Aug 29 2014

These apps that deem the conduct of motorists

Tag: economy, features, people, resources, top newsadmin @ 9:36 am

 Insurers

decided to help motorists make progress. Their weapon? Apps that serve but also learn to improve his behavior. Axa proposes a few days "Axa Drive," which sounds an alert every day fifteen minutes before the time, at the latest, you have to climb into his car to be on time – without excess Speed1 – with the nanny or the gym, depending on traffic and road works, valued in real time.

But above all, this app can assess the talent of the driver. Coupled with GPS, it falls if it adopts the right cornering speed, braking too hard, traveling at the right speed (the average traffic), etc. "The app gives a score for each trip. We can then relive the journey to correct his mistakes, "says Thierry Fabing, deputy director digital at Axa France. Direct

Insurance and Allianz launch their bids

Axa developed this system with its subsidiary Direct insurance2, which has also launched in July "Youdrive." App also evaluates the conduct of the driver, asked to compare his score to other users. The insurer did not hide his ulterior motives. It plans to launch a 'pay how you drive' insurance by the end of the year. Or how to modulate the driver's insurance premium based on his driving behavior, since we know now how to evaluate it fast cash now. At stake, a reduction that would go up to 600 euros a year, provided you install a box collecting the same information as the app to send them to the insurer. Allianz3

will also take the plunge. In recent weeks, it already offers its customers to install on their dashboard an electronic box. Associated with a smartphone, this little device locates the car when you forget where it was parked. If it detects a strong impact, it automatically alerts the audience that, after trying to contact the driver, sends relief at the site of the accident. It also records the speed of the motor, the intensity of turns, distance, time and other technical data (other than the speed of the car) to provide an index of conduct, 1-100. "Having an objective indicator gives you a different perspective on your behavior," notes Delphine Asseraf, digital director of Allianz France.

In 2015, Allianz policyholders who have subscribed this offer (optional, for 50 euros per year in their contract) and that will conduct righteous will be rewarded: they will receive a discount on their premiums. But those who still have some way to go do not pay more. "It's an encouragement, not punishment," insists Delphine Asseraf.

One of the smartest ways in which you can search for low priced insurance covers for your vehicle is through online aggregator sites or independent sites for car insurance. In other words, the Internet is the best avenue for cheap price car insurance quotes.

Aug 22 2014

The Estately application, Tinder of real estate search

Tag: business, economic, economics, features, specialadmin @ 9:52 pm

 Slide your thumb

to the right or left on your touch screen is an effective and fun way to link two human beings (or remove them), as evidenced by the success of the inevitable Tinder1 application, which offers scrolling on your screen profiles of men and women.2 found in a 10 km radius around you. The application has become a must have for young singles. So that applications incorporating this principle have multiplied, just like Jobr The Tinder for professionals and for finding employment3. This ingenious system

now can also make people happy for those seeking a property … It is the ambition of Estately4 application, which took over the fundamentals of Tinder: a series of pictures of various real estate succeed before you, and you have two options: either you save a property that you like, or you put it in the trash. It's as simple as that. And that's not all: when you save a property, the application sends you notifications about any changes in its status. Price, day visits …

"With Tinder, we realized that the" swipping "was easy to use and intuitive payday loans guaranteed no fax. In real estate, it can quickly purify a list extension! "

Galen Ward, CEO of Estately application.

The application is not limited to offer photos of the property. As Tinder on several characteristics accompany each profile so you do not select solely on visual criteria: its price, its area, number of rooms, any dependencies … With this system, you can quickly identify what you want in the middle of a forest property that does not interest you systematically, as explained in specialized site Techcrunch 5 Galen Ward, CEO Estately6 application. "With Tinder, we realized that the" swipping "was easy to use and intuitive. In real estate, it can quickly purify a list extension "

While competing applications – or as Redfin7 Zillow8 – already offering the functionality to remove and hide properties that do not interest us, they do not allow this act of "swipping" that users love so much. "This small gesture is ideal for first time buyers who have thirty years!" Says Galen Ward. A very trend that has probably not finished inspire system.


Aug 21 2014

The price of fruit and vegetables fell sharply this summer

Tag: business, economy, events, features, opinionsadmin @ 5:28 pm

 While

Modef, agricultural union organizing today directe1 selling fruit and vegetables in Paris to denounce the margins of supermarkets, a study reveals that prices fruits2 and vegetables3 fell this summer. According to the observatory Families rurales4, fruit prices fell 12% and vegetables by 3% in the summer compared to last year. "This is good news for consumers, but it remains in perspective relative to 2013 that was very bad because of the weather. It's more of a catch-up compared to 2012, "says Dominique Marmier, president of the Consumers' Association.

In 2013, the price of fruit had flambé5 effect of 14% , while that of vegetables increased by 17% from 2012! Now the average price of a kilo of fruit to 3.34 euros, and a kilo of vegetables costs on average 2.14 euros. Even the bio grimacing: organic vegetables saw their prices decline by 11%, according to the observatory.

In addition, the observatory noted a greater presence of French products in supermarkets. In fact, of 16 fruits and vegetables on the stalls studied, nine are imported from abroad, while they were 10 last year. The difference between foreign and French products would even be reduced to 7 euro cents, according to the observatory.

"We risk losing our productive tools and employment"

If apples, eggplant and French melons6 were able to place on the shelves, c is due to the good harvest of domestic producers. Lower prices also reflects this early printemps7. In fact, the normal harvest dates were postponed, foreign products arrived earlier in the store, forcing the French distributors to align the foreign price.  

But, conversely, bad weather in August should revise this good news. As such, Luc Barbier, president of the National Federation of Fruit Producers, says that "the fall in prices is a reality, but it would have to actually see the end of the period récolte8 instant payday loan lenders." The gloomy weather

August further generates a lower consumption of fruits and vegetables in France. Luc Barbier also denounces comparators prix9 and promotions great distribution10 being "nourished the idea that fruits and vegetables are national overpriced so the French consume less. Supermarkets then responds by slashing prices. We risk losing our productive tools and employment in the sector. " Dominique Marmier Rural Families, 11estime him that "économique12 crisis also cause consumers to rethink their spending. The French have less power to achat13 so they consume less. "

But good news for consumers, lower prices could rise following the embargo russe14. France exported 31.5 million tonnes of fruits, citrus and vegetables to Russia in 2013. By importing products the Baltic countries or Poland, Russia likely to hinder the French market. It would end then flooded with Polish apples, more competitive. A hypothesis that puts Dominique Marmier: "In theory, there should be no concern to the extent that Europe supports the producers." The European Commission has indeed released on Monday a budget of 125 million euros to rescue fisheries and nectarines15. Citizens seem also mobilized by the embargo: a wave of "selfruits" (a selfie with fruit) took social networks for some time. Initiatives that aim to support the consumption of fruits and vegetables.

& Quot; @ AJEnglish16: happy to eat a pear to supporting Belgian farmers Against Russian ban: http://t.co/KIgq9KLk6617 pic.twitter.com / tRkyvZtWac18 # ShareAPear19 & quot;

& Mdash; stefania campogianni (scampogianni) August 9, 201420


Jul 18 2014

Global markets affected by the crash in Ukraine

Tag: events, features, money, online, publicationsadmin @ 2:44 am

The crash of an airliner in malaisien1 Ukraine2, which could have been shot, shook the western markets and fall titles airlines Exchange Thursday as investors feared the impact of the disaster on the economy mondiale.A Wall Street3 where indices nosedived after the announcement of the crash, the Dow Jones4 abandoned around 18:00 GMT 0.42%, 0.81% and the Nasdaq5 the broader S & P 500 0.60%. European shares have also been hit hard by these uncertainties and ended sharply lower: the Paris market ended down 1.21%, in Frankfurt, the DAX index fell 1.07% and the Stock Exchange London dropped 0.68%. Asian stock markets were still closed at the time.The foreign exchange market remained relatively stable in the evolving euro6 dollar7 1.3523 after falling to 1.3517 at 2:55 p.m. GMT dollar, a new low in a month, 1.3524 against dollar on Wednesday to 9:00 p.m. GMT.L ' euro evolves its lowest against the Japanese yen, a value considered as "safe haven" by traders from février.Du side pétrole8, New York crude (WTI) for August delivery climbed almost $ 2 and Brent the North Sea to London has appreciated by 0.73% to 107.91 dollars.L ounce of OR9 has appreciated and ended at $ 1,302.50 at auction evening in London, against 1,301 dollars Wednesday . U.S. bond market, where operators take refuge in times of uncertainty left his side sharply higher. The yield on 10-year Treasury fell to 2.467% against 2.538% Wednesday, and the 30-year to 3.287% against 3.348% veille.Signe the nervousness in the market, the VIX index, called "index fear "soared 15.45% reading at its highest levels of the dangerous semaine.Plus for markets that sanctionsLes markets have suddenly lost ground to 1530 GMT as investors have learned that a plane Line Malaysian Amsterdam left for Kuala Lumpur crashed in the Donetsk region in eastern Ukraine guaranteed cash advance. "It is frankly very bad news, rather than Western sanctions announced" Wednesday night responded Gregori Volokhine of Meeschaert Financial services. "It calls into question the safety of air routes in this region of the world and in other regions", as in the Middle East, continued Gregori Volokhine. However, "air traffic is very important for the economy." What worries the most, as portfolio manager, "is that this is not an accident but a downed aircraft is going to ask questions that had never been asked previously. Risk stray bullets "on airliners. "This is unsettling for travelers and investors," he has estimé.Secteur global air in baisseDes both sides of the Atlantic, particularly information on the aviation sector weighed American Airlines10 fell by 2.52% at $ 42.38, Delta Airlines yielded 1.95% to 37.13 dollars, United Continental 2.03% at $ 42.99. The aircraft manufacturer Boeing11 limited the damage and let go only 0.30% to 127.04 dollars.L German Lufthansa12 giant European airline, which announced after the close of trading on Thursday that decided to bypass "substantially" space Ukrainian air, closed down 2.37% to 14.61 euros on Euronext Paris Francfort.A Air France13-KLM fell by 1.45% to 8.77 euros. At the London Stock Exchange, International Consolidated Airlines Group, parent company of British Airways and Spanish carrier Iberia, fell 3.02% to 330.70 pence and easyJet 1.18% to 1,341 pence.


Jun 29 2014

Lease its property to provide rental

Tag: economic, features, publications, top news, traveladmin @ 5:37 pm

 To leave

despite the crisis, an increasing number of French place for rent that they do not use during their stay: accommodation, car, but motorhome, bike and why not boat

. Success in Hexagone1 site rental housing owner Airbnb2 is the most obvious example of this economy of sharing that attracting more and more French consumers. 70,000 French homes are for rent at this time on the site, against 7,000 two years ago. Initially very urban – especially Paris – the site has gradually gained a wider audience. "In Corsica, the number of units available for rent, for example, increased by 9 this year," says Nicolas Ferrary3, France Director of the U.S. site. People who live in tourist areas have included the interest they could find an empty room to rent their home, or their home in its entirety, to tourists. In 80% of cases, the owners rent their principal residence and two out of three, it is their entire home … they do not care if they themselves went on vacation. Amount of gain: on average 300 euros a month in Paris. According to a study by Airbnb, these gains are largely used to meet current expenses, but also to finance its own holiday (for 80 euros).

In the family of sites private rentals, Airbnb is the behemoth, but it is far from the only one. A multitude of sites allow you to earn some money with the property that is not used when one is oneself trip. This is for example the case of Carnomise4 and Tripndrive5, offering vacationers to rent their car in their absence. Installed at major airports, they pay parking the car and pay back homeowners compensation for its location. The invoice sent to the lessee of the vehicle is on its side around 60% lower than in a traditional landlord. "We left our car three weeks Carnomise during a trip to Japan free instant credit score. By renting our car fortnight, we won 136 euros … and we did not pay the 300 euros usual car, "says Chantal Blanchet, a new follower. Rent a boat

Even in JeLoueMonCampingCar6 concept, created in 2011. As its name suggests, the site connects owners of motorhomes, which is generally used only part of the year, with people who want to rent. Two years after its inception, the site has found its market: 19.000 rental days have passed through JeLoueMonCampingCar … more than 60% since the beginning of the year. To rent a campervan costs around 100 euros per day. Each owner has gained an average of 600 euros through the vehicle unused. On an equally specialized segment Boaterfly Sailsharing and aim to facilitate the location of boats between particuliers7. Bike rental by owner, proposed by Véloc8 only a few months, is potentially a wider audience, but is still struggling to break into France. The French, however

bite undoubtedly the "collaborative consumption." France is the second market Airbnb world, both in terms of number of passengers that housing available for rent. The success of the French carpool website Blablacar9 now the industry leader in Europe, is another indicator of the success of these new modes of consumption, which now appeal beyond the "bobo" early community. The average age of users has significantly high Blablacar past two years. "Car rental by owner – Drivy, Ouicar or Buzzcar are the leaders – another public key, older and less urban. The success of these sites is a sign that this way of eating is within the standards, "says Marc-Arthur Gauthey, the think-tank ouishare devoted to these practices.


Apr 18 2014

Road transport threatened by low-cost

Tag: Uncategorized, business, features, publications, technologyadmin @ 5:57 pm

 Between

a French truck driver paid 31,000 euros net per year and his Polish counterpart paid 16,000 euros, an international transport company quickly made the calculation, provided that the rate of social security contributions is almost two times lower than in Poland … This "splits" denounced by a Senate report information was again discussed Wednesday by transport professionals and political representatives to the Economic and Social Council where there was a European conference on harmonization of social conditions in the road freight transport.

For decades, the distortions of competition between low-cost countries and others are dug. The "French flag" represents only 10% of the European market for international freight while in 1999 it was still 50% court records.

This movement is irreversible, say industry professionals. Some large French groups (Norbert Dentressangle1 Geodis …) are still present in this segment but their leaders emphasize that only the creation of subsidiaries in eastern Europe has kept an international activity which reflects the shift in activity industrial on the Old Continent.

The liberalization of the road haulage market and the enlargement of the European Union do not facilitate the harmonization of working conditions.

Early December, Frédéric Cuvillier2, the Minister of Transport, now secretary of state, even denounced "behavior slave" in the transport sector. "I saw how employees are treated European countries, apart from all social rules and creates an unacceptable dumping" had he exclaimed. Social dumping

The FNTR3 (National Federation of Road Transport) which includes the majority of transport companies denounces illegal and effects of "optimization" practices. Clearly, the practices of "cabotage" – that is to say, the succession of loading and unloading of goods in a country other than that of origin in the context of international transport service – which not comply with the regulations. In this case, the French companies that provide domestic services compete with these international operators. Other companies circumvent the law by using light vehicles traffic is not regulated public court records. The FNTR

hope that a common European driver status could be created within five years. It would converge fiscal, social and regulatory. No question, however, to align this standard on the French model, consider companies. "We should especially harmonize working hours," said an officer who regrets the equivalent costs there ten years between French companies and their counterparts in West Germany are now 10% lower than in Germany because of for better productivity and lower payroll taxes. By coincidence, the directive on posted workers who can fight against the dumping social4 was adopted unanimously Wednesday to the European Parliament.


Apr 12 2014

Three years for any change to the Hotel Lutetia

Tag: business, features, international, resources, specialadmin @ 2:32 pm

 

It's Monday between noon and 15 hours staff Lutetia1 take the last check-out customers. The next guest should not cross the threshold of 45, boulevard Raspail, Paris (VI) before 2017.'s Last chance to enjoy the current setting will be selling the furniture auction, art and wines will be held in the lounges and bars of the hotel 19 to 25 May This historic hotel was one of the few boutique hotels in the capital not to have been entitled to his makeover. And he really needs. While the Plaza

Athénée2 to reopen this summer, followed next year by the Crillon3 and Ritz4, the Lutetia is given three years for a total renewal . Bought 145 million euros in 2010, its centenary year, the Israeli real estate company Alrov, it no longer met the current standards of international clients especially as the new Asian-inspired institutions (Mandarin Oriental, Shangri -La, Peninsula) set the bar very high in Paris.

According to the owner, this work will be "an intermission dedicated to sublimate this mythical establishment of French heritage while keeping his soul so appreciated." The décor, the architectural firm of Jean-Michel Wilmotte5 that orchestrate the transformation, the same one that currently redesigning the Crillon. "The architectural features Art Deco and Art Nouveau past will be married in a contemporary design," said the latter. The investment would be around € 80 million. 40 rooms in less

Beyond the decor, the whole structure of the building will be reviewed guaranteed high risk personal loans. Like its predecessors, the Lutetia benefit work to equip a spa and larger rooms. The hotel currently has 231 rooms expected to lose 40, especially to offer large suites. As for the 700 m2 open to outside guests spa, they will be earned on an unclassified area and a portion of the first basement.

The new version of Lutetia will also develop a new central patio, a jazz club and a library designed to accommodate literary appointments and art. A clever way to play the cultural map where the right bank of palaces are more showy. The gourmet restaurant takes meanwhile finally bowing to help increase the capacity of the brewery will be expanded to 240 seats. After this transformation, the institution remained under the management of Concorde Hotels (Groupe du Louvre) join the small collection of luxury hotels The Set. Created by CEO Alrov and his son, Alfred and Georgi Akirov this chain currently includes an address in London and one in Amsterdam.

He who was previously a 4-star hotel can he then measure the palaces? "In any case, it enjoys a palace, because this part of the left bank has evolved and really like, especially European and American clientele, says Georges Panayotis, President of MKG consulting firm. ., And providing the means to do such heavy work, it could create a surprise "Another positive, according to the specialist, the Lutetia displays nothing in his will to win the title of palace 'C' is the client to decide, we are not born palace, one becomes. "


Apr 06 2014

 Charlie Hebdo offers reduced in past cities right and the extreme right prices

Tag: economic, features, publications, resources, technologyadmin @ 8:04 am

 A

"special offer post election hangover wood." Charlie Hebdo1 offers until April 8 subscriptions at reduced rates for the past right or the extreme right in the last municipal elections cities. "Your city is moving to the right or the far right? You do not plan to move? Charlie supports you in this event, we offer you the discounted rate for all contracts taken until Tuesday, April 8 included, "says the description of the subscription.

Subscription for 6 months and from 55 to 45 euros; than a year from 96 to 76 euros and that of two years from 185 to 146 euros. In addition, "you receive a gift and save up to 54% of the cover price. What could be better? "The newspaper added. The Offer is made all the inhabitants of the past right and the extreme right cities, "young, old, military, unemployed, prisoners, retired, non-taxable, invalid, or you subscribe someone who the is ".

…… Special Offer "Hangover post election wood!" http://t.co/W14iEQnCt12 pic instant payday loan.twitter.com/R0eVDPQfui3

– Charlie Hebdo (@ Charlie_Hebdo_) April 2, 20144

So without marketing or real militant act? "This is a militant act," replied Charlie Hebdo. "We did this also to laugh, to lighten the mood." And the satirical newspaper, marked left, is not his first attempt. Already in 2011, the a "Sharia Hebdo5" was controversial and the newspaper was the target of arson. "We have already launched promotional offers of this type," says the satirical weekly.

And the financial impact is not necessarily strong. "We have not noticed an increase in our subscriptions up this offer," says Charlie Hebdo. If "people take it as a joke," offer different prices depending on the location of the subscription is illegal. "In legal terms, this is discriminatory," says Delphine Meillet, a lawyer at the Paris Bar .. "Legally, there is the matter, but the damage will not look very far," she adds.


Mar 22 2014

SFR Bouygues can still counter Numericable?

Tag: economy, events, features, online, traveladmin @ 7:52 am

 

Thursday night Bouygues1 launched a bidding war on SFR2, trying to convince her to give him Vivendi3 telephony subsidiary, at the expense of Numericable4. A bet may seem daring while Vivendi and Numericable Altice5 (its parent) are in exclusive negotiations. Under these conditions, Vivendi Can only watch this offer?

At the moment, the media group merely reply that his "Supervisory Board decided on 14 March to enter into exclusive negotiations with Altice for a three week period. " A statement that resembles a certain estoppel. "It's a bit like buying a house, between the promise of sale and the signing of the act, he spends some time during which the seller can not abandon the transaction without suffering the consequences" illustrates a close case. Vivendi could therefore bypass the bidding Bouygues and continue to negotiate with Numericable so as to finalize the sale of SFR in the coming days.

For others, the supervisory board "can not not look at an offer that is in the interest of the shareholders of Vivendi." Against the proposal Bouygues Telecom 6est best bidder of € 1.4 billion in cash compared to Numericable on the envelope to 13.15 billion euros. But Henri Lachman, a member of the Supervisory Board of Vivendi and Chairman of the ad hoc committee had to decide on the tender would have argued last week that "450 million euros it can not refuse", referring to the gap between offers Numericable and Bouygues before the latter was the cash portion of its offer.  

If board members Vivendi watched the new offer before the end of the three weeks of exclusive April 4, they take a legal risk. Numericable would be entitled to go to court to file a civil complaint to request damages. "The law limits the risk to the costs already incurred by the complainant," however, says a close case. Others cite the contrary, a penalty clause which could reach tens of millions of euros for breach of exclusive negotiations. Can

Vivendi simply playing for time and drag the exclusive negotiations, so they do not end before the deadline of April 4? In this case, the meter would be in some way reset. "Legally, exclusivity is a commitment to negotiate in good faith," said a lawyer.


Mar 12 2014

Villepin would have received € 100,000 after a working day

Tag: Uncategorized, features, life, money, onlineadmin @ 2:04 pm

 Compensation

that does not go unnoticed. Dominique de Villepin would indeed hit no less than 100,000 euros for a single day's work ahead Telegraph1 The … In fact, those few extra hours were needed for the former diplomat key retired officer of the diplomatic corps, adds British newspaper. The former Prime Minister Jacques Chirac have indeed made this flash back in September, thus opening the rights to touch this tidy sum. Problem

this regulation would not have done automatically. The procedure was approved by the Minister Laurent Fabius in place, the newspaper said, although the Quai d'Orsay denies any "discretionary or preferential treatment" with regard to the former Prime Minister. And at a time when "the government is pushing for austerity, higher taxes and deep cuts in public spending," the new tenants would have exasperated the prestigious department, the newspaper said. An administrative error

Meanwhile, the environment of Dominique de Villepin have invoked him an administrative error which would justify the request direct payday lenders. Contacted by the newspaper, Daniel Arlaud, spokesman for the former tenant of Matignon, explained that "this administrative error had been a request from Dominique de Villepin to the competent authorities."

In any event, the payment of this amount would not be illegal. Much more than "abuse" on the part of the former Prime Minister, the payment would be an offshoot of the French system of remuneration of senior civil service, which grows outcry across the Channel.  A

indignation also nourished by little precarious situation of the former senior official. In fact, Dominique de Villepin today have as a consultant for his company International Villepin, who performed in 2013, nearly 1.7 million euros in turnover. The newspaper also pointed out that the magazine L'Express unveiled in 2012 Villepin heritage: a real estate property in Paris worth 3 million and an estimated more than 4 million personal fortune

. ..


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