Sep 01 2014

The companies value the art of shopping

Tag: Uncategorized, features, finance, international, specialadmin @ 8:48 pm

 

The economic climate is difficult, but companies are always looking for commercial1. According to APEC, 46% of companies planning to recruit executives in the third quarter were hiring salespeople. An increase of 6 percentage points from the third quarter of last year. In

wholesale trade, 75% of 50,000 employees hired each year are commercial. "We absorb three-quarters of BTS, graduates negotiation and customer relationship management in the business units, international trade, technical sales," said Hugues Pouzin, CEO of CGI professional organization representing 120,000 businesses specializing in wholesale employing one million employees. 95% of recruitments are permanent. "You have to understand the product technically. It takes time to be able to advise providers and enterprise customers, "said Hugues Pouzin. Sales jobs

remain unloved young graduates and poorly known function. To break taboos, companies step up efforts. The Ferrero2 group offers students three days to discover the function of head of commercial. DCF Premier Club, which brings together business executives from major French companies, launched a scholarship in January of 1500 euros per student to encourage 10 graduates of BS Novancia Paris to engage in high-level business careers.

"Companies need profiles more qualified to meet the needs of the customer and a job that has become more complex," says Stéphane Vincent, business relations manager at Novancia BS. The school has launched the price of business developer that focuses on this new profile. "Trade must have a global vision of what they can contribute to detect opportunities to transform business and implement growth strategies that can boost sales of their clients and those of the business," says Stéphane Vincent . Lionel

Deshors, managing partner at CCLD, specializing in the recruitment business, confirms this trend. "This is why the market tensions. Some customers are moving to bin +3 / 5, where previously they were looking for tray 2 + / 3 +, "says he. Companies are restructuring their sales organization to respond to changes in consumption patterns, staff cuts in their clients. "But the difficulty in finding these patterns remains. Changing things requires real consideration of the valuation function, "he says. CCLD

this year launched a charter valuation of the business function. On the model of the Diversity Charter, Valo'com responsible for organizing the valuation function with youth and employers, commits signatory companies to take positive action in favor of the trade. Twenty large companies already adhere to the charter, such as Ferrero, Microsoft3, Carglass. "Our goal is 1,000 signatures in two years," says Lionel Deshors. The CEO of Valo'com Frederick Cousin, therefore a real challenge. Www.valocom.fr4 the site has just been launched, will be enhanced by a library of commercial professions, modules on how best to integrate the business into the company, information on best practices. SERVICE

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Aug 19 2014

The New York Times knock out the economic policy of the Eurozone

Tag: events, finance, news, publications, resourcesadmin @ 6:40 pm

 

"Stubbornness European leader", "against-productive decisions", "change of essential attitude of Germany" and other language elements: the editors of the New York Times1 have Sunday delivered a stinging attack on the economic policies of the Eurozone. At the center of criticism of American daily: Germany, which, as first power on the continent, would be the source of almost all the bad decisions taken at European level. Growth

is not waiting for you: zero France2, it was down 0.2% in Germany3 and Italy4. "No one should be surprised that the economy of the Eurozone still walking backwards" according to the New York Times, which points to the stubbornness of European leaders to continue their policies so that "they are exactly the wrong treatment. " This "abuse" referred to the editorialists of the New York newspaper is austerity, "the insistence of the European Union, led by Germany, to push governments to reduce their deficits by cutting spending and raising taxes has hindered the recovery. " The European Central Bank (ECB) is not spared, "the ECB has been too slow and not enough willingness to lower interest rates and to redeem the obligations of States, so that these two measures are effective" cash advances pay day loan. Result of this series of bad choices, according to the New York newspaper: in addition to sluggish growth, deflation threatens Europe5 and industrial production continues to fall. The newspaper

advocates radical change of attitude

And the New York Times to offer solutions to boost growth Eurozone6. "Big changes are needed. Like other central banks around the world have done, the ECB should buy bonds of states and other loans, to lower interest rates and encourage banks to lend more to businesses and individuals "analyzes the daily, explaining that the risk that such a policy causes runaway inflation are close to zero.

In addition to these new shares in the BCE7, the New York Times advocates a different tax policy. The simultaneous requests of the EU (worn again by Germany8, the daily) to lower deficits and rising labor flexibility are against-productive and unrealistic in times of mass unemployment.

Finally, the newspaper "advises" on European leaders to take advantage of low borrowing rates currently to revive the economy of the area. But if these measures succeed, the New York Times calls for a radical change of attitude of the European authorities in general and Germany in particular.


Aug 08 2014

Google wants to inflate its messaging to compete with Apple

Tag: economic, finance, international, special, top newsadmin @ 8:16 pm

 A more

acquisition for Google. The latter racheté1 application of intelligent messaging Emu. Born there two years, she inserts information during conversations of its users. For example, if a caller provides a message in a restaurant on a Friday night, Emu automatically suggest a nearby restaurant and present the review on a site like Yelp. Emu can also use the GPS smartphone, search for the Cinema2 or view your calendar, all without leaving the application.

Following its acquisition, the application will close on August 25. It is likely that Google integrates term Emu features to Hangouts, the email application. He will replace gradually the traditional SMS on Android. Apple

Compete on messaging

For the trade magazine Wired, Google's acquisition is intended to open up new markets publicitaires3. Mail Hangout could display advertisements based on user conversations. Moreover, after research and emails, messages would complement the loop of personal data processed by the digital giant.

With this acquisition, Google will be able to compete with Apple and its advanced messaging and voice guidance. At its last developer conference, the company announced several new for his courier, iMessage. Moreover, Emu lot like Siri, Apple's personal voice assistant. Before founding the company Emu Messenger and become the CEO, Gummi Hafsteinsson worked to develop Siri at Apple. Google has also developed his personal assistant, Google Now, and it is likely that the Emu features are integrated into the outil.SERVICE following: "The practice technology and flawless preferential price Apple4 ….. …


Jul 25 2014

Crashes and security series: summer murderer airline

Tag: Uncategorized, economic, finance, news, worldadmin @ 7:52 am

 A horrible

black series with three plane crashes – the downing of Malaysian Airlines Boeing 1au over Ukraine, the crash of an ATR 72-500 TransAsia Airways2 Taiwan and now the disappearance of a 83 Swiftair3 MD, operated on behalf of Air Algeria, Mali over – in a week. A macabre combination which, fortunately, is very rare.

But these repeated accidents will make 2014 a year of the most deadly airline. It will also add to these three crashes, the disappearance of Malaysian Airlines Boeing with its 239 passengers, on March 8, a few hours after taking off from Kuala Lumpur and its sudden change of direction while the plane was rallying Beijing . Disappearance remains unexplained to this day. And several crashes occurred in Nepal, Kenya, Niger, Zambia and Sudan in recent months.  

In total, more than 730 people have already died by flying this year. Much higher than at the last peak in 2012 and 414 deaths related to a plane crash, more than four times higher than those recorded (210 deaths) in 2013 by the International Air Transport Association (IATA4). And finally, more than the average of 517 deaths per year recorded in the world in the last five years. The road

killed 3,268 people in France alone in 2013

This sad record 2014 must not however forget – and this may seem paradoxical then that emotion is huge – the aircraft remains the means of transport most of the world. But unlike the automobile kills more – 3268 died in 2013 in France alone – each plane crash is spectacular, has an international dimension and place in a universe – the sky – which is not natural to human no fax payday loans.

However, the plane never had so few killed. The global accident rate for jet Western manufacturing in 2013 was 0.41, or one accident for every 2.4 million flights. "This is the lowest in the history of aviation," according to IATA in its latest report on aviation safety. "From 2009 to 2013, this rate has improved by 14.6% over the five-year average, which stands at 0.48", the report says. Europe

is the safest region

The accident and death rates remain very low by more than 3 billion passenger who took the aircraft on 36.4 million flights in 2013. These statistics should also be read in the context of a market for air transport growth (4.8% on average) and a global fleet that doubled in size every two years on average. It now has 20,910 units in service worldwide and is expected to double, according to the latest market study Boeing5 within twenty years.

By region, the IATA report refers to Europe as the safest in terms of air transport with a lower accident rate than average 0.15 World in 2013; ahead of North America (0.32). In contrast, among the most dangerous regions despite significant progress, IATA means Africa6 with an accident of 2.03 against 4.55 in 2012 and the CIS (Commonwealth of Independent States) which saw its rate accident rate worsen to 2.09 against 0.00 in 2012. "IEC shows the worst performance," says IATA.


Jul 23 2014

Care are more expensive hospital and clinical

Tag: economic, events, finance, resources, traveladmin @ 1:32 pm

 Public1

The hospital should take lessons in productivity from private clinics. In its annual survey of hospital costs, technical Information Agency on hospital (Atih) noted once more the efficiency between the two feuding brothers health gap. It shows that in 2012 the average cost of caring for a patient amounted to 2,115 euros in public against 1204 euros in a clinic. These figures are however to be taken lightly, tempers the public agency, "the segments of the two sectors are different." Rest

even more precisely by comparing the costs generated by the same care and the same gravity, clinics are the most efficient. This is particularly the case in surgery, the operation is simple or complex. Stay for a prosthesis simple hip and costs 16% less in the private sector. Similarly, the bill for a fairly severe intervention in the small intestine and the colon is 30% lighter in clinic. Longer stays

public hospital

In terms of cancer, Atih details including treatment of "malignant diseases of the hepatobiliary system and pancreas" . The average cost of this care is 36% higher than in the hospital clinic, 3930 euros. The hospital, for a similar situation, in fact keeps the patient more fully within its walls: one more day for milder cases and up to seven days for the most difficult cases pay day loans. In addition, differences in efficiency are lower in the field of obstetrics. The birth of a first child with "vaginal" (without cesarean) and costs 2318 euros in clinic, 11% "only" unless the public.

How can these gaps in productivity between enemy brothers of private and public? France2 Hospital Federation (FHF), which represents public schools, argues that hospitals treat patients on average more severely affected than those received in the clinic. They are moreover increasingly precarious situation and must therefore stay longer in hospital. "It does not explain everything," but slides an industry expert. A hospital director recognizes that personnel expenses and circuit billing drain on budgets.

In the private sector, it does not have to look very far the reasons for the large productivity gap. "Medicare pays for clinical acts that are providing on average 20% to 22% cheaper than in hospitals, said Thierry Béchu, general secretary of the FHP-MCO (surgery and private maternity). This economic constraint invites us to be more efficient. Otherwise we are doomed to put the key under the door! "


Jul 16 2014

Camps: the slow disaffection

Tag: economic, finance, life, opinions, resourcesadmin @ 10:16 am

 

Courses, cultural or sports camps, training … Under the name "camps" mingle public bodies, associations, works councils but also commercial companies and even individuals. Behind

enticing platelets and websites presenting any assurance of a well supported living? The death last week of a child of 8 years in the Ariege began again the confidence of parents in these camps which show a steady decline in attendance for twenty years. In 2013, a parliamentary report has warned the government on this disaffection. Mistrust and high cost of stay (from 400 to 600 euros on average for a given week by an association), the "colossal" no longer welcome on this day that 7.5% of children, against 15% in 1995. They are now 1.3 million to participate in the 50,000 annual trips organized by the "youth facilities" (ACM). Subcontractors

crooked, scams, companies in liquidation: parents may not know the bottom of the offer. "We must focus on the content of the project and the trip organizer," insists Anne Carayon, general secretary of the associative network in full air1 Youth. She encourages parents to check the profile providers behind the offer proposed by the mayors and councils, buyers of these stays catalog. "There are many players, it is true, but abuse remains marginal," says Cédric Javault founder Telligo, private market player summer camp for twenty years low fee payday loans. As for controls, "the state's job," he says. A stay in five controlled, according to the ministry. "In 400 trips organized by Telligo, twenty inspection reports we receive. This is more than in the restaurant or hotel, "says Cédric Javault. A

'quality label' to burnish their image

However, the Ministry of Youth and Sports 2a initiated discussions to improve their image. At the start, one, accompanied by a charter "quality label", should attest to the quality of their educational project. A label which is by no means a license. "The state does not issue any and empowers collective reception organizers of minors," said the ministry. The legal regime is the declaration to the prefectural authorities.

However, the organizers should be consistent with the health rules, safety and staff qualifications framing. Private or voluntary, organizations struggle in parallel to provide more guarantees seriously. "We own our shelters – one hundred – a guarantee of security," said Julien Coue, head of education and recreation project in the General Federation of PEP3, which is involved in the industry since 1915 and brings together 128 associations.


Jul 14 2014

Why French amusement parks are popular abroad

Tag: business, economics, finance, top news, worldadmin @ 2:04 pm

 

There is not that the giant and powerful Disneyland1 park which is exported worldwide. Although the American ranks first among the most visited parks in France with 14.9 million visitors per year, a small French attractions, Puy du FOU2 steals the second place, indicating a significant growth of the entertainment industry to the French. It must be said that in terms of attractions, the "French Touch" was popular. Nicolas de Villiers, President and Director of Puy du Fou contacted by Le Figaro, "foreign appeal to French because they pick a lifestyle and expertise. The thickness of our history gives a refined look to France. And the French have the ability to understand civilizations and integrate. This is what pleases abroad. "His park attractions Vendée is indeed envious internationally. So that Nicolas de Villiers and his team have created three years ago subsidiary "Puy du Fou International" for marketing outside of France, the expertise of the park shows. The Puy du Fou

looks to China

The English and Dutch have already tempted by the model "Puy du Fou3." And it is the turn of Russia and China to follow the trend. "Many Chinese come to the Puy du Fou Park for becoming more essential for their trip to France. It is therefore quite natural to turn to this country. 'If you do not come to the Puy du Fou Puy du Fou will come to you', to quote the quote Knight Lagardère, "says Nicolas de Villiers.

The export model in China, with whom the Puy du Fou has four contracts, will be different from other countries. "In normal times, we used to adapt our concept to the history of the country in which it is implanted. But for China, it is not impossible that the park revolves around the history of France is of great interest to the Chinese, and it would be a little bit of France there. "The leader welcomes the ongoing negotiations which could lead to an overall investment including "between 500 and 600 million euros for an entire fleet, as we are going up in Russia near Moscow, for example," but refuses to advance a specific date. "It is difficult to give a date for a park in China because the negotiations are always a little longer but by 2019, there may be a park there because, from the moment we take our sheet White to set up the project and open to the public during the day, it takes 2 and a half years, three years cash till payday advance. " The Park

Astérix4 also look to Asia. Our Gallic holdouts should settle in China in Yunnan Province, southwest of the country. The owner of the brand, Compagnie des Alpes is in discussion. The success in France Gallic and their adventures in comics, Parc Astérix 5se ranks third in French parks with 1,620,000 visitors in 2013. But internationally, it is long gone unnoticed. It is only recently, with the English variation of film with Gerard Depardieu and Laetitia Casta, the characters of Goscinny were able to export. The technology

Futuroscope draws India

After the shows Puy du Fou and rides Asterix, it is the turn of the technology Futuroscope 6d'intéresser foreigners. This is the Indian society Appu Ghar, the father of entertainment in India which reflects an installation attractions Jaipour7 industry. This clone Poitiers Futuroscope propose the same events and entertainment. For Denis Brunnelière in charge of Futuroscope the General Council of Vienne, owner of the park department, foreign investors are seeking a particular different model, amusement parks "classic". "Our specialty at the Futuroscope in Poitiers is to combine a leisure park and a science. Foreigners are interested in the overall concept and not just part of the theme park., "He says Le Figaro. Although Denis Brunnelière does not wish formally confirm the project, he acknowledges that "if all goes well, the park should be released in 2018. But all this remains hypothetical." "The investment for the Futuroscope of Poitiers itself amounted to 200 million euros. Given the work necessary adaptation to the local market to do in India, investment will exceed 200 million euros. "  

With nearly 200 parks on French territory, 10% of the European market, the refinement of the "French touch" does not continues to inspire. And the last one, the theme park Le Petit Prince8 recently opened its doors in Mulhouse, could attract those who want to perpetuate the legend of Saint-Exupéry.


Jul 06 2014

Companies forced to reduce their quota of trainees

Tag: Uncategorized, finance, news, resources, specialadmin @ 8:53 am

 

While many young people "still struggling" already to find internships, often required to validate their years of study, the new law on the supervision of stages1, finally adopted on 26 June will complicate their task a little more. Starting again laudable intentions – they protect young people against abuse and other "courses copiers" – this text is likely to miss its target. For

by increasing constraints, it may discourage foremost business leaders to open their doors to students. However, demand is high: the number of stages2 in France has almost tripled in less than ten years to 1.6 million per year, in part due to their generalization in the curricula of secondary and higher education. But also because the course has often become a point of passage for a first job.

Result, since July 1, employers are forced to comply with new Obligations3. First, they must not exceed a maximum ceiling of trainees based on number of employees of the company. This number, which will be fixed by decree, could be three trainees in enterprises with more than 30 employees, and 10% of trainees in larger companies. Cherpion Act

2011

"Violation of this provision shall be punished by a fine not exceeding € 2,000 per trainee concerned and 4,000 euros if recurrence, "said the law firm DaemPartners, recalling that the limitation period of the administrative action is two years. The maximum duration of internships remains at 6 months, but in two years, there will be no derogations possible for example to make a gap year in his studies to go abroad.

Then entrepreneurs will have to increase by September 2015, the remuneration for internships over two months, which will increase from 436 523 euros monthly. Finally, they must extend to all students access to the restaurant business, earnings restaurants securities or reimbursement of transport costs where they exist for their employees.

"This rigid and dangerous law will scarce supply Internship"

Patrick Hetzel, UMP ….. ….. In addition, the law reinforces the means to identify and punish any abuse, introduces leave of absence, leave, time aligns the presence of trainees on the employees, exempts from tax income gratification. "The names of the students in the institution should now be listed in order of finish in a specific part of the single registry staff to facilitate the monitoring of labor inspectors" still regrets the cabinet DaemPartners .

The left supported the text "going in the right direction" and reflecting a campaign promise François Hollande4 despite flats Left Front, while the UMP and the UDI voted against. The objective is not to "leave to think that companies are fraudeuses, but some like to play with the rules," observed Denys Robiliard (PS). Whereas

"existing law already protects students' thanks to Cherpion Act of 2011, Patrick Hetzel UMP denounced a bill" rigid "and" dangerous scarce will offer internships. " As the UMP, UDI also criticized the maximum duration of six months for internships, "which will challenge the gap year" in studies from abroad.


Jun 24 2014

Montebourg prepares the "CAC 40 future"

Tag: events, finance, opinions, resources, traveladmin @ 7:29 pm

 The

France suffers from a lack of business intermédiaires1 size (ETI), these large SMEs, three times as many in Germany, which is the real engine of the German economy. Determined to turn the corner, Arnaud Montebourg2 said nothing less than "prepare the CAC 40 future," Tuesday at Bercy, on the occasion of the presentation of a study by Bpifrance3 and the General Directorate for Competitiveness, Industry and Services (DGCIS) on the economic prospects of ETI.

"We will assemble a team of France 40 SMEs, which will be selected during the summer with the intention to engage in an acceleration of their size "said the Minister of Economy, convinced that" our SMEs can become world champions. " The aim is to concentrate all efforts advice, funding support, on a core business, handpicked to make up the range very quickly.

"We incubators and accelerators startups. We do not have to SMEs. This is what we will put in place. These SMEs will be helped to export, innovate and grow. We will put in the oxygen tent to make very quickly ETI, "says Nicolas Dufourcq4, CEO Bpifrance, at the forefront of this project.

"Operation Commando"

The idea is to set up a sort of "commando operation, selecting a small number of SMEs, and encourage their hyper- combining all means, "says Pascal Faure, head of the DGCIS. The state already has in his sights SMEs likely to change scale, through the regional offices of companies, competition, consumption, work and employment5 (Direccte), following on the ground a thousand of high-growth SMEs considered "nuggets". "We will tap into this pool those that seem best prepared to sprint," he adds. On

Ubisoft6 in video games, through 7in Beneteau sailing, Boiron8 in homeopathic medicine or Babolat9 in ropes for tennis rackets, which are all included in their top 3 global market, France has beautiful ETI. But they are too few in number: they are only 4794 in France, against 12,000 in Germany, 10,500 in Britain and 8000 in Italy.

"You can do anything in France only when we invest," says Nicolas Dufourcq, citing the example of Gray Découpage10, industrial ETI specializes in fabricated metal washers for the automotive industry. A pure commodity product, and yet they have nothing relocated. But they are doing because they invest 15% of their sales! ".

The issue is critical because ETI are at the heart of the economic machine: they weigh 28% of total turnover of enterprises and account for 45% in executive recruitment, 26% of expenditure on research and development and 34% of exports. After a slump in 2013, ETI anticipate an increase in their activity in 2014, the times of investment and exports, especially in the industry, according to the latest business survey Bpifrance and DGCIS11 conducted in March 2014. Employment prospects also improved, with a quarter of ETI planning to hire in France this year.


Apr 13 2014

Home insurance: cover its garden and pool

Tag: Uncategorized, economics, finance, international, onlineadmin @ 11:56 pm

Home and garden insurance contract

A home insurance covers the property and its dependencies. But the garden is not taken into account. Thus, the damage caused by fire, frost or flooding will not be compensated. The financial loss can be significant in a manicured garden, comprising for example plantations costly.

To protect it advisable to adopt a specific guarantee for his garden. It is usually possible to integrate it into its home insurance, by requesting a contract extension to his insurer.

Warning: the insurer may demand the installation of fences and locked a monitoring system of the garden, before signing the contract. Housing and green spaces

Insurance

Just like its habitation1 insurance, it is possible to take different levels of security for his garden insurance. The first level of coverage is guaranteed "green spaces". As its name suggests, it covers only the vegetation (trees, massive, plants) where climate risks, vandalism or theft.  

Useful for owners and lavishly maintained with rare or expensive planting gardens, this insurance is less need for a simple grassy field. Reinforced garden

Insurance

installations made: garden shed, stone barbecue, fence, swing, outdoor lighting … Home insurance does not take into account the property it is better to take a garden guarantee strengthened to be compensated for any sinistre2.

Of course, the purchase of this extensive coverage will boost the amount of home insurance premiums.

Tip: an insurance broker 3pourra help you negotiate your best deal. Home and pool

Insurance Home insurance does not take care of damage to a swimming pool set in the garden. Depending on the type of model and its cost, increase the risk covered is indeed important. Again, it is necessary to adopt a specific guarantee.

As for the garden, a rider can be added to the contract home. The pool shall comply with all safety standards in force, to be covered by the insurer. To protect yourself against the risk of drowning, liability guarantee is highly recommended.

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