Aug 29 2014

These apps that deem the conduct of motorists

Tag: economy, features, people, resources, top newsadmin @ 9:36 am

 Insurers

decided to help motorists make progress. Their weapon? Apps that serve but also learn to improve his behavior. Axa proposes a few days "Axa Drive," which sounds an alert every day fifteen minutes before the time, at the latest, you have to climb into his car to be on time – without excess Speed1 – with the nanny or the gym, depending on traffic and road works, valued in real time.

But above all, this app can assess the talent of the driver. Coupled with GPS, it falls if it adopts the right cornering speed, braking too hard, traveling at the right speed (the average traffic), etc. "The app gives a score for each trip. We can then relive the journey to correct his mistakes, "says Thierry Fabing, deputy director digital at Axa France. Direct

Insurance and Allianz launch their bids

Axa developed this system with its subsidiary Direct insurance2, which has also launched in July "Youdrive." App also evaluates the conduct of the driver, asked to compare his score to other users. The insurer did not hide his ulterior motives. It plans to launch a 'pay how you drive' insurance by the end of the year. Or how to modulate the driver's insurance premium based on his driving behavior, since we know now how to evaluate it fast cash now. At stake, a reduction that would go up to 600 euros a year, provided you install a box collecting the same information as the app to send them to the insurer. Allianz3

will also take the plunge. In recent weeks, it already offers its customers to install on their dashboard an electronic box. Associated with a smartphone, this little device locates the car when you forget where it was parked. If it detects a strong impact, it automatically alerts the audience that, after trying to contact the driver, sends relief at the site of the accident. It also records the speed of the motor, the intensity of turns, distance, time and other technical data (other than the speed of the car) to provide an index of conduct, 1-100. "Having an objective indicator gives you a different perspective on your behavior," notes Delphine Asseraf, digital director of Allianz France.

In 2015, Allianz policyholders who have subscribed this offer (optional, for 50 euros per year in their contract) and that will conduct righteous will be rewarded: they will receive a discount on their premiums. But those who still have some way to go do not pay more. "It's an encouragement, not punishment," insists Delphine Asseraf.


Aug 08 2014

Google wants to inflate its messaging to compete with Apple

Tag: economic, finance, international, special, top newsadmin @ 8:16 pm

 A more

acquisition for Google. The latter racheté1 application of intelligent messaging Emu. Born there two years, she inserts information during conversations of its users. For example, if a caller provides a message in a restaurant on a Friday night, Emu automatically suggest a nearby restaurant and present the review on a site like Yelp. Emu can also use the GPS smartphone, search for the Cinema2 or view your calendar, all without leaving the application.

Following its acquisition, the application will close on August 25. It is likely that Google integrates term Emu features to Hangouts, the email application. He will replace gradually the traditional SMS on Android. Apple

Compete on messaging

For the trade magazine Wired, Google's acquisition is intended to open up new markets publicitaires3. Mail Hangout could display advertisements based on user conversations. Moreover, after research and emails, messages would complement the loop of personal data processed by the digital giant.

With this acquisition, Google will be able to compete with Apple and its advanced messaging and voice guidance. At its last developer conference, the company announced several new for his courier, iMessage. Moreover, Emu lot like Siri, Apple's personal voice assistant. Before founding the company Emu Messenger and become the CEO, Gummi Hafsteinsson worked to develop Siri at Apple. Google has also developed his personal assistant, Google Now, and it is likely that the Emu features are integrated into the outil.SERVICE following: "The practice technology and flawless preferential price Apple4 ….. …


Jul 04 2014

The shock report on low-cost Inconvenient Air France

Tag: economic, opinions, publications, top news, worldadmin @ 5:09 am

 The report

Monday handed the CEO of Air France 1 on what to implement to fight against low-cost airlines will he kindly stored at the bottom of a closet I need regular. Ordered by Frédéric Gagey2, the CEO of the company tricolor to imagine a sustainable future for the activity "point to point" – that is to say without match, so – short and medium letter of Air France group flights and reduce losses (200 million euros in 2013), this report contains the recommendations of an expert group. If the CEO of Air France is expected that the strategy currently being conducted, ie reducing the number of devices and stops where the losses are important and maintaining three brands is reinforced, this is not the case.

Shares of Air France erode market

The rapporteur this job is none other than Lionel Guérin, the current boss Hop! 3, the company that brings Airlinair Britair and Regional, three regional entities of the Air France4 who steal appliances from 48 to 100 seats. The expert group has tried to cope and rationalize, at least on paper, a business operated by three different companies within the Air France group: Transavia5, the low-cost intended for leisure flights, Hop, that regional conducts domestic flights to major European cities (Budapest, Vienna, Prague, Barcelona, ​​Stuttgart …) and finally Air France whose market share erode. In some figures, these three companies together account 2 billion euros of turnover and employ 10,000 employees in this activity.

The facts are simple. Short and medium-haul to the hub at Roissy fueling long-haul flights Air France flights lose € 400 million per year but management tolerates some of these losses as it flows through the long-haul profitable. "We can accept losing to Air France 150 million euros per year to fill its planes at Roissy. These are costs that could virtually integrate long-haul, "says an analyst.

Beautiful margins low-cost

But no question of widening losses activity "point to point" that competitors such as EasyJet, Vueling or Volotea have captured while achieving beautiful margins. On flights between France and Europe, Air France lost 5 points of market share between 2010 and 2014. And the French domestic market, low-cost airlines increased from 15 to 27% market share between 2010 and 2014

. To stem losses the report proposes to set up in the autumn a new common organization Hop! and Air France for business functions such as optimization of sales by trade policy (revenue management), pricing … Each company would retain the operational management of its staff.

The report distinguishes between two market segments where business customers are involved and "VFR" visiting friends and relative, that is to say travelers who visit their friends and their families: a segment is predominantly leisure, whose customers are looking for low prices. Customers of the other, dominant business, favor the regularity and frequency while maintaining their wallet.  Contain

Air France flights to match

Transavia meets unsurprisingly expectations first and should continue to grow from Orly, its current base, with ten additional Boeing 737 for its flights leisure. However, to meet the needs of the second category two opposing scenarios: either Hop, regional, fully recovered activity previously carried out by Air France at Orly especially with its mini price!. Air France is building on its reputation in housing activity in a "brand connected" to its name

. Clearly, the report's authors propose confine the short and medium-haul Air France connecting flights to Roissy and let companies "agile" take care of "point to point". On the social level, this scenario would obviously have serious repercussions. "The situation may be very tense in the coming months," says an official of the group aware that the courageous decisions remain to be taken. Frédéric

GAGEY has in hand a "hot potato" that he should say at half results on July 25 that it intends to do.


Jul 02 2014

American Apparel: escapades CEO put towards group-turvy

Tag: Uncategorized, life, people, special, top newsadmin @ 11:45 pm

 

Money, sex, Californian sun and financial dirty tricks. All the ingredients of a soap opera together in the battle between Dov Charney, the founder of the clothing chain American Apparel whimsical, administrators of the group. They have committed a crime of high treason on June 18, in the ousting of its PDG. Despite the 27% stake it held then (making it the largest shareholder), the contractor was unable to oppose this decision guaranteed unsecured personal loan. Dov Charney was a surprise last Friday by announcing he controlled 43% of the capital, through an alliance with a fund. Administrators responded the next day by adopting a "poison pill" (poison pill) to prevent founder still up capital.

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Apr 17 2014

Nuclear: ASN wants new powers

Tag: economics, economy, online, resources, top newsadmin @ 8:28 am

 Despite

nuclear situation in France considered "satisfactory overall in 2013," Pierre-Franck Chevet1, president of the Nuclear Safety Authority says negative points.

Two difficulties are attributable to Areva2. The first is "related to the storage of waste on the former site of La Hague packaged in concrete silos." This is not the most technical tip: these compounds should be stored in "stable containers," says Pierre-Franck Chevet. These waste produced by the unit reprocessing spent fuel UP2-400 arrested for eleven years, have been the subject of recommendations in 2011. But the cost of operations deemed "priority" by ASN3, is € 2.5 billion at the expense of Areva. Faced with this amount, it is understandable that the discussions drag on, for an operation that will spread until 2030

. In addition, site fuel fabrication FBFC Areva in Romans-sur-Isère, was placed "under enhanced vigilance." After handling errors on small bottles of fissile material in 2012, "repeated problems and recurring security" have been identified. Areva proposed April 10 ASN to launch "an action plan reinforced."

In addition, while the EDF's nuclear fleet is subject to a satisfecit global4 three plants (Civaux, Chinon and Bugey) are less well noted. After a detailed inspection in October 2013, ASN inspectors noted that Civaux was "withdrawal on compliance and implementation of basic safety principles" and noted "significant differences in respect of environmental regulations. "

These examples illustrate that the ASN requests the State the right to impose on operators' new sanctions, "" daily fines "c that is to say fines. So far, the authority has "the right to close a nuclear plant in case of danger or transmit a report violations to justice," says Pierre-Franck Chevet, who regrets not having sanction intermediate between these two extremes. It hopes that this law is integrated bill on energy transition and suggests the reform of the financing of the ASN, using "direct contribution of large farmers." This increase expected budget, € 50 million per year, together with the IRSN (Institute for Radiological Protection and Nuclear Safety), could help the ASN to fill expanding roles, such as radiology equipment control . Harmonize rules

In the longer term, the ASN must review the plan called "refit" of EDF's nuclear fleet, estimated at 55 billion euros for the extension of the life of plants. To allow reactors to operate beyond 41 to 45 years of service, Pierre-Franck Chevet expects "an appointment particularly complex. For reactors will implement safety features like those of the EPR. " ASN will deliver its final opinion on the matter in 2018

. In the event of a major nuclear accident in Europe, which could affect several countries, ASN would harmonize rules for the protection of populations. Despite the Chernobyl disaster in 1986, levels of intervention are specific to each country. The first discharge thresholds are for example two times lower in France than in Germany. And everyone would have the right to stable iodine tablets in France in a 100 km radius around the accident site, while in addition the Rhine distribution only concern first the age of 18 and speakers. women


Apr 15 2014

Fight against cancer: Publicis auctioned notes Kylie Minogue

Tag: Uncategorized, business, economics, events, opinionsadmin @ 9:08 pm

 A

"if" played by the bass, or "the" sung by Kylie? Fans of the Australian singer and beyond, all interested persons will be given the choice by participating in a fundraising operation of a kind original. An association of French oncologists, the Alliance for Cancer Research (Aprec1), had the idea of ​​an international campaign involving Minogue2 Kylie herself a survivor of breast cancer in 2005-2006. The idea: to sell by the 4408 notes one of his original songs, "Chrystallize", thus offering fans the opportunity to become owners and, incidentally, to do a good deed. Since Monday

and for ten days, visitors can discover the partition, choose their notes and follow the auction in real time on the onenoteagainstcancer.com3 site. After the operation, the 4408 winning bidders will receive the song preview, a personal ownership certificate and their names will be highlighted in the credits of the clip cash advance no fax. Country

100% Social

"This is a world first: the campaign, which does not have a purchase euro area, s' 100% based on social networks, "says Olivier Altmann, head of the creation of Publicis Council4, originally the project. To make noise around the operation, are the owners of media Kylie Minogue who are involved. The star has over 2.6 million fans on Facebook, more than 2 million followers on Twitter and 400,000 followers on Instagram. The specialist auction on Internet eBay5 deals with technical aspects of the device and its deployment in the world. All stakeholders

songwriter parts, publishers and production house, graciously agreed to participate. Profits from sales of notes and single will be donated to APREC.


Mar 24 2014

Laurent Ruquier signed for "at least" two years on RTL

Tag: business, opinions, resources, special, top newsadmin @ 1:04 am

Christopher Baldelli, president of RTL, said today in issuing Media Magazine France 5 on the transfer of Laurent Ruquier1 was part time. Debauched Europe 12, the host has signed "a contract of at least two years," he says, to replace Philippe Bouvard on orders Bigheaded. "The agreement that we signed with Ruquier Laurent covers several years, said Christopher Baldelli. He wants to invest." Choosing Ruquier Lawrence, aged 51 or 33 years younger than Philippe Bouvard, RTL hope he rejuvenate the audience a show whose average age is slightly higher than the "58-59 years" RTL and generate more advertising revenue? "Not at all, says the president of RTL. We do not reason like that. We are a generalist radio. All public interest me." "It is a gamble, a heavy and difficult decision that Phillipe Bouvard accepted. He also accepted that Bigheaded continues. This is elegant on its part." Pronouncing the word "bet", Christopher Baldelli remembers the previous 1999 when Philippe Bouvard had to give way to Christophe Dechavanne. Causing the loss of hundreds of thousands of listeners for RTL. ALSO READ: "Ruquier the Big Heads: a risky bet for RTL and Europe 13


Feb 06 2014

The ten proposals MEDEF to support entrepreneurship

Tag: business, international, news, resources, top newsadmin @ 4:36 pm

 

MEDEF starts time entrepreneurs, and to promote their development and sustainability. "The entrepreneurship is part of the challenges," said Wednesday its president Pierre Gattaz1, which participated for the first time since its inception in the Salon des Entrepreneurs in Paris. For the occasion the employers' organization presented "10 recommendations for entrepreneurship" to support the entrepreneurs who, for 90% of them have no employee.

The boss of bosses means including "support entrepreneurs." This is the ecosystem Medef2, ie 750,000 members, 110 MEDEF territorial and 80 professional federations adherent, which must be mobilized. A "welcome pack" will thus be experienced with a contribution of one euro for a year to any entrepreneur who has just set up its structure. "Every entrepreneur should know that the MEDEF and territorial professional associations are available to them for advice," says Thibault Lanxade3, vice president of MEDEF.

Promote micro-credit

Another initiative that aims landmark, MEDEF intends to place the foot in the stirrup entrepreneurs by allowing them, for example, get their "first order". An approach that requires a better ranking of these small structures with purchases of major groups and SMEs services. In the same spirit to build sustainable business models, MEDEF will launch by the end of the year an awareness of its members to crowdfunding, ie the participatif4 funding. "Promoting entrepreneurship without favoring funding does not make sense. We will support the crowdfunding in the current banking environment, "says Pierre Gattaz.

The employers' organization finally wants swarm entrepreneurship through all layers of society. It will therefore promote initiatives in sensitive urban areas (ZUPs) youth under 30 years, thanks to a partnership with PACE (Agency for entrepreneurship) and conduct an experiment with the Ministry of Defence to accompany the conversion of twenty soldiers.


Jan 09 2014

Sophie and Philippe Lacoste show Fusalp, creator of time

Tag: money, online, people, publications, specialadmin @ 12:36 am

 

Philippe and Sophie Lacoste resume the thread of their lives entrepreneurs. Brother and sister, at the end of the turmoil of the sale of textile family group at the Swiss group Maus1 come to ensure control Fusalp2, historical clothing brand based in Annecy winter sports.

On December 20, they acquired 77.6% of the capital of this small company 8 million turnover for an amount that has not been revealed. Fauvet Alexander, former executive director of the crocodile brand new and DG Fusalp will own 8% of the remaining 12.4% are held since June 2013 by the company management Toulouse Midi Capital. The remaining 2% is owned by a private investor.

"Over the past year, we were looking for investment opportunities, explains Philippe Lacoste, but it is proposed that we situations dormant partners. Sophie, we were planning to do something together. "We also had to turn the page of the Lacoste3 brand. "Others will now write the history of Lacoste says Philippe Lacoste. We must wish them luck, because many people depend on it. This is a break, but we look resolutely forward. "

It's almost incidentally Philippe and Sophie Lacoste embarked on this new adventure. Last summer, Joel Gleyze, CEO and owner of 98% stake in Fusalp-where he worked for 36 years-looking for partners to revive the brand for export. 12.4% assigned to it by Midi Capital insufficient. But in his fundraising efforts, he met Alexander Fauvet, former executive vice president of Lacoste, who presented the case to Sophie and Philippe in June.

"I had not planned to sell, but all conditions were met, says Joel Gleyze. I was delighted to see that Fusalp, who invented the time, but also created a way to dress elegantly mountain can affect persons having such acquired in textiles. "'s Flagship brand from 1960 to 1980 Today, with 400 outlets, mainly Franco-French. Based in Annecy, employs thirty people and is about to change pace.

As Lacoste, Fusalp was a true story. As Lacoste, Fusalp is well established and has a real authenticity.

So little in common between Fusalp and Lacoste, similarities appear. "The sizes are very different, says Philippe Lacoste, but there is affinity. As Lacoste, Fusalp was a true story. As Lacoste, Fusalp is well established and has a real authenticity. "

The future of Fusalp, founded in 1952, is building. "We will immerse ourselves in the company, to audit production and distribution. We will focus on collections, the first will be the fall-winter 2015-2016, with the idea of ​​bringing the collections of urban clothing casual wear. "

Joel Gleyze is relieved. "Given the number of French ski brands owned by foreign groups, I am glad to see Fusalp taken by Philippe and Sophie Lacoste. They will continue my efforts to export vesrs and ready-to-wear. "For a year, he will remain for the transition. And also turn the page.


Dec 26 2013

Rising unemployment: Holland in denial

Tag: business, economy, finance, life, newsadmin @ 11:20 pm

 

It was there several months inside the cabinet. "What is good is that nobody believes this reversal curve unemployment1, François Hollande2 launched a resolutely optimistic. This will be good news! "Or not. Thursday evening, the publication of unemployment figures for November was a cold shower for the government: 17,800 more job seekers Class A. Bad news, which contradicts the optimism Thursday morning by the spokesman of the PS, David Assouline. Bad news that contradicts the mainly good October 3 results (down about 20,000 job seekers Class A), the first since the beginning of the quinquennium.

The November increase is however offset by a decline in employment of Class B applicants (minus 3.1%) and C (minus 0.4%), two categories increased in October. In other words, if the unemployed who worked part-time or short-term contracts are included, the trend is downward (- 6900 registered). This allows the Minister of Labour, Michel Sapin4 to say that the reversal is "indeed committed in the fourth quarter" and must wait until December to "confirm" this trend. Anxious to turn quickly against fire, François Hollande immediately issued a statement Thursday night, saying in turn that if the November figures were "mitigate" those of October, "they did not change the trend." "The reversal of the trend in unemployment, which I am committed, is well underway, he insists. Sustainable reduction in unemployment is now within our reach. "

Operation "are saving bet Holland" launched

By Thursday evening, the government and the PS launched operation "are saving bet Holland" just published figures, the faithful patron of senators PS, François Rebsamen is mounted niche to congratulate him as a inversion "tends to confirm." As the first secretary of the PS, Harlem Désir, he does not hesitate to use a conqueror tone: "After reversing in 2013, in 2014 focus on the consolidation and amplification of down," as he's statement. Not less. Prime Minister Jean-Marc Michel Sapin Ayrault5 and take care of the after-sales service, Friday at Lorient. They will try to turn to present their best numbers. "You can say the numbers that you want, sighs an advisor to the Elysee. Everyone will find what he will find. Trend (down, Ed) is supported but these figures are not windfall. It must be very, very careful. These are not the tomorrows. "

It is a blow to Hollande. Although there still believes the head of state – who had rejected his press conference in January for results to present – hoping to finish the year on a positive note. While it stagnates in the depths of unpopularity, to boast reverse the trend of unemployment, as he had promised there a year, would allow him to recrédibiliser his word and action to demonetized eyes of the French. "This is the key to everything, pounded a minister this fall. There is nothing else that matters, everything else is only literature. Part of the five-year play it. If we fail, it is very bad … "Las.

At the Elysee, we tried to relativize Thursday night. "It takes a lot of determination and a lot of serenity," philosophized an advisor. Fragile hopes Hollande now postpone the December figures, which will be known in late January.


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