Jul 20 2014

Holiday workbooks are converted to digital

Tag: money, people, publications, special, worldadmin @ 12:16 am

 Réviser1

and have fun during the summer seems possible with applications2 notebooks holiday. A solution that always attracted more parents to judge by the number of downloads for some estimated up to 2 million. The advantage? The Child3 becomes autonomous. Parents not just see a tab where they can check the average and the development of the child. "It is even a tool with which we can share good times with family," says Jérôme Serre, of EduPad leader, creative startup of iTooch Papers vacances4 application. A

"more exciting" tool

The application iTooch Cahiers holiday

A fun and interactive side that goes up to develop a scenario: "The game Video5 side of an application is much more challenging than a traditional notebook," confirms Bruno Le Guern, founder of the Application Class Pass. For his first day on Class Pass, the child begins his adventure on a boat. The objective is to reach a deserted island after spending the first session of questions and consulted pages progress. In all, nearly 10 hours of adventure and quizzes. The desire to unlock points or stars is then stronger than scratching on paper. But no

either side "time" panic, the child will not become addicted because the majority of applications shall adjust work sessions from 5 minutes one hour. "The vacances6 are primarily made to rest, a holiday notebook should not become a constraint," insists Caroline Maitrot, Nomad Education. Applications

prices remain below the paper book that ranges from 3 to 15 euros. For Notebook iTooch holiday application it takes more than 3 euros, and more than 4 euros for Passport and iCahiers holiday Nomad Education. Question reliability, the opinions of parents iTunes7 are divided: some are considered too short by users as Passport Hachette8 Education, lack of pedagogy Learning with Waki, etc.

. Application "complement" paper notebook

One reason not to throw paper notebook! "The application must be considered as a supplement, especially in the context of écriture9" says Caroline Maitrot. But Isabelle Racoffier National President of AGEEM (General Association of Teachers Schools and Kindergarten classes public), the smaller éducation10 mostly through elements of everyday life: "On vacation, I would invite families make sandcastles, explore a museum or zoo. They provide opportunities to review the concepts of math, science, etc.. " Draw, play and visit are all activities that, regardless of age, to enrich and grow.

Photo Credits: Pass Class

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Jul 10 2014

A booklet rest he interesting?

Tag: economic, events, money, people, traveladmin @ 6:08 pm

 

The ax fell. From 1 August, the rate of the booklet A pass from 1.25% to only 1%. Historically low yield, which could have been even lower if the government had followed the recommendations of the Bank of France, which proposed to reduce it to 0.75%. For the record, this very old investment was paid 1.75% there just one year.

Now, a booklet A ceiling (22,950 euros) will earn 229.50 euros per year, against 286.90 euros when the rate was 1.25 %. And the holder of a booklet on Sustainable Development (LDD) 1 ceiling (€ 12,000) will win 120 euros against 150 euros a year earlier.

What to do in these conditions of his booklet A2? "Paradoxically, in the context of current very low interest rates, the passbook remains attractive for its precautionary savings, because his salary is hard to beat," said Cyril Blesson, Partner Pair Council. Because the passbook is not taxed, which is not the case for most other investments. Starting with passbooks, direct competitors of the booklet A, whose interests are taxed at the scale of income tax, which must be added the social security contributions. Excluding promotional periods reserved for new customers, fewer of these books relate unless the booklet A.

But other investments become today very competitive. Euro funds Insurance life.3 contracts are a good alternative, even if their remuneration is crumbling. Last year, they reported 2.8% (before social contributions). This is significantly more than 1% of the booklet A. Certainly, we must take into account any input and taxation costs. But by investing in contracts over eight years, the tax will be minimized. And ultimately, the investor is the most time winner.  

Those who have a little time on their hands (four years) may also invest cash on housing savings plans (PEL) 4 paid 2.5% (before payroll 15.5%). Especially since the interest is subject to income tax 12 years after the opening of the plan.


Jul 09 2014

An American harvest tens of thousands of dollars for his potato salad

Tag: Uncategorized, online, opinions, people, specialadmin @ 11:16 am

 

Some jokes can be expensive, others report more than expected. Danger that Zack Brown has allowed him to harvest date, 57,000 dollars (41,800 euros) and gather more than 4000 contributors around … a salad potato. And it's not over as there is still 24 days before the end of the quest.

When the young American publishes its project on the crowdfunding site Kickstarter, it sets its target to $ 10. "I'm just a salad potato. I have not yet decided which, "says Zack in the project description. For those who are willing to finance the salad up to a dollar, it promises a "thank you posted on the site" and recite their names aloud while cook. For $ 3, visitors must get some of the finished product. Sole risk of this unusual investment: "This may be not good, this is my first salad of potatoes," warns Zack in the "Risks and Challenges" section of the page Kickstarter1.

…… The improbable project met and exceeded the original target. Zack takes the game and promises new counterparties. At $ 35, it will be "four times more potato salad." At $ 75, it will hold a "pizza party". Ultimate grail, 100 dollars for which gratify contributors two different salad recipes potatoes. Against all odds, mayonnaise takes. Boosted by social networks, the project has been an unexpected success and donations accumulate. In just three days, it reached 4000 dollars. In a video posted Sunday Zack thank users "without whom it would never have been possible guaranteed pay day loans."

…… "When I started this campaign [crowdfunding], my secret goal was to reach $ 60, "reveals Zack. He is now the head of a virtual capital of tens of thousands of dollars. Wednesday morning, the project brought together 57,000 dollars and more than 4,000 contributors. "I never thought it would take on such a scale, responded the young man on the U.S. site Reddit2. Ten dollars seemed a reasonable goal. I think people have found an opportunity to gather around something as absurd as banal. "

He invites" all internet "to a baby salad potato … ……. In exchange, American offers a hat bearing the image of a potato salad or a cookbook, send it in December. This leaves a few months to organize Zack, who plans to "rent a large room to invite all Internet a feast of potato salad." While some question, however, the project should be approved by Kickstarter.

The site has softened effect there one month operating rules and the draft Zack, although delusional, meets the three conditions imposed in that the project must "propose creating something to share with others," "to be honest and clearly presented" but that the funds raised are for a "charity" and that the proposed compensatory measures are financial. Asked about the moderation of such fanciful projects, crowdfunding platform has répondu3, not without humor, that "there is no single recipe for inspiration."


Jul 02 2014

American Apparel: escapades CEO put towards group-turvy

Tag: Uncategorized, life, people, special, top newsadmin @ 11:45 pm

 

Money, sex, Californian sun and financial dirty tricks. All the ingredients of a soap opera together in the battle between Dov Charney, the founder of the clothing chain American Apparel whimsical, administrators of the group. They have committed a crime of high treason on June 18, in the ousting of its PDG. Despite the 27% stake it held then (making it the largest shareholder), the contractor was unable to oppose this decision guaranteed unsecured personal loan. Dov Charney was a surprise last Friday by announcing he controlled 43% of the capital, through an alliance with a fund. Administrators responded the next day by adopting a "poison pill" (poison pill) to prevent founder still up capital.

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May 02 2014

Dictionary of anglicisms most unbearable office

Tag: business, economic, life, opinions, peopleadmin @ 3:01 pm

 

You hate them, and you shiver when one of your colleagues is used, the next office. And yet you use them – sometimes – also because it is difficult not to be swayed. Anglicisms who are employed indiscriminately in business are a scourge. On the web, The Figaro.fr queried readers about the words they found most unbearable, following an article on the subject published by the Huffington Post French. Here is a small dictionary which includes both classic and famous – almost – unknown.

• ASAP: one of the great classics. English As Soon As Possible, acronym in French mean "as soon as you can" or "as soon as possible." Simply. Qualify for emergency and seem less brutal feeling, use ASAP.  

• Brainstorm, Brainstorming: coming of advertising (in the 40s), the brainstorming meeting meant a group whose goal is to find a number Therefore advertising ideas for clients. Thereafter, the term became used for everything and anything, including outside of work, so it is necessary to consider several.

• Bullet points: excellent solution to stiffen and orchestrate his thought, "chips" are very fashionable to organize. Writing files to PowerPoint for personal agenda and lists of things to do, fleas are synonymous with efficiency.

• Burnout: we can not count the number of articles and other tickets coaching to protect at all costs the burnout syndrome burnout car warranty company. This is the new evil of the century at work, and the obsession of every employee.  

• Conf call: in many companies, they have become rituals … Meetings telephone work-saving both time and money, while bringing all those available. As ASAP, conf call is anglicism is a short term, as they say in the interests of efficiency. •

Corporate: have entrepreneurship. Essential for any employee wishing to make a career in a company. Someone from corporate is someone who feels comfortable in his company, and is a true ambassador. •

"That makes sense!" Literal translation of the English "It make sense!". Everyone obviously grasp the meaning. Except that the correct French, it does not mean absolutely nothing to say.

…… @ Quentinperinel1 Worse English Layers> French. "It makes sense"

. – Maxime Bellec (@ MBellec)

29 April 20142 • Debriefer: they "debrief" someone who could not attend a meeting. A stalwart of corporate life. So that the French expression "make a point" or "take stock" are almost obsolete.

• Desk: office also concerns to be replaced increasingly by "desks" which refers to both space Working the office where you work.

…… @ @ Quentinperinel3 Le_Figaro4 The old trick " anyway ". Fills me one! And I got the right one day " I eat on the desk. " Wow.

– P.Monteiro (@ MonteiroPauline)

29 April 20145 • Drinker: less known, the verb "drinker" is used to replace the action of go for a drink among office colleagues or friends.  

…… @ Quentinperinel6 "drinker" for "a drink", I find it ridiculous.

– N_Docao (@ N_Docao)

29 April 20147 • Forwarder: who has never "being forwarded to" a mail to one or more of his colleagues? Again, the French verb transfer, is much less likely. The English term, which has long been used in companies, no longer shocks, but still excited. • Implement

: originally used in computer jargon, replacing the words "include" or "code", the verb in the variable semantic crossed the doors of the company and can also mean "adapt" or "set up" something. • Mainstream

: a trendy term that replaces all that is banal, general public, and followed by mass. Most often, the pejorative connotation. In advertising or communication for example, if your ideas are mainstream, your superiors will prefer someone more original and alternative.

• One-To -One (writing 121): This term marketing – redundant in the responses of users! – Is common in client relationships vehicle car warranty. This means a meeting between client and provider, where he agreed to speak frankly and tell each other everything.

• Personal branding: with the development of all areas of web, the term is ubiquitous. Managing personal branding means managing his personal brand and / or business on the web and social networks.

• Printer: Print something. • Process

"you have not complied with the process, you'll have to start over!" The significance of process is rather vague, and close enough to French term process.  

…… @ Quentinperinel8 "process" is all the more irritating that means everything and nothing.

– Margaux Baralon (@ MargauxBaralon)

29 April 20149 • Reporting: make reporting. Or make a progress report or a report.

• Switcher: the notion of change or exchange something, no matter what it is. Switcher one day permanently with another colleague, or switcher holiday dates we had chosen beforehand.

• Workshop: This is a training seminar, reflection or creation that meets or different employees of the same company or several frames working in the same sector. These meetings focus on a specific theme and aims to educate participants in a given subject.


Apr 08 2014

Attractive World cultivates its difference on the Internet

Tag: Uncategorized, economics, people, resources, specialadmin @ 1:36 am

 How

get a place on the web, create, to perpetuate a brand and customer loyalty? Ludovic Huraux, co-founder in 2007 of the dating site Attractive World1, has steered its way in the highly competitive field of internet dating. 24 years old at the time, he invented a strong concept by introducing a selective admission. "The difference is really having positioned on the premium segment of the meeting, since it is the members who are on the site that identifies new candidates with the idea to create an environment of trust in which people can easily share and meet. "

Today is World Attractive beneficiary and just passed the million and a half of applications even if ultimately only a little more than 500 000 people will be accepted. A concept that allowed Attractive World to develop a strong brand on the Web. "To have a strong brand, you must have a strong position, and our bias was to be placed on a high-end segment. From the moment you have a true differentiation must know, and for us the best way was to invest in marketing and in particular television cheap business cards. When engaging hundreds of thousands of dollars and sometimes millions of euros in television campaigns, you must know what the most profitable programs, what time it is better to invest and on what channels. "…. …. "Skip the real"

Beyond TV and site Attractive World continuously works on display algorithms that aim to better connect people seeking a soulmate. "Depending on the interests and activity on the site, we will put you in touch with people that match these interests, which is a lot of research and development carried out throughout year. We feel that users have very high demands, they are no longer satisfied only virtual Internet use and online dating sites, but they really need to go into the real, meet people, and for that we bring a real service by organizing events that are very good excuses to make this bridge then. " Each week, marriages and births are celebrated by members who have used this dating site.


Apr 03 2014

Each player loses an average of 400 euros per year to gambling

Tag: money, online, opinions, people, specialadmin @ 1:52 am

 

Despite the crisis, gambling continues to attract French. Whether for a scratch ticket, to bet on a horse or fill a grid lotto, French households bet of € 46.2 billion in 2012, 76% more than in 2000, according to a study of INSEE published this Wednesday1. Enough to cover half of the deficit of France amounted to € 87.6 billion in 2013!

Almost half of French play at least occasionally. On average, the player bets 2,000 euros per year for a gain of € 1,600 and a loss of 400 euros. "But this is an average, an expert insists INSEE. Many people play mini-game are when a big development. " Another sign of this craze for games: their share in the budget of families n 'had to stop increase over the past decade, from 0.6% in 1990 to 0.9% in 2004, before record a slight decline in 2018 to 0.8%. Crisis forces! The French

lose money, but less than before

The French betting more money, spending (read losses) in 2012 also increased from € 6.4 billion in 2000 to € 9.5 billion in 2012, an increase of 48% over the last twelve years. Updates have increased faster than spending (76% against 48%), the rate of return players (TRJ), that is to say the proportion of bets operators render players, is now better it was 10 years, ie they lose less money than before.

But the state always ensure that this rate is balanced. "It should not be too high because it would promote addiction and money laundering, said the same expert. Conversely, a minimum rate is necessary to clean up the competition between operators and protect the players. " For example, the TRJ must be less than 75% for the lottery, 85% for sports and horse paris online and conversely, greater than 85% for slot machines payday loans. Inequalities between

FDJ, PMU, casinos and online gaming sector

gambling is composed of four actors: the French Games (FDJ), Pari Mutuel Urbain (PMU), casinos and online gambling since their approval in 2010. If the activity of the FDJ and PMU has been dynamic over the past decade and it focuses on two 71% of the activity, the casinos (24%) lost momentum from 2007. "In addition to the 2008 crisis, they suffered regulatory changes (mandatory identity checks and banning smoking)," write the study authors. Online games, they represent only 5% of the market.  

Another lesson from this survey: compulsory levies are very different from one game to another. FDJ reverse 67% of it being pocketed in the coffers, casinos 54%, 51% for online operators and only 39% for the PMU. Its low tax rate is explained by its participation in the financing of the equine industry. The PMU

, the most profitable trader

All stakeholders do not have the same rate of return which is calculated from the gross gaming revenue ( PBJ), that is to say the difference between the set of players and their winnings. Thus, the PMU has the highest profitability affecting 34% of GGR, casinos unable to reach 18% of PBJ when online games no profit, says INSEE. The most surprising is probably the rate of return of the JDF, which is only 3% of GGR. Involved? Its very high taxation. However, the State is its main shareholder (72%) did not seem to suffer!

At the end of the survey, INSEE said that gambling addiction concerns 10.8% of active players, or 1.3% of adult population.


Mar 16 2014

Canal + and Sports beIN at loggerheads

Tag: business, economics, opinions, people, traveladmin @ 1:52 am

 At

beIN Sports1 as at Canal 2, was prepared heavy artillery. On March 7, the Professional Football League has triggered a general commotion in battle staffs of the two broadcasters precipitating the timing of the tender TV rights to the league 13 over the period 2016 – 2020.

For both channels, the issue is crucial. Even vital. If cinema is a strong argument to recruit new viewers in the case of Canal +, the true power of seduction, and even more that of beIN Sports, based primarily on sports, especially football. Without this discipline lighthouse, there is a good chance that customers will terminate their contract. By themselves, cinema and series will not make the weight in the case of Canal +. About beIN Sports, which has bought the TV at the football World Cup Brésil4 rights, the broadcaster can not establish itself as a premium channel without the best Ligue 1. What do flambé adding the rights to this competition. In a note, financial analysts and Natixis consider it possible that Canal + is seeking exclusive rights to Ligue 1 through very high inflation, rising from € 420 million per year to 760 million. "This would represent a significant investment but allow the group to" secure "the model definitely pay TV premium and have time to develop it, facing the threat of new entrants, as Netflix5." …..

… The tension is even greater this time, that the time to construct a plan of action is short: just over a month, until April 4. Worse, the tenders will be this time successive, making it possible for broadcasters renchérir between each batch.  Next round

April 4

And to make matters worse, the tender of the Champion's League and League Europa's arrive a few days later, in April. For both pay broadcasters, "this is the week of all the dangers," analyzes a pattern string. Enough to give a cold sweat leaders of Canal + and beIN Sports. TV rights experts, financiers and strategists in both groups certainly prepare sleepless nights. But the final decision has serious implications, remain the exclusive case of three men: Yousef al-Obaidly, Director General beIN Sports, Bertrand Meheut and Rodolphe Belmer, the two leaders of Canal +. In this conflict, all shots will be permitted. They have already started to rain.

Last summer, Canal + has filed a complaint for unfair competition, arguing that petrodollars allowed to invest beIN Sports bleeds. In January, she had tried to persuade the government to prohibit bein Sports, owner of PSG, to be a candidate for the purchase of TV rights, before being sent back to its goals by the Ministry of Sports. Next round expected on April 4, together with the decision of the LFP. Canal + like beIN Sports, victory can only be considered one way: by KO


Mar 04 2014

Former Clinton adviser appointed Chief Strategy of Microsoft

Tag: events, international, opinions, people, top newsadmin @ 8:00 pm

 

The game of musical chairs continues at Microsoft. A month after his appointment as CEO of company1, Satya Nadella announced a series of changes in its management team. "We need more clarity, consistency and intensity in our work," he said in a statement published on the official site Microsoft2. Satya Nadella

was particularly interested in the field of marketing, a crucial position for his company. Microsoft spent $ 2.6 billion on advertising between 2012 and 20133, double Apple spending. So far, this area was co-led by vice-chairperson of Microsoft.

"I have decided that we only needed one leader to manage the marketing," said Satya Nadella. This is Chris Capossela, who has worked at Microsoft since 2011, which now occupy the unique position of Executive Vice President and Chief Marketing Officer of the American group.  An addicted

polls in control strategy

This appointment involves changing the position of another vice president of Microsoft, Mark Penn, far support both advertising and strategy. It abandons the field of marketing to focus only on the strategy of Microsoft. "I am delighted to see the talents of Mark work for broader challenges, as to imagine new products and decide where to invest for the future," Satya Nadella welcomed.

Mark Penn Photo Credits: Brian Smale / REUTERS

Mark Penn is far be a stranger to the inside and outside of Microsoft. Joined the group in 2012, it is in particular responsible for a large communication campaign against Google4. Called "Scroogled" (literally "the victim of a skinflint"), the latter denounced the policy of collection of personal data of the famous search engine, through commercials and products. However, the aggressive tone of this campaign has been widely criticized, including in-house.

It takes more to worry about Mark Penn, who has already made his debut in the middle of the little tender policy. The new head of Microsoft's strategy was indeed strategic adviser to Bill and Hillary Clinton for their respective presidential campaign. In business as in politics, Mark Penn weighs all decisions in relation to the polls. "Mark brings a mixture of data analysis and creativity that has allowed us to work differently, with real results," said Satya Nadella.  The reorganization plan

Satya Nadella is also accompanied by two departures: that Tony Bates, former CEO of Skype and Tami Reller, which include worked on communication about Surface tablets and was one of the few women at the head of Microsoft. "As a team, we need to find our stride," says Satya Nadella.


Mar 03 2014

Gender Equality: Progress to

Tag: money, people, special, top news, traveladmin @ 9:00 am

 

Companies can do much better in terms of equality between men and women.1. According to a survey conducted by ESCP Europe, who interviewed 40 women with 10-15 years of experience, and participating in its Executive MBA programs 2and Women and Women Leaders, 55% of female managers believe that the effectiveness of their business to fight inequality is "low". They are only four to report that their company has a policy of equal pay and benefit.  Although

45% noted an improvement over the last five years of the place of women in positions of leadership in their business, 83% of women managers argue that companies continue to favor "unconsciously" men against women. Take

its destiny

Denouncing preconceived ideas, they believe that the difficulties in reconciling work and private life are not sufficient explanations for the gap between men and women. All refuse the argument of lack of competence. Eight out of ten claiming they have the same ambition as men.

"Women are pragmatic and themselves take initiatives that will help them accelerate their careers," says Delphine Manceau, Director of Corporate Division Europe ESCP Europe.

Seven in ten indicate that they are the ones who had the idea to follow one of two training programs continues to ESCP Europe. Eight out of ten find that their company has not encouraged to take this training. But 72% agree that their employer fully or partially finance their courses, to facilitate their training by providing high availability, or detach someone to help them cope with their professional work load.

This realism is accompanied by a clear look at what they consider their weaknesses and their qualities. "90% of women explain that they follow our program to build a professional network of women leaders. They want to exchange between peers and participate in events dedicated to women managers and leaders, "Delphine Manceau analysis.

Better manage their career comes second. Have more responsibility in third. The salary increase is in fourth position. Gaining confidence

Managers women also hope to gain confidence, one of their main disadvantages. "I was able to pass a number of stereotypes about women's access to leadership positions following an executive MBA for eighteen months, shows Rezlaine Zaher, former executive assistant became responsible for internal communication at Lafarge . I have confidence in myself. I would highlight my achievements and aspirations. I would not have done before. "

But all women managers do not believe that their training is more to progress with their employer, since 50% admit that they take courses to business change.

And they are only a third think that government policies in favor of women will have a positive effect on their careers.


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