green spaces". As its name suggests, it covers only the vegetation (trees, massive, plants) where climate risks, vandalism or theft.  

Useful for owners and lavishly maintained with rare or expensive planting gardens, this insurance is less need for a simple grassy field. Reinforced garden

Insurance

installations made: garden shed, stone barbecue, fence, swing, outdoor lighting … Home insurance does not take into account the property it is better to take a garden guarantee strengthened to be compensated for any sinistre2.

Of course, the purchase of this extensive coverage will boost the amount of home insurance premiums.

Tip: an insurance broker 3pourra help you negotiate your best deal. Home and pool

Insurance Home insurance does not take care of damage to a swimming pool set in the garden. Depending on the type of model and its cost, increase the risk covered is indeed important. Again, it is necessary to adopt a specific guarantee.

As for the garden, a rider can be added to the contract home. The pool shall comply with all safety standards in force, to be covered by the insurer. To protect yourself against the risk of drowning, liability guarantee is highly recommended.

SERVICE:

"Enjoy a comprehensive insurance from € 5.90 / months4


Apr 11 2014

The stickers, a little-known business on smartphones

Tag: business, economic, finance, international, opinionsadmin @ 3:24 am

 We call

smileys, emoticons, emoji or stickers. They dress our emails, chat conversations and SMS our patterns of all colors. From smiling to moving images via the cute cat face, they embody in their own way a certain culture of the image on the Web. Thanks to smartphones, these small images are now fertile ground for a booming economy.

A new means of communication

The smileys have evolved since the early messengers. Combinations of punctuation (eg, colon followed by a parenthesis – :) – a smiling face) have been replaced by icons specially designed by the mobile manufacturers. The first to have seen the phenomenon is NTT DoCoMo. In the late 90s, the Japanese operator has launched the "emoji", a font only consists of standard icons. NTT DoCoMo wanted to facilitate the exchange of its customers by integrating images directly into their mobile phone. "When someone sends 'I understand', the speaker may not know if this is something nice, or if it is something negative," explained Shigetaka Kurita, creator of emojis in an interview with the magazine The Verge 1, to justify his invention. "You never know what happens in the mind of the person who sends us a message."

With emoji, users have SMS easily add to their hearts or little faces expressing emotions of the moment. First acclaimed by Japanese teenagers, emojis became widespread in 2011, thanks to their integration in iOS 5, Apple's mobile operating system. They were then adopted by other services, including the latest version of Android (mobile operating system from Google), Windows Phone or Hangout, instant messaging, Google, and recently social networks like Twitter. Example

stickers used on Line. Already

20% of turnover Line

The arrival of emojis gave ideas to companies specializing in services for mobile. The instant messaging applications such as KakaoTalk, Line or WeChat, sought to monetize the interest of their users for these cute pictures or funny. Thus were born the "stickers", a larger version – especially pay – emoticons.  

This new generation smileys owes much to Japanese Application Line.2 Since its launch in 2011, the courier was a large catalog of Pay images, updated through collaborations with artists or celebrities. On Line, you can buy stickers bearing the image of Paul McCartney or the latest manga fashion free credit score. Users to collect them because of a few tens of cents per unit. In 2013, Line has managed to generate 50 million euros from the sale of stickers, or 20% of its turnover.

As smileys and emojis the stickers used to communicate with contacts quickly and efficiently. A significant interest in Asia, including ideographic languages ​​complicate writing on a keyboard. European and American public as it converts, more for the fun side of these images. Line spotted this hearing and adapts its catalog to local tastes in countries where it grows. Spain, users can buy the official stickers Real Madrid or FC Barcelona.

Inspired by the success of Line, Western Web companies also put the stickers. Facebook has launched a store in its messaging service, Facebook Messenger, currently only stocked lots of free stickers. BlackBerry has done well his BBM application. The stickers have appeared in smaller services, such as the Path application that has made his sole source of income. From

advertising in the middle of conversations

As usage increases, the stickers are becoming increasingly an advertising channel. Again, applications Asian IM showed the way. They put Passier partnerships with brands such as Coca-Cola, to produce Sponsored stickers. On Facebook, and you can use stickers bearing the image of LEGO or Muppets (owned by Walt Disney Studio). Thus, users are left to themselves transmit advertising messages to their friends.

"Rather than calling around the content with banners, the advertisement is brought to heart conversations," says Jonathan Levy-Bencheton, co-founder of Feeligo. The French start-up that offers a tool stickers for websites, has teamed up with the production company Century Fox. Through this partnership, members of the site aufeminin.com, Feeligo client can use stickers bearing the image of drawing anime Rio-2, produced by Century Fox. Encouraged by his first campaign, Feeligo now seeks to support other brands in this new form of communication.

All brands do not bother with such an agent. In March, the famous designer Karl Lagerfeld launched his own line stickers in his likeness, available by downloading an application for smartphones. A strategy to attract young users and ensure a new source of revenue, all at a lower cost. To attract consumers, Web companies and brands now feature their best smile.


Mar 22 2014

SFR Bouygues can still counter Numericable?

Tag: economy, events, features, online, traveladmin @ 7:52 am

 

Thursday night Bouygues1 launched a bidding war on SFR2, trying to convince her to give him Vivendi3 telephony subsidiary, at the expense of Numericable4. A bet may seem daring while Vivendi and Numericable Altice5 (its parent) are in exclusive negotiations. Under these conditions, Vivendi Can only watch this offer?

At the moment, the media group merely reply that his "Supervisory Board decided on 14 March to enter into exclusive negotiations with Altice for a three week period. " A statement that resembles a certain estoppel. "It's a bit like buying a house, between the promise of sale and the signing of the act, he spends some time during which the seller can not abandon the transaction without suffering the consequences" illustrates a close case. Vivendi could therefore bypass the bidding Bouygues and continue to negotiate with Numericable so as to finalize the sale of SFR in the coming days.

For others, the supervisory board "can not not look at an offer that is in the interest of the shareholders of Vivendi." Against the proposal Bouygues Telecom 6est best bidder of € 1.4 billion in cash compared to Numericable on the envelope to 13.15 billion euros. But Henri Lachman, a member of the Supervisory Board of Vivendi and Chairman of the ad hoc committee had to decide on the tender would have argued last week that "450 million euros it can not refuse", referring to the gap between offers Numericable and Bouygues before the latter was the cash portion of its offer.  

If board members Vivendi watched the new offer before the end of the three weeks of exclusive April 4, they take a legal risk. Numericable would be entitled to go to court to file a civil complaint to request damages. "The law limits the risk to the costs already incurred by the complainant," however, says a close case. Others cite the contrary, a penalty clause which could reach tens of millions of euros for breach of exclusive negotiations. Can

Vivendi simply playing for time and drag the exclusive negotiations, so they do not end before the deadline of April 4? In this case, the meter would be in some way reset. "Legally, exclusivity is a commitment to negotiate in good faith," said a lawyer.


Mar 10 2014

Auchan prepares his attack against France in

Tag: Uncategorized, features, finance, technology, worldadmin @ 10:44 pm

 France

The last year has been the weak link Auchan1 group. The northerner distributor there had a "difficult year business plan," as Vincent Mignot, CEO of Auchan France says.

In France representing 41.8% of sales, sales decreased by 1.1% (excluding taxes) to 20 billion euros (- 3% VAT). The decrease is especially marked in its hypermarkets (- 2.5%), which represent the heart of its network, including sealed non-food. Net income also fell. If Auchan did not release precise figures, it acknowledged that its profitability had not been "fully satisfactory", although the decrease is a "sustainable and manageable level." Finally, the distributor has lost ground to its competitors (- 0.4 points to 10.5% market share, according to Nielsen). "We also lost our first place in promotions this year is a number one priority to become leader," said Vincent Mignot. But if the visit frequency and average basket of clients decreased their number remained stable. Auchan

fifth distributor in France, made the cost of intensifying price war. Carrefour2, who made a comeback to face Leclerc, has invested heavily in price reductions and the renovation of its stores in addition to its comparative advertising campaign there one year, the "low price guarantee Carrefour" 500 Products signed the offensive.

Nutella and Coca-Cola

Auchan has also suffered from the rise of "drive", where he released his efforts after pioneer. Finally, it has been the success of the stores, a segment which it is almost absent. The Emergency

2014 is the "reconquest" in order to achieve its goal of becoming the preferred brand of French 2020. "We will resume the offensive on trade," promised Vincent Mignot. If Auchan plans to invest 230 million euros in its stores, priority will be given to the "aggressiveness" on prices. What catch up on its competitors who competed promotions and low prices, including major brands, to cause deflation rays.

"The fight on national brands is never done," says Vincent Mignot, citing Nutella and Coca-Cola. One third of the stores will offer renovated and Auchan will accelerator by June on scales less than one euro (fruits and vegetables, meat …). It also systematize the "comparative carts" at the entrance to its stores. Finally, the distributor – which refines a new offensive on the front of promotions – multiply the lowest prices on its seasonal products (toys, chocolates …) and in the food industry. "It is now the cheapest on the daily races, insists the CEO of Auchan France. It has not said enough last year. "Distributor should strike a blow in the spring pub.

In the end, the group is growing through international with a total turnover (excluding taxes) of € 48.1 billion , an increase of 2.4%.


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