Jul 21 2014

Nearly a third of ebooks sold on Amazon are self-published

Tag: international, life, money, opinions, technologyadmin @ 10:08 pm

 

The debate on the future of publishing is not likely to subside. The self-published science fiction blockbuster author Hugh Howey has released a report on the sector ebooks. He argues that the indie works (ie self-published), represent 31% of sales of ebooks on Amazon. Hugh Howey goes further and says that according to his Statistics1 freelance writers are moving beyond the Big Five, ie the five largest éditeurs2 (Hachette, Macmillan, Penguin Random House, HarperCollins and Simon and Schuster) in the United States in terms of royalties on paperless books.

Amazon offers the Kindle Direct Publishing3 service that allows independent authors to publish for free and immediately his ebook and sell it since 2007. "I tested the bestsellers of tomorrow on KDP before offering great paper publishers," explained Didier Imbot in 2013, littéraire4 agent at the head of Global Literary Management, Le Figaro. Amazon likes to highlight its "success stories" 5, the freelance writers who make a name and able to earn a living through self-publication. Amazon

against publishers

Hugh Howey is an example of successful freelance writer. It is especially known for his saga Wool Omnibus. It takes a specialized site to advise authors and publishes regular reports on the state of the sector. "I think it's more a kind of public relations for Amazon from an objective view of the digital market," retorted Philip Jones, editor of the trade magazine The Bookseller Guardian6. For statistical kitchen Howey in puzzles many. Among other things, the author works with an anonymous statistician, simply named "Data Guy" in the articles. Nevertheless, the role of independent sector is undeniable. In December 2013, according to figures trimestriels7, freelance writers accounted for a quarter of the top 100 Amazon. Com. The famous Netflix

Book launched by Amazon will also relate essentially independent authors and small publishers. Indeed, the Big Five are not part of the offer of unlimited access to 600,000 ebooks for 9.99 dollars per month. For some of these publishers, it is also a way to protect competitors 8In services which they have invested, as Oyster. The rise of self-publishing also coincides with the war between the major publishers and Amazon.


Jun 28 2014

Banks undertake for small businesses

Tag: economic, economy, resources, technology, traveladmin @ 2:41 am

 

In 2013, some 100,000 credit applications from all small enterprises (VSE) were rejected. But banks promise to do better now. The French Banking Federation (FBF) took five commitments Friday, when submitted to the ministers, and Arnaud Michel Sapin Montebourg1 the report of the national credit mediator Jeanne-Marie Prost 2out financing TPE. The latter concludes that if access to credit TPE investment is pretty good, access to cash loans is difficult.

While TPE accuse them of time still too long, banks promise to give within fifteen working days in response to any request for credit. In case of refusal, they agree to receive the entrepreneur for him to explain why. All their letters, they also indicate the existing remedies, particularly the mediation of credit still unknown. In a pedagogical concern, they will publish further guidance on the short-term financing because TPE3 use too often discovered as a tool for cash, so it is not always the most appropriate or the most economical. Banks

finally endeavor to promote greater stability of their CROs, while patterns TPE complain constantly change of interlocutors. In this important "turnover", the same mediator recommends "a term of office of at least four years." However, banks do not advance over a period, stressing that they can not interfere with the career of their agents.

These five measures, which will also apply to SMEs4, occur while the FBF has already announced last week the appointment in each banking network, 'privileged interlocutors for SMEs.

"First step"

The issue is important because it affects 2.7 million businesses ranging from local shopkeepers to professionals through the artisans. "Small employers, on the ground, when they talk about banks, often scathing, conceded Arnaud Montebourg. This is a fundamental first step to appease the relationship. "

The Minister also urged the leaders of TPE to enter more often mediation crédit5 via local branch of the Bank of France6. A free service to help get out of tight situations. "The TPE is very small but it is very important because it is an essential tool in the fight for jobs," concluded Michel Sapin7, Minister of Finance.


Apr 08 2014

Attractive World cultivates its difference on the Internet

Tag: Uncategorized, economics, people, resources, specialadmin @ 1:36 am

 How

get a place on the web, create, to perpetuate a brand and customer loyalty? Ludovic Huraux, co-founder in 2007 of the dating site Attractive World1, has steered its way in the highly competitive field of internet dating. 24 years old at the time, he invented a strong concept by introducing a selective admission. "The difference is really having positioned on the premium segment of the meeting, since it is the members who are on the site that identifies new candidates with the idea to create an environment of trust in which people can easily share and meet. "

Today is World Attractive beneficiary and just passed the million and a half of applications even if ultimately only a little more than 500 000 people will be accepted. A concept that allowed Attractive World to develop a strong brand on the Web. "To have a strong brand, you must have a strong position, and our bias was to be placed on a high-end segment. From the moment you have a true differentiation must know, and for us the best way was to invest in marketing and in particular television cheap business cards. When engaging hundreds of thousands of dollars and sometimes millions of euros in television campaigns, you must know what the most profitable programs, what time it is better to invest and on what channels. "…. …. "Skip the real"

Beyond TV and site Attractive World continuously works on display algorithms that aim to better connect people seeking a soulmate. "Depending on the interests and activity on the site, we will put you in touch with people that match these interests, which is a lot of research and development carried out throughout year. We feel that users have very high demands, they are no longer satisfied only virtual Internet use and online dating sites, but they really need to go into the real, meet people, and for that we bring a real service by organizing events that are very good excuses to make this bridge then. " Each week, marriages and births are celebrated by members who have used this dating site.


Apr 01 2014

Property: all that changes this year in tax

Tag: business, economic, money, news, resourcesadmin @ 7:33 am

Source Le Figaro Magazine

Under the sign of rigor, the 2014 budget has not spared immobilier1. Thus, the VAT applicable to maintenance work in the house from 7 to 10%, except for energy renovation work. In the aftermath, the conditions of access to sustainable development tax credit has been tightened. Finally, buy a property will cost more this year. At the higher rate of VAT on notary fees 2vient added that registration fees: many councils have increased, on 1 March, the county tax on property sales.

The only measure favorable to owners concerning real estate capital gains realized on the sale of housing: exemption has now gained after 22 years in prison and not more than 30 years. And until the end of August, a reduction of 25% is possible on capital gains.

The real estate gains partly exempt after 22 years

Gains on disposals of housing other than principal residences are now exempt from tax income after 22 years, against 30 years ago. The period to be exempt from social security contributions (15.5%) remains, meanwhile, set at 30 years. If you sell a property before this time, so you should pay tax on the gain at the flat rate of 19%, possibly increased by a surcharge of 2 to 6% when the taxable capital gain exceeds € 50,000. The amount of the capital gain is taxable, however, subject to a deduction for holding period (after 10 years, the seller has for example a 30% reduction on tax and 8.25% on social security contributions).

If you plan to sell a property before 1 September 2014, you will benefit more from an exceptional discount of 25%, calculated after deduction period of ownership. Attention, this reduction does not apply to sales of shares in real estate companies (SCI for example) or to transfers in favor of a family member (spouse, partner pacs, partner, ascending or descending). Disposals

Land remain exempt after 30 years

The ax has not gone away! The provision of the Finance Act 2014 to remove allowances for holding period for sales of building land was censored in extremis by the Constitutional Council. A rescript (No. 2014/01 of 9 January 2014) is then came clear that the exemption is granted after 30 years. Example: after 10 years, the reduction is only 10% for land (against 30% for residential). Registration fees

increased in many departments

As the Finance Act 2014 so authorizes, 66 departments (their list is available at www. tax. govt. fr) found 3.8 to 4.5% the amount of the county tax on property sales. In these departments, registration fees (also called "notary fees") are thus passed from March 1 to 5.80665% (5.10665% before). This increase is intended to apply until 29 February 2016. After this date, the tax would – theoretically – be reduced to 3.8%.

If some departments, like Paris, Isère, Yvelines or have already decided not to increase registration fees, others have not yet voted, probably waiting for the maturity of the municipal elections. If those notify the tax authorities no later than April 15, 2014, their decision to the county tax of 4.50%, the increase will apply to sales made on or after 1 June 2014. However, if this notification occurs between April 16 and November 30, 2014, the rate of registration fees will be raised only for sales entered into after 1 January 2015. Which would be a welcome time for buyers concerned business card.  

Indeed, the increase in registration fee is in addition to the slight increase in fees of notaries following the VAT hike passed, 1st January, from 19.6 to 20%. For a home purchased € 200,000, it is estimated that in the departments have increased their tax expenses amounted to € 16,000 or € 2,000 more than in 2013. Increases cascade that may well ultimately erase the slight decline in property prices seen last year. The tax

Sustainability simplified but hardened

Every year credit finance law gave birth to a new version of the tax credit Sustainable Development (ICSD). Approval are now subject to the achievement, in the principal residence of at least two eligible projects (eg, loft insulation and installing a heat pump). Households with modest incomes (the ceilings are defined in Article II of the 1417 tax code, CGI) may, however, continue to benefit from ICSD to achieve a single category of work. Household making a bunch of work can, whatever their income, expenditure spread over two consecutive years rather than one. In this case, the tax benefit will be granted under the income tax of the second year.

Another new 10 rate tax credit give way to two rates applicable regardless of the equipment installed: 15% for the achievement of one catégoriede work (be-tested) .20% for making a bunch of work (regardless of household income).

However, the expenditure ceiling taken into account has not budged. It remains to € 8,000 for a single person and € 16,000 for a couple. This amount is increased to 400 € per dependent. This ceiling is multiannual and restores every 5 years.

Example: A couple with two children is make insulation work for 15.000 € and changes its boiler to a condensing furnace (4500 €).

Expenses taken into account: € 19,500, capped at € 16,800.

Amount of tax credit: € 16,800 x 25% = € 4,200.

This year, the list of eligible equipment has been reduced (see Appendix 4, Art. 18a of CGI). Since January 1, photovoltaic panels and equipment for the recovery and treatment of stormwater open longer eligible for the tax credit. Finally, after being eligible for several years, donors are excluded from the IFSD. This is now restricted to the owners, tenants or occupants for free. Accumulated tax

and eco-PTZ credit: new resource limits

Sub-tested, it is possible to combine the IFSD and eco- zero-interest loans (PTZ). 2014, the income limits have changed. The income tax reference (n-2) is € 25,000 for a single person (€ 35,000 for a couple + € 7,500 per dependent). VAT

: rising to all floors!

January 1, 2014 all VAT rates have increased. Rate called "intermediate" from 7 to 10% and the "normal" rate of 19.6 to 20%. In practice, the 10% rate applies to improvements, processing, development and maintenance of dwellings completed over 2 years.

Rate of 20% applies, meanwhile, when the important work contributes to the production of a new building (as defined in Article 257 CGI) or when work resulted in an increase of more than 10% of the existing floor surface. Good news, the eligible work at ISDC are being applied since 1 January, a 5.5% VAT.

SERVICE:

"Find all the listings with Explorimmo3 …. ….


Feb 22 2014

A 51st Agricultural Show energized

Tag: economics, economy, news, online, opinionsadmin @ 10:20 am

 And

it left for nine days during which more than 1% of the French population will clump in 200 hectares at their disposal, Porte de Versailles, Paris. Salon 2014 agriculture indeed opens its doors this morning and will close on March 2 evening. For its 51st edition

this great agricultural show that goes beyond the Hexagon will accommodate over 4,000 farm animals, including hundreds of cows. This year is a Tarentaise, Bella, who is honored. An impressive logistics were deployed to feed all these people: 100 tons of hay, 230 tons of straw and 280 tons of manure. Not to mention their breeders it will stay close to their animals in the "reserves", kitchens and dormitories constructed for the occasion. This particular

logistics makes this show, yet less profitable per linear meter, one of the most popular in France after that of the automobile. "The Agricultural Fair, is the unity of time and place where found farmers, industrial, retail, citizens and policy," says the Minister of Agriculture, Stéphane Le Foll1 . Except François Mitterrand2 all presidents in office came to inaugurate the event, whose influence extends far beyond the circle of insiders. François Hollande3 account well, at seven o'clock in the morning, meet the republican tradition Jacques Chirac4, also elected Corrèze, still remains the star of salon5 to applause.

"Without meeting these visitors the many and varied profiles, we could never achieve an attendance of nearly 700,000 visitors over ten days, as the last year, "says Jean-Luc Poulain, president of the SIA (International Exhibition of Agriculture). What balance the accounts of this event which approximates a budget of 20 million euros. At the international level, the lounge this year more than twenty countries, including China who would like to import the concept "Made in France".

For their part, the food manufacturers, like those of supermarkets, also want to be visible. History to be better seen not only from farmers who often accuse them bring prices down but also very sensitive to food security consumers, especially after repeated crises such as horsemeat year last. Support citizen

51

This lounge opens in a national context where the relationship between government and farmers are strained. Hollande could pay the price, being booed by disgruntled farmers (our editions of February 21). The divisive issues abound. The FNSEA6, main French farmers' union, has recalled in the Estates General of Agriculture she organized this Friday (see box). Among them: the simplification of administrative procedures. François Hollande was quick to reply, just to calm the Porte de Versailles. "The Minister of Agriculture has decided, with his colleague, the environment, introduce a simpler system to speed up decisions to modernize some farms. He started with the most difficult: the pig (…). This represents a gain of four to six months, "he opportunely announced Friday in an interview with the weekly Crop France. Citizen, he has chosen his camp. According to the latest Tilder-LCI-Opinion Way poll, 77% of French people have a good opinion of farmers.


Feb 19 2014

Brewers commit to hiring in exchange for a tax moratorium

Tag: economy, international, news, opinions, specialadmin @ 6:56 am

 

Faced with a collapse in consumption bière1 the French brewers challenge the government. "We ask a tax moratorium, Philippe Vasseur, President of Brewers France, which represents the brewing profession. We hope that the beer is not discriminated as it is "In exchange for fiscal stability, the French brewers -. Who fear being subjected to new taxes – offer the state a" pact of responsibility. " A response to the one presented last month by François Hollande2 at businesses.

"Mr. President of the Republic, we Brewers France 3, the strength of our role as facilitators of a rich stream of 65,000 jobs, have chosen to take this opportunity to participate more actively in productive recovery of France," write they. It is urgent, according to them, for the sector.  

The increase of 160% a year in taxes on beer in the framework of the law on the financing of Social Security boosting the value price of 14% and weighed on sales. Consumption decreased by 3%, with double-digit decline in cafes, hotels and restaurants. In supermarkets, while volumes declined slightly (-0.4%), sales rose by 16.2% to € 2.3 billion, according to IRI data reported by LSA. It was boosted by both the price and the upscale market that has benefited specialty beers (Leffe, Affligem, Grimbergen) and special lagers (Heineken, 1664).

Create a label

Faced with this situation, brewers are willing to make three commitments, provided that the state does not decide new levies cash advance to savings account. Brewers agree first to invest 250 million euros by 2017 and employ 800 people a year, half of net job creation. "There can be no investment if there is visibility on the future of the business, says Philippe Vasseur. Given the uncertainty created by the tax increases, companies have stopped investing last year. "

They also undertake to become more involved in prevention policies. "If we took 1% excise duty on beer, this would increase the budget by INPE (National Institute for Prevention and Health Education) dedicated to the prevention of € 8,000,000" said Philippe Vasseur, who regrets that the Evin law prevents brewers "to pedagogy" on the beer consumption. Brewers France urges the authorities the opportunity to "jointly develop public health policies."

Finally, brewers are committed to creating a label, a guarantee of quality for their drinks, to be awarded by an independent body. If the blur remains around how to create this label, they want it to be associated with a degree program for brewers. Which would more credible profession, like eg diplomas oenology. "We really want to change the image of the profession, adds Philippe Vasseur, who will undertake, as every year, from next week, an operation seduction at the Salon de l'agriculture. This involves teaching and the fight against excessive BAC. This also corresponds to a upmarket image of beer. "


Feb 10 2014

The stable of luxury Dubai police

Tag: economics, events, finance, money, publicationsadmin @ 11:28 am

 

Dubai does not skimp with its police! While the streets of the emirate are taken by all the more luxurious than the other cars, police are no exception with their new sports car, a Bugatti Veyron.

Dubai police announced the arrival of the new racing car on his Twitter account, photos and videos to support. This machine costs a whopping $ 2.2 million (1.6 million euros).  

# 1 شرطة _ دبي تطلق الدورية السياحية الجديدة من نوع # 2 بوجاتي فيرون شرطة # 3 # 4 # سيارة دبي 5 # 6 الامارات pic.twitter.com/QOJiUKJoAK7

– Dubai Police شرطة دبي (@ DubaiPoliceHQ) February 6 20148

The problem is that this ultra powerful car can not accommodate more than two passengers. The question is therefore whether the authorities will install the suspects they catch in their chases …

Enhance "image of luxury and prosperity of the emirate"

The issue has already had to ask for the security forces have a garage worthy of a billionaire paydayloan. Dubai police already includes Audi R8, Lamborghini Aventador, Ferrari FF or a GTR … The Bentley Empowered vehicles are painted in the colors of the administration concerned in white and green.

But these vehicles are not used to hunting for racers but rather to enhance "image of luxury and prosperity émirat9" said police itself. Luxury vehicles and patrol the tourist areas of Burj Khalifa, the tallest tower in the world, or Jumeira Beach Residence. And these toys four wheels are the delight of tourists, who do not hesitate to take pictures before the cars. The director of the local police has recently told TF1 that "the role of cars is not to stop criminals, but to show the class of Dubai." Therefore unnecessary to have more than two seats, QED!


Dec 24 2013

Christmas lights, commercial showcase for energy companies

Tag: business, economy, events, money, technologyadmin @ 3:44 pm

 

In this holiday season of late year1, most cities are adorned with lights: starry streets, fairy lights, twinkling trees … Not to mention the many facilities – more ambitious – that highlight particular monument, a delight for eyes in some cases. "It's simple, few municipalities, even small ones, which do not use this time to offer a bright showcase their citizens, says Marcel Bouhana, deputy general manager Cofely Ineo, a subsidiary of GDF Suez2, specialist including public lighting through a network of more than 300 cities. For businesses, these markets generate probably limited activity, but they offer a good opportunity to approach the public and display their expertise. "

Although it is difficult to give a precise figure, cities spend on average between 100,000 and 300,000 euros for their festive illuminations season. For large cities, these budgets can double or even triple. Further institutional partners, trade associations often contribute to finance the device. Sometimes, the companies responsible for the lighting of a city incorporate a "component" Christmas in the framework of their overall service. "We are looking parallel to cover the complete range of festive and not just the feeding station illumination, takes Marcel Bouhana. For example, we can design the complete design of the operation. "

Major challenge for tourism

"The market for Christmas lights has become very competitive as more and more players seek to position themselves," notes do we in Citelum3, a leading player in urban lighting, which recently signed contracts with Sète (France), Copenhagen (Denmark) and Sunshine Coast (Australia). Margins of specialists energy services and electrical equipment suppliers are present for several years subsidiaries construction groups and even electronics. "The LED (light bulbs) technology increases the range of technical and artistic solutions, with largely reduced costs," says Citelum. The bulbs in question show a lifetime of 20,000 hours on average, against 2,000 hours for the older generation. This does not necessarily glad advocates ecology: the Environment Agency and Energy Management (Ademe4) calculated that the electric power required by the illuminations season was close to 1,300 megawatts is the power of a nuclear reactor.

Margins of consumption and design facilities, can we quantify the business impact of this galaxy light for cities? "In 2011, we conducted a study in several host cities festivals light, which showed the importance of economic benefits, says Alexandre Colombani, who heads the Association Luci, an international network of cities on issues related to lighting urban. In some cities, the average expenditure per visitor has been estimated at nearly hundred euros per day. "

And remember that the lights festivals are often programmed in peak periods for tourism, "They can generate a significant number of visitors and thus boost economic and commercial activity." In Chartres, for example, the Celebration of Light attracts more than 200,000 visitors on a weekend in a city of 40,000 inhabitants. The benefit is also very important in communication "Internationally, a city like Osaka (Japan) estimated 2 million advertising value of the media coverage of the light festival has benefited," says Alexandre Colombani. What encourage vocations.


Dec 13 2013

Inflation has disappeared from the economic landscape and what is worrying

Tag: economic, news, opinions, publications, technologyadmin @ 11:12 am

 

The consumer price increases are practically in France. Over the last twelve months, the index of the INSEE rose 0.7% only. Manufactures same display medium drops 0.5%. All sectors are certainly not housed in the same boat. Thus, rents increased by 1.4%. Tenants can therefore entitled to hold that inflation remains beautiful, especially when they have to spend a third of their income on housing.

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Dec 06 2013

Monday's demonstration against the équitaxe canceled

Tag: Uncategorized, economics, international, opinions, worldadmin @ 7:16 pm

The collective against the équitaxe1 decided to cancel his protest against the increase in VAT2 on equestrian activities from 7 to 20% from 1 January 2014. Mobilization to take place from 6:30 to Bercy on Monday. A convoy with ponies would join Brussels around noon. The organizers of the group want to make a truce to negotiate with the French government. A delegation led by the HLG go with Bernard Cazeneuve3 the European Commission to negotiate the application of the reduced VAT rate to activities equestrian centers Internet Payday loans. Date to be set. Some members of the group disagree with this attitude and have set a deadline until 16 December for concrete progress on dossier.LIRE ALSO: "France will claim exemptions on VAT équestre4


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